What we offer
Our contract-based pension schemes are designed to give your members control and flexibility over their investments and retirement, letting members take control of their investments online.
Our contract-based pensions
We offer two different types of contract-based pension, for all types and size of business. Our contract-based schemes offer members a comprehensive range of retirement benefits including support through specialist training and planning tools.
Group Personal Pension
Invest in any of our insured funds
Our Group Personal Pension offers your members access to over 200 funds from more than 30 fund managers, covering the key asset classes including ethical and a Sharia option. We also have a wide range of index tracker funds available, along with a range of actively managed funds.
Group Self Invested Personal Pension
Invest in a wider range of funds
Our Group SIPP is designed to offer your employees greater control over their investments by giving them access to three tiers of investments: a core fund range, a fund supermarket and the FTSE™ All-share Index . We also offer a range of bespoke options for employers, such as the ability to create white-labelled funds and investment solutions.
The value of investments can go down as well as up and members may get back less than has been paid in.
How we help
Our pension schemes are simple to set up and easy to implement, with personalised support for members.
Help transferring your scheme
Our fully qualified implementation team will help you move your existing pension scheme to us. As part of our service we offer:
- Your own dedicated project manager
- Full implementation plan tailored to your specific needs
- Training for your team in using our pensions platform
Support for your members
We offer interactive online tools and events to help members plan for their future, including:
- Face-to-face workshops organised by our financial education team
- Online events and webinars to engage and inspire members
- Access to our financial planning tools and educational training materials
My Future is the alternative default solution and has been designed to help members save for their retirement. Risk is managed throughout the retirement journey thanks to the mix of assets in the My Future funds, including company shares and bonds. The aim of this approach is to grow members’ pension savings in the earlier stages of the journey and then focus on preserving members’ capital as they get closer to retirement. Responsible investment has been integrated into My Future.
My Future Focus
My Future Focus is the Aviva Master Trust default investment solution, designed to give members the opportunity to benefit from gains in the world's financial markets while trying to minimise any unexpected volatility, particularly as they approach retirement. Responsible investment is fully integrated into My Future Focus.
Designed to incorporate ethical and environmental, social and governance (ESG) considerations, the Stewardship lifestyle default solution gives members the opportunity to secure a future for themselves and their families, while actively contributing to a sustainable long-term future for the world around them. These funds are available for members to select.
Our contract-based schemes have been recognised throughout the industry and have received a number of prestigious awards:
Not what you’re looking for?
Our Trust-based pension schemes combine expert independent governance with quality investment choice and can be tailored to suit the specific needs of an employer’s workforce.
Contract and trust-based pensions
We look at the differences between contract and trust-based pensions.
Why choose a contract pension scheme?
A contract pension is a collection of individual personal pension plans, grouped together to make it simpler for us to look after them.