What is group protection?
Our group protection enables small to medium-sized businesses to include a range of financial protection for their employees as a benefit on top of their salary. It can include Group Life Insurance, Group Income Protection, Group Critical Illness cover, or any combination of the three.
Our policies cover your employees, protecting them financially against some of life’s difficult situations whilst giving you the flexibility to choose the level of cover that best fits your business.
Group Life Cover
Group Life Cover If an employee dies in service, life cover can help make sure their family is financially secure and supported during a difficult time.
Group Income Protection
Group Income Protection If an employee can’t work for a time due to illness of injury, income protection pays a proportion of their salary. It also gives access to a range of non-contractual wellbeing services such as a tailored rehabilitation plan and early intervention support.
Group Critical Illness
Group Critical Illness can help employees financially if they are diagnosed with a critical illness, undergo or meet the definition of an operation covered by the policy, and survive at least 14 days.
Protection that helps your people and your business thrive
Our group protection can help to make your people feel valued, giving them some financial protection as part of a benefit for working for your business. So, it can help you attract and retain talent.
But it doesn’t just benefit your employees, it benefits your business. Not only are the premiums you pay usually tax-deductible as a business expense, it’s also usually cheaper than buying individual policies.
And of course, your commitment to your employees’ welfare shows you take your corporate social responsibility seriously.
Wellbeing services to support your workforce
Aviva Group Protection isn’t just there for when the worst happens — it also gives your employees access to a range of carefully selected third‑party wellbeing services to help them keep their health on track.
The services available across our group protection products cover a wide range of support for your employees' mental, physical, and financial wellbeing. Head to our dedicated product pages to find out which services are available with each product.
To be eligible for these wellbeing services employees must be permanent residents of Great Britain, Northern Ireland, the Channel Islands or the Isle of Man. Terms and conditions may apply.
* These services are non-contractual and can be changed or withdrawn at any time. This does not apply to Grief Encounter as this is a charity and is available to the general public.
We’re here to support you and your employees
A name you can trust
We’ve been around for over 325 years, so you can trust that we know what we're doing when it comes to protection.
We're an experienced group protection provider
We cover more than 4.6 million people, insuring over £528 billion of group protection benefits across 26,475 policies Footnote [1].
Our commitment to claims
Behind every claim or request for support was a person - and we were there - from financial support to emotional and practical help.
In 2025, we settled 10,410 group protection claims, paying out over £677m Footnote [2].
Webinars to help you support employees
Join sessions on health, wellbeing, and the latest Aviva product updates. Hear from experts, ask questions live, and gain practical insights to keep your business informed. You can also catch up on past webinars anytime. Visit the Webinar Hub regularly for upcoming events and on-demand content.
How to get a quote and apply
You'll need to take speak to an adviser to get a quote or apply for our group protection insurance, so you can do one of the following:
Get in touch with a financial adviser to get a quote. 
If you would like more information about our group protection products and services, get in touch and we'll be happy to help. 
Learn about group protection
From understanding how the services work to finding out what has an impact on service costs, here you’ll find valuable information about providing group protection services for your employees.
Group Protection
What is group protection insurance?
Find out what it is and how it could benefit you and your employees.
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Group Income Protection
Group income protection costs
Find out what affects the cost of group income protection.
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Group Income Protection
How does group income protection work?
Would your business benefit from group income protection?
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Group Critical Illness
Group critical illness insurance – the pros and cons
Find out how it could work for your employees and your business.
More ways to build your benefits package
Workplace Pensions
Whether you’re a new company employing staff for the first time or you’re looking to switch providers, our workplace pension options are suitable for most types of businesses.
Business Health Insurance
Consider adding Aviva Private Medical Insurance to your employee package, with ways to tailor it to suit your needs and budget.
Business Insurance
Find out how we can help arrange the cover you need for your business, including your vehicles, your premises, and your liability.
Employees' Wellbeing
Our products come with access to non-contractual benefits, like apps, financial advice, and other resources – such as support with mental health or healthier lifestyle choices.