The options you choose when you take out your Immediate Life Annuity will affect the amount of cover you'll get. Generally, the more you add, the lower your starting income will be. You can get a personal illustration from your financial adviser which will show the difference the various options would make to your income.
Your income can be paid monthly, quarterly, half-yearly or yearly, either:
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We can’t give you advice. If you are unsure whether a product or a service is suitable for you we can put you in touch with a financial adviser who can give you a personal recommendation. This service will be restricted advice and is limited to a number of product providers. There may be a charge for their advice.
Alternatively, you can visit www.unbiased.co.uk to find an adviser in your local area
Nothing on this site is personalised advice or a recommendation. If you need a personalised recommendation based on your personal circumstances, you should seek financial advice.
Pension Wise has been set up by the government and offers free and impartial guidance for people retiring with defined contribution pensions. It will help you understand what your choices are and how they work.
You'll be able to get help on the Pension Wise website, over the phone or face to face.
If you are approaching retirement we recommend you get guidance or advice to help you understand your options.
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