Retiring in difficult circumstances

Not everyone is fortunate enough to retire at a time entirely of their own choosing.

You may find that you have to retire earlier than you planned because of circumstances beyond your control. Such as:

Are you facing difficult circumstances in retirement?

Dealing with money or personal problems, like debt or divorce, can upset even the best laid retirement plans. But you can get help from:

And, you may find you are entitled to some benefits in retirement.

If you're facing difficult circumstances, we always recommend that you speak to your pension provider and/or financial adviser. If you don't have an adviser you can find one near you at

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