Hospital cash plan insurance

Protect against the unexpected with hospital cash plan insurance

Any stay in hospital can cause disruption and additional expense.

Hospital cash plan insurance provides a daily financial benefit if an injury or illness results in a stay in a UK hospital as an inpatient.

The information below outlines the main features of our hospital cash plan insurance. Full details can be found in the hospital cash plan insurance policy summary (PDF 130KB) and policy booklet (PDF 545KB).

Available to anyone aged over 18 and under 65 providing your main private residence is in the UK.

As long as you are aged over 18 and under 65 and your main private residence is in the UK, you are eligible for hospital cash plan insurance.

You can choose to include your partner if they are aged over 18 and under 65 and they live and share financial responsibility with you, and/or your children provided they are over 6 months and under 20 years of age and their main private residence is with you or their other parent in the UK.

No medical required. Hospital stays for diagnosed medical conditions (and those awaiting diagnosis) will be covered once you have been without treatment for the condition for 24 months after the start of this insurance.

This insurance is not intended to cover a hospital stay for any medical condition that you knew about in the 24 months before you took out this insurance, such as for a pre-existing illness, sickness or disease.

This exclusion will not apply when you have been without treatment for the medical condition for a continuous period of 24 months after the start of your insurance.

For full details of this insurance please read our hospital cash plan insurance policy summary (PDF 130KB) and policy booklet (PDF 545KB).

£50 paid for every 24-hour period you are hospitalised for necessary medical treatment.

This insurance pays a £50 benefit for every 24-hour period a person covered under this insurance is hospitalised in the UK for treatment which is medically necessary up to a maximum amount payable overall of £18,000 per person covered under this insurance.

For full details of this insurance please read our hospital cash plan insurance policy summary (PDF 130KB) and policy booklet (PDF 545KB).

Cover a wide range of hospital stays. There are situations which are not covered by this insurance, please see the policy booklet for full details.

This insurance is not intended to cover a hospital stay for any medical condition that you knew about in the 24 months before you took out this insurance, such as for a pre-existing illness, sickness or disease. This exclusion will not apply when you have been without treatment for the medical condition for a continuous period of 24 months after the start of your insurance.

It also does not cover you for any hospital stay as a result of a self inflicted injury, cosmetic surgery or treatment which is not medically necessary.

For full details of this insurance please read our hospital cash plan insurance policy summary (PDF 130KB) and policy booklet (PDF 545KB).

You can choose to insure your partner and/or children.

You can choose to include your partner if they are aged over 18 and under 65 and they live and share financial responsibility with you, and/or your children provided they are over 6 months and under 20 years of age and their main private residence is with you or their other parent in the UK.

Pays a benefit regardless of whether you have any other personal accident insurance.

Hospital cash plan insurance will pay any benefit due regardless of whether the person making the claim is covered by any other personal accident insurance.

You should review your circumstances on a regular basis and consider whether this insurance still meets your needs.

Available immediately from just £2.53 per month.

The premium changes depending on whether you choose to insure your partner and/or your children.

Cover Adult Adult and partner Adult and children Adult, partner and children
Monthly premium £2.53 £5.07 £4.06 £6.60

Apply now for hospital cash plan insurance

Applying couldn’t be easier: fill out the simple form and cover will start immediately provided you have given us valid Direct Debit details.

Apply now for hospital cash plan

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