
Understand the level of risk first
Investing in a pension offers the potential for better returns than cash savings over the long term (5+ years). But there are risks, the value of your investments may go down as well as up, and you may get back less than has been paid in.
Before you transfer a pension, check if there are any valuable benefits you could lose, exit fees and investment choices.
Why save for retirement with Aviva?
We've been in this business for a long time, and plenty of people trust us with their money - including over 6 million who look to us to handle their pension.
With an Aviva pension you'll have fair and transparent charges, flexible contribution options and a wide range of investment options.
Aviva Pension (SIPP)
Our self-invested personal pension (SIPP) lets you save for retirement in a way that suits you. And you can start from just £25 a month.
Transfer your Pension
Bringing your pensions together with Aviva can make them easier to manage - and could mean lower charges too.
Workplace Pension
If you have a workplace pension, log in to check your fund value, see where your money is invested, and track your retirement planning progress.
Start your retirement journey

Pension calculator
Check what you'll need in retirement
Try our pension calculator to see what you could be working with in retirement.

Workplace
How much should I pay into my pension?
We all want a comfortable retirement, we'll help you understand how much you may need.

Workplace
Bonus pension sacrifice
Bonus at work? We'll explain how you can use it to boost your pension.

Preventing fraud
Pension scams
We all want a comfortable retirement, we'll help you understand how much you may need.
How to plan for your retirement

Learn more about retirement planning
From budgeting to topping up your pension pot, we’ve got some handy tips to help make the most of your money when you leave work.

Get started with our pension basics
When planning for the future, it's not always easy knowing what to do first. So we've put together some useful articles to help you understand pensions and how you can make the most of yours.
Accessing your pension pot
Taking your pension
Close to retirement? We'll take you through the ways you can take your money. And give some pointers on how to make it go further.
Pension drawdown
Learn how you can access your pension pot in a flexible way that suits your lifestyle, with either lump sums or regular payments.
Pension annuity
Choosing an annuity means that that you can turn your pension pot into a guaranteed income for the rest of your life.
Making the most of retirement
Equity release
If you own your home it can be a big asset to your retirement. Find out how you could use it to boost your retirement.
Lifetime care
Get a financial cushion in case an illness, condition or disability leaves you needing long-term care later in life.

Retirement help and support
If you still need help with your pension, we have a range of resources that can help - whether you have an existing Aviva Pension or want to chat about setting one up.
Learn about retirement
We've got a range of simple guides and tools that can help you make the most your money in those golden years.

Savings
Six simple tricks to help you boost your pension
Giving your pension a little push now, could make all the difference tomorrow.
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Contribution
How much to pay into your pension
See if you're saving enough to get your ideal retirement.
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Pension calculator
See what your pension could be worth in retirement.
Annuity calculator
Work out the annual pension income you could receive.
Inflation calculator
Learn how inflation could impact your investments.
Aviva Pension (SIPP)
With our- self-invested personal pension (SIPP) you can save for retirement in a tax-efficient way. With flexible payments that start from £25 per month.
Find lost pensions
You may have old pension money waiting for your retirement. Our free service can help you find it.
Get financial advice
If you have a pension or investments worth more than £150,000 Aviva Financial Advice could help you plan for the future.