Want a workforce that's more present and productive?
Guided hospital choices 
We'll find the most suitable specialist and hospital for your employee's condition, giving them a range to choose from.
Extensive cancer cover 
Support your employees with extensive cover at every stage of cancer treatment.
Mental Health Pathway 
Take care of your employees' mental health with an end-to-end service offering a range of treatment options, with no need for a GP referral.
BacktoBetter 
Give your employees access to musculoskeletal experts for help with a range of aches and pains - without a GP referral.
Quick links if you need something else
Make a claim or find help and support using the links here.
Comprehensive cover you can customise
Solutions can be ideal for smaller businesses, because you can easily adapt it. That means you can choose the level of cover that suits your employees and business needs.
Starting with core cover, you can choose to add more benefits, which will increase your premium. Or, if options in your business private health insurance aren’t needed anymore, you can select options to reduce your cover and bring it more in line with your current business needs and budget.
Core cover includes:
- Acute conditions
Treatment for short-term illnesses or injuries that respond fast to treatment and result in a full recovery. - Cancer cover
Extensive cover and support at every stage of cancer treatment. - Treatment for back, neck, muscle or joint pain (musculoskeletal conditions)
BacktoBetter is a third-party musculoskeletal case management service. - Mental Health treatment
Quick access to quality talking therapy and counselling, without the need for a GP referral.
Enhance your cover:
- Add dental and optical cover
- Upgrade your mental health cover
- Include routine and GP referred services, such as scans, physiotherapy, and consultations and tests for chronic conditions
- Upgrade to our extended hospital list
Reduce your cover:
- Selecting the six week option
- Choosing a policy excess, from £50 to £500
- Selected benefit reduction, removing specific services and treatments
- Limiting out-patient cover
- Choosing one of our reduced hospital lists
Learn more about what Solutions can cover
Solutions private medical insurance can be tailored to your business needs, so you can choose which options you'd like to include and exclude from your policy. More information about how you can adapt your PMI, as well as common exclusions, can be found in our brochure.
Support your employees can rely on
When your employees aren't feeling their best, Solutions offers them expert support when they most need it. This includes extensive cancer care and direct access to both mental health and musculoskeletal treatment through our managed pathways.
Cancer cover
Cancer care is included in our core cover for Solutions, meaning your employees have access to our dedicated oncology team to guide them through the process, locate approporiate treatment and access aftercare.
Covered employees will get:
- access to diagnosis and treatment, helping to put their minds at ease
- an experienced and dedicated cancer claims team to support them every step of the way
- a range of additional support to help them throughout their cancer journey and beyond
See how we supported Karin, one of our customers since 2021, with her cancer journey.
Mental Health Pathway
Our Mental Health Pathway offers your employees access to talking therapy and counselling, without the need for a GP referral. Call us and we'll put them in touch with our third-party clinical provider for assessment and treatment. Outpatient limits don't apply to Mental Health Pathway.
We offer a wide range of specialists through our network of professionals. This includes clinical psychologists, talking therapists, psychiatrists and counsellors.
Anyone over the age of 11 who’s covered on the policy can use Mental Health Pathway.
BacktoBetter
A musculoskeletal condition – affecting back, neck, muscles or joints – can get worse quickly if not treated. When employees call our BacktoBetter service, they’ll be referred to one of our third-party clinical providers who’ll suggest the right treatment pathway for them.
If physiotherapy is recommended, we’ll pay for it when it’s needed. No need for a GP referral.
Anyone over the age of 11 who’s covered on the policy can use BacktoBetter.
Wellbeing services available for your employees
Solutions isn’t only there for financial support throughout treatment. It helps you take care of your employees year-round through a range of value-added wellbeing services.
These services help your people get the most out of life through everyday support across physical, mental, and financial wellbeing. From access to expert clinical help and mental health content to support building healthier habits, they help you take care of your employees’ everyday lives. And, at the same time, help you build a happier, healthier, more productive workforce.
Some wellbeing services are non-contractual benefits which Aviva can change or withdraw at any time. To be eligible for these wellbeing services employees must be residents of Great Britain, Northern Ireland, the Channel Islands or the Isle of Man. Terms and conditions apply to wellbeing services.
Clinical health services
Give your employees access to services that support their health, like a Digital GP and wellbeing guides.
Mental health support
With video modules and content all designed by clinicians, make sure your managers know what to do when an employee is struggling.
Discount and rewards
Support your employees' wellbeing and fitness goals with savings on online workouts, discounted lifestyle products and offers at over 4,000 UK health and fitness clubs.
* These services are non-contractual and can be changed or withdrawn at any time.
Why choose Aviva for your business private medical insurance?
Private healthcare could be a perk employees value and will stay loyal to you for. And through our policies and products, and the wellbeing support that comes with them, we’re making sure you can be there for them, without having to worry about your business.
It’s not just about paying claims, it’s about giving you access to the right practical, emotional, and physical support at the right time. And that’s not the only reason you should choose us for your business private medical insurance.
Clinical excellence is in our DNA
We employ clinicians whose expertise informs every aspect of our work, from creating propositions, pricing products and analysing their impact, to monitoring our claims process and managing our relationships with providers.
Defaqto 5 Star Rating
A Defaqto 5 Star Rating applies to our PMI (Group) products, meaning we provide some of the highest quality offerings on the market.
MyAviva makes it easy for your employees
Your employees can access their PMI policy through our secure MyAviva platform, either in the app or online. MyAviva offers quick access to view their policy or make a claim.
Trust Aviva, the UK's biggest insurer
We’ve been supporting businesses for over 325 years. And our strong financial stability and ability to pay obligations to policyholders has been recognised by global credit rating agencies, including S&P, Moody's and AM Best, who have independently assigned investment grade financial strength ratings (AA- / Aa3 / A+) to rated entities.
How to get a Solutions private medical insurance quote
We know your insurance needs are unique to your business. That’s why we’re here to help you shape a package that’s tailored to you. Get in touch to see how Solutions private business health insurance could work for you and your people.
Looking to cover 1-99 employees?
To get a quote or find out more about our private medical insurance for your employees, call us to speak with our team today.
We may record or monitor calls, and opening hours may differ depending on the team you need to speak to.
Looking to cover 100 or more employees?
You can ask for a call back and we’ll help you find out more about Solutions and get a quote.
Your first month’s premium - covered
If you haven’t had a private health policy with us in the last year and keep your new cover in place for a year, your first month’s premium is on us. So, your first month is covered at no cost to you.
Take a look at our terms and conditions.
Upgraded mental health treatment pathways at no extra cost
You may be able to benefit from upgraded mental health cover at no extra cost to you. That means your people can get the care they need to make a full recovery. And you get to see them back to their best selves at work.
Check out our terms and conditions to make sure your policy applies for this upgrade.
More information about our group services
Corporate private medical insurance
Optimum, our private medical insurance for businesses with 250+ employees, gives you a flexible healthcare package tailored to your business, and your employees.
Group Life Insurance
Financial support for loved ones if an employee dies in service, as well as access to everyday health and wellbeing services and legal support.
Group Income Protection
Aviva's Group Income Protection insurance helps employees if they can’t work due to illness or injury, with flexible payment terms for employers.
Group Critical Illness
We pay a lump sum if an employee is diagnosed with a critical illness, undergoes an operation covered by the policy, or for some surgeries, is added to the NHS waiting list, and survives at least 14 days.