Contract-based pensions

Giving support and financial strength

What we offer

Our contract-based pension schemes are designed to give your members control and flexibility over their investments and retirement, letting members take control of their investments online. 

Our contract-based pensions

We offer two different types of contract-based pension, for all types and size of business. Our contract-based schemes offer members a comprehensive range of retirement benefits including support through specialist training and planning tools.

Group Personal Pension

Invest in any of our insured funds
Our Group Personal Pension offers your members access to over 200 funds from more than 30 fund managers, covering the key asset classes including ethical and a Sharia option. We also have a wide range of index tracker funds available, along with a range of actively managed funds.

Group Self Invested Personal Pension

Invest in a wider range of funds
Our Group SIPP is designed to offer your employees greater control over their investments by giving them access to three tiers of investments: a core fund range, a fund supermarket and the FTSE™ All-share Index . We also offer a range of bespoke options for employers, such as the ability to create white-labelled funds and investment solutions.

The value of investments can go down as well as up and members may get back less than has been paid in.

How we help

Our pension schemes are simple to set up and easy to implement, with personalised support for members. 

Help transferring your scheme

Our fully qualified implementation team will help you move your existing pension scheme to us. As part of our service we offer:

  • Your own dedicated project manager 
  • Full implementation plan tailored to your specific needs 
  • Training for your team in using our pensions platform

Support for your members

We offer interactive online tools and events to help members plan for their future, including:

  • Face-to-face workshops organised by our financial education team 
  • Online events and webinars to engage and inspire members 
  • Access to our financial planning tools and educational training materials

Investment solutions


Our contract-based schemes have been recognised throughout the industry and have received a number of prestigious awards: 

PensionsAge award 2020
WSB 2020 awards winner - Aviva pension provider of the year