Investing for retirement
It's so important to invest for your retirement. Putting as much as you can into a pension plan as soon as you can gives you a much better chance of having the retirement you want.
It's never too soon to start investing. Find out more about pension plans today.
Starting from 1 October 2012, employers will have to auto-enrol their employees into a company pension scheme. If you're an employer, find out how this will affect you at aviva.co.uk/auto-enrolment.
Find out about the three investment levels offered by our Pension Portfolio.
Invest for your retirement with one of our personal pension plans.
Start a stakeholder pension plan with as little as £20.
We'll tell you all you need to know about pension plans in a clear and simple way.
Find out why investing into a pension plan is a good idea. The buts stop here…
Pension Tracker is an exciting way for you to take control of your Aviva pension plan. It's an online service that helps you manage your pension arrangements any time that suits you, in the same way you might use internet banking.
If you’re an employer or a trustee of a defined benefit scheme, we've got everything you need.
Approaching or already retired
Whether you're approaching retirement or already retired, find out how you can afford the retirement you want.
If you're approaching retirement, it's time to think hard about turning your pension fund into an income for life. It's one of the most important decisions you'll ever make, so let us help you.
If you're already retired, there are things you can do to help boost your income. Find out moreabout retirement at our retirement centre.
Turn your pension fund into a guaranteed income for life with an annuity.
Invest your pension fund for a fixed term with the option of taking an income and guarantees around what the value will be on maturity.
Release money from your home with our lifetime mortgage products from one of the UK's most trusted providers.
Plan your retirement by using part of your fund to provide an income and leave the rest of your fund invested.
Which pension plan is right for you?
Which option is right for you?
The changing face of financial advice
Last year was an amazing year with the Diamond Jubilee and London 2012 taking centre stage. With so much going on, you’d be forgiven for not noticing that big changes were happening in the world of financial advice. But they were. And if you already have a financial adviser, or you think you may need to use one in the future, they will affect you.
So, what’s changed? In short, you’ll now know exactly how much you’ll pay for advice on retail investment products (such as pensions, annuities and investment bonds) and what you’ll get for your money.
You might think that paying for advice is the big change. But actually this isn’t anything new. Advice has never been free. Even if you’ve had financial advice in the past without handing over any money, it doesn’t mean that your adviser didn’t get paid. Of course they did; they got commission every time you and their other customers took out a product they recommended. The problem was that it was never very clear how much the advice cost or who was paying for it. And that is what’s changed.
Advisers now have to explain exactly what their advice will cost when you go to see them about retail investment products. And you’ll have to agree how to pay for it – either as an upfront fee or out of the money you’ve got to invest. Your adviser will also have to explain what kind of service your money will get you. This means you’ll know what kind of investment products – and which product providers – your adviser will tell you about.
The changes have also affected the qualifications advisers need to have before they can give you financial advice. So now, when you see an adviser, you can be confident that you’re getting the best possible advice.
We know that these changes can’t compete with the excitement of 2012. They won’t rival a 1,000 boat flotilla or the superhuman performances of ParalympicsGB. But they will hopefully be right up there when it comes to leaving a legacy. A legacy of financial advice you can put your trust in. To find out more about how the changes will affect you, read our leaflet The changing face of financial advice PDF (160KB)