Pension Funds for Aviva workplace pensions

The My Future Focus strategy aims to combine the best of both worlds by balancing risk and reward for your employees in their retirement journey. This is achieved through investment in a broad range of asset classes. My Future Focus adapts to the different stages of the pension journey and mainly invests in equities in the growth stage, before dialling down risk as members get closer to retirement.

This is the default pension fund for our Group Personal Pension and the Aviva Master Trust.

The My Future strategy changes the balance of investments through the retirement journey. In a similar way to My Future Focus, it mainly invests in equities in the growth phase of the pension and then focuses on capital preservation in the lead-up to retirement.

My Future is the default pension fund for our Group Self-invested Personal Pension.

My Future Vision is our newest default strategy, designed to give members greater access to private markets asset classes. It uses our well-established multi-fund and glidepath model to help your employees  prepare for their retirement.

My Future Vision is only available for My Money trust-based schemes.

Introduced in 1984, the Stewardship funds were the UK's first ethical funds of their kind. They’ve been managed by Aviva Investors since 2018.

The Stewardship funds exclude companies that could be deemed harmful to the world and its people. The remaining companies are assessed for investment by a review of their products and services and operations. Businesses must show that they contribute to one or more of Aviva Investors' sustainability pillars - Climate, Earth and People.

There are five funds available, including an international equity fund, two UK equity funds and a bond fund.

These funds let your employees invest their pension in funds outside the default option, giving them more control over their savings. The funds within the self-select range are managed by leading global asset managers, and cover the main asset classes - equities, bonds and property.

We also offer a choice of funds that take environmental, social and governance (ESG) factors into consideration, as well as ethical funds.

This includes funds which have been given a Sustainability Disclosure (SDR) label by the FCA. These funds have specific environmental and/or social goals.

Shariah-compliant investing draws on the expertise of Islamic scholars and other experts to make sure a fund only invests in businesses that operate, within the principles of the Islamic faith.  The approach works in the same way as an ethical fund, screening out investments that do not meet the requirements of Shariah principles – like alcohol, pork and tobacco.