Aviva Clarity

The UK’s Defined Benefit de-risking market continues to grow with transaction volumes on the rise. As demand increases, competition for insurer capacity intensifies – and smaller to mid-sized schemes may find access to the market more challenging at times.

That’s where Aviva can help. We bring deep experience supporting pension schemes of all sizes on their journey to de-risking. 

Aviva Clarity is our streamlined solution – designed to deliver a quicker, more efficient, yet fully robust de-risking process. It’s built primarily for schemes with liabilities of up to £100m and standard benefit structures, helping improve access to market without compromising on quality or certainty. 

We’ve made requesting a quote straightforward by using a standardised template that allows trustees to share scheme data and benefit details quickly and confidently.  

From there, we commit to these clear, dependable outcomes:

A prompt review of your request – so you’ll know quickly whether we’re able to quote.

Quotes delivered within the timescales agreed at the outset.

Robust data and benefit templates that support automated validation and detailed, accurate pricing. 

Access to our dedicated team of highly experienced pension professionals to guide you at every step.

And, for schemes ready to move at pace, our fast-track finalisation process supports an efficient straight-to-buy-out journey. 

Throughout that process, you’re backed by our comprehensive library of guides and factsheets – giving you and your members a shared understanding of key actions, milestones, and outcomes on the journey to buy-out. 

Here are four reasons why Aviva could be the right choice for you and your members.

With over 20 years in the market and over 650 BPA transactions of £100m or less, we bring the insight, scale, and expertise to support your scheme with confidence.  

Our robust, efficient process supports a smooth end-to-end journey. You and your members get full access to expert guidance from our UK-based teams – and with over 325 years of helping people safely plan for their futures, Aviva is a name your members know and trust to provide a secure home for their pensions.

We know how important it is for members to feel supported during the transition into a successful retirement. Our online portal gives access to policy information, financial education tools, and holistic wellbeing support. And, when it really matters, our highly trained contact teams are there to provide a personal, first-class service.

Aviva maintains a strong and resilient financial position, consistently exceeding regulatory requirements and holding very favourable ratings from leading agencies. That strength gives you long-term confidence in our ability to meet commitments and safeguard your members’ pensions.