
What is My Future Vision?
It’s an extension of our existing default investment strategies, using our multi-fund and glidepath model to help customers prepare for retirement.
My Future Vision invests in both public markets (such as equities and fixed income) and private markets (such as private equity, infrastructure, real estate and private debt).
My Future Vision is only available for My Money trust-based schemes.
Stage 1
All pension savings are invested in the My Future Vision Long Term Growth Fund up until 15 years before retirement.
Stage 2
We gradually move savings into the My Future Vision Growth Fund between 15 and 10 years from retirement.
Stage 3
We start moving savings to the My Future Vision Consolidation Fund from 10 years before retirement. All savings will be fully invested here by the time a member reaches retirement.
A multi-manager approach to investment
My Future Vision is a multi-manager investment strategy with market-leading asset management. We’ve combined the best of Aviva Investors with several specialist asset managers, who are known for their proven and market-leading investment capabilities in global private markets. The complete list of asset managers is:
Strong governance
Our in-house governance team closely monitors the investment strategy of My Future Vision on an ongoing basis. The team is there to make sure the allocations to the different asset classes remain suitable. It's also their role to check that My Future Vision is performing in line with expectations.
The funds in My Future Vison go through rigorous monitoring to make sure they continue to deliver strong outcomes and value for members.

Sustainable for the long run
We know we’ve got a responsibility to deliver positive outcomes for our pension scheme members, as well as the world they’ll be retiring into. That’s why sustainability is integrated into all our investment strategies, including My Future Vision. Each of the fund managers we’ve partnered with directly incorporates ESG factors into their investment process. They also engage with businesses and industries to drive positive change in areas such as climate change .