Employers’ Liability Insurance | Aviva Business
Employers’ liability insurance
Get covered – not caught out. If you employ people in your business, you’re legally required to have employers’ liability insurance, available as extra cover when you buy our public liability insurance. It protects your business if an employee makes a claim for injury or illness as a result of their work for you.
Do I need employers’ liability insurance?
It’s your responsibility as an employer to protect the health and safety of your employees during working hours. You’re legally required to have employers’ liability cover in place if you employ one or more people.
Some companies don’t need employers’ liability insurance, such as businesses that only employ close family members. In these instances, while it isn’t a legal obligation to have employers’ liability insurance, lots of businesses still choose it for the financial security it provides.
Why choose Aviva?
Compensation, legal costs and expenses for defending health and safety prosecutions – no stone is left unturned, so you’re prepared whatever happens.
£10 million protection
Employers’ liability insurance from Aviva gives you £10 million cover as standard – that’s twice the legal minimum.
Need to make a claim? With Aviva it’s quick, easy, and straightforward – and all dealt with by our UK claims centre. That’s another load off your mind.