Private health insurance

5 Star private health insurance with an unrivalled no claim discount

Healthcare is better when it's personal

When it comes to healthcare, we understand that quality cover matched to your needs matters just as much as a great price. After all, your health is your most valuable asset.

Our Defaqto 5 Star private health insurance product offers you:

  • An unrivalled no claim discount – We offer the best entry level no claim discount - up to 66% off your premium in year one. Currently, 75% of new customers qualify for a no claim discount of 66% on their Healthier Solutions private health care policy, in the first year.
  • A 24 hour GP helpline – You can speak to one of our fully qualified GPs by phone, day or night. Plus, they can give you advice on any member of your family, even if they don’t have a policy with us.

We’ll also take care of the extra details which make your cover truly personal. As part of your Healthier Solutions policy you will enjoy a number of benefits:

  • Dedicated cancer support – We understand that during a cancer treatment, there’s enough to be dealing with. We’ll arrange experienced, dedicated support at every stage of your treatment – from your first phone call to aftercare.
  • Our Defaqto 5 Star Rating – Provides you with independent expert reassurance about the quality of cover we provide as standard, whether you choose the standard package or use our options to tailor your policy.
  • Less time on a waiting list – More time enjoying your health. With our health care policy in place, you'll have our support, helping you to get access to prompt, expert medical treatment at a time that suits you, anywhere in the UK. See which hospitals we use (PDF 2.03MB)
  • Access to the latest drugs and treatments - We cover the most recent medicines and therapies, provided there’s the supporting medical evidence. And our clinical experts are constantly reviewing cutting edge medical developments, so you’re always receiving the most sophisticated options.
  • A family package option – Pay for your oldest child (they must be under 20), and we’ll cover your other children for free.
  • Save more with MyHealthCounts – As soon as you join you will have access to MyHealthCounts. This is an online health programme providing advice and action plans to help manage and improve your health. Join in and you could receive a discount of up to 15% on your next year's renewal premium.

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