Aviva 360

Business protection in one place

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Aviva 360, all-round protection for professional services businesses

What’s your business’s greatest asset? For many professional services businesses with 1-15 employees – the answer may well be your people.

Aviva 360 is designed to protect your business with cover for public and employers’ liability, combined with cover for your employees – all in one quote. You simply select the products that best suit your needs and get one straightforward quote.

What’s more, when you cover your professional services or consultancy business with Aviva 360, you can add Aviva Digital GP at no extra cost. 

Aviva 360, for you and your business

Public Liability

• Cover liability for accidental injury to clients or members of the public
• Cover liability for accidental damage to property
• Includes legal expenses
• Choose level of cover for your business

What's not covered?

• We can’t cover your employees for injuries – for that, you’ll need Employers’ Liability Insurance

• We can’t pay for fines and penalties
• Any damage that occurs from pollution or contamination
• Any asbestos-related claims 

Employers' Liability - (only available with Public Liability)

• £10 million cover as standard (twice the legal minimum)
• Legal costs and compensation for illness, injury claims, defending health and safety law prosecutions
• Cover against claims made by all members of staff, including workers employed through government schemes

What's not covered?

• Work in or on, or travel to or from, any offshore installation or support vessel
• Injury to an employee travelling in or on, or getting into or out of, a vehicle where any Road Traffic Act legislation applies
• Liquidated damages, penalty clauses or fines

Aviva 360, for your people

Physio Essentials

• Up to 5 telephone clinical assessments each year per employee
• Virtual or face-to-face physio post clinical assessment

What's not covered?

• Physiotherapy in your home
• Exercise equipment and appliances

Simplified Group Life

• Financial support for spouses and dependants of employees who die in service
• Policy written under a Master Trust which can usually provide faster and tax efficient benefit payment

Aviva Digital GP – at no extra cost

• Get free access to 5 GP consultations each year per employee
• An “ask a question” feature
• Pharmacy services
• Repeat NHS prescriptions with free delivery
• All at the touch of a button

What's not covered?

• Face to face GP visits

Ready to get started?

On our Aviva 360 quote page you can select products to suit your business. Your Aviva 360 quote will adjust dynamically on screen.

Aviva 360, taking care of business

  • With our Public Liability cover you can protect your business against claims from members of the public
  • If an employee claims against your business, you’re well protected with our Employers Liability cover

Aviva 360, taking care of your employees

  • With our Physio Essentials cover help employees bounce back from injury, with personalised physiotherapy treatment and support
  • Look after the spouse, partner or dependant of someone who dies during their time as an employee with Simplified Group Life