The convenience of saving, investment and retirement planning under one roof
Cash ISA 
Whatever your employees might be saving for, it makes sense to do it tax-efficiently. Our Cash ISA is a low-risk way to save, offering a variable rate of interest on the invested amount over the life of the ISA. It can be a great way for your employees to save for short- to medium-term goals.
Stocks and Shares ISA 
Our Stocks and Shares ISA is a tax-efficient way to invest in any of our investment funds. It gives employees the option to choose from over 900 funds as well as shares and investment trusts. This ISA can help your employees to invest for their medium- to long-term goals.
Investment account 
Our General Investment Accounts can help your employees continue investing beyond the ISA limit. Giving them the freedom to invest in over 900 different funds, it may also be useful for employees who have several investments and want to bring them together into one place.
ISAs and investment accounts: what to consider
For the 2025/2026 tax year, the annual ISA allowance is £20,000. This is the maximum a person can pay in across any ISAs they hold – including cash ISAs, stocks and shares ISAs, innovative finance ISAs, and Lifetime ISAs.
For the Cash ISA, inflation will reduce the buying power of employees’ money, particularly if the interest rate is lower than the rate of inflation. For the Stocks and Shares ISA and the Investment Account, the value of investments can go down as well as up. Employees may get back less than they pay in.
Tax benefits can change and depend on an individual's circumstances.
Why choose Aviva?
Committed to sustainability
We're focused on being a trusted sustainability leader. We were the first major UK financial services company to announce an ambitious aim to be Net Zero by 2040
Our Group financial strength and performance
We’ve supported people through life’s opportunities and challenges for over 325 years, and we're dedicated to help in securing our members' financial future and safeguarding their investments.
Our strong financial stability and ability to pay obligations to policyholders has been recognised by global credit rating agencies, including S&P, Moody's and AM Best, who have independently assigned investment grade financial strength ratings (AA- / Aa3 / A+) to rated entities.
Rigorous governance
Good governance is integral to the way we do business at Aviva. We follow the 2018 UK Corporate Governance Code, which is publicly available on the Financial Reporting Council website.
An award-winning ethical provider
The Good Shopping Guide has been independently verifying ethical business practice for over 20 years, and they gave us accreditation for the fourth year in row.
We achieved top spot in the Finance ratings, which covered both pensions and insurance.
What to do now
These savings and investment options are available with some of our workplace pension schemes - select an option below to add our savings options to your workplace benefits.
If you don’t yet have a workplace pension scheme:
Visit our workplace pension page to find out more and apply.
If you’re the administrator of an existing scheme:
To find out more about the ISAs and Investment Account, or to arrange access for your employees, please get in touch with your usual Aviva contact, or send us a message.
Frequently asked questions
How can I make these savings and investment options available to my employees?
When you set up your Aviva Workplace Pension scheme you’ll be asked whether you’d like these options to be offered to your members.
If you already have a workplace pension scheme set up with us, get in touch to arrange access for your members.
What would employees do to take out these products?
Once they’ve registered for an online account, they can simply log in and complete a short application form. Any members who aren’t able to do this can request a paper application. If they want to make payments through their salary, they can arrange this directly with your own HR or payroll team.
How do the costs work?
The terms you agree on setting up your scheme will also be designed to include or exclude the individual savings and investment options we’ve mentioned. Everything will be clearly set out.
I’ve already set up my Aviva Workplace Pension scheme. Can I add these options to it?
Yes. To do this you just contact your usual Aviva representative, or send us a message . Your terms will be updated at the time – whether there’s any additional cost will depend on the size of your scheme and the way it’s been set up. This is also the process if you choose to set up your scheme without these options and want to add them later.
I’ve got more questions. Who should I contact?
Just get in touch with your usual Aviva contact, or send us a message .
Learn about workplace pensions
From auto-enrolment rules to comparing details of different scheme types. This is where you’ll find the information you might need about providing pensions for your employees.
Workplace pensions explained
Types of workplace pension – what are they and how do they work?
Discover the different types of workplace pension, how they work, and which one is best for your business.
-
Employers
How to choose a workplace pension provider
Find out how to choose a workplace pension provider that aligns seamlessly with your business.
-
Auto-enrolment
Company pension contributions
Find out more about the company pension contributions you need to make as an employer.
-
Workplace pensions explained
Contract and trust-based pensions – what’s the difference?
Find out the difference between contract and trust-based pensions and the benefits they offer to employers.
