Staying ahead of storms this winter

Severe weather events, including high winds, heavy rainfall, snow and freezing temperatures can all have a significant impact on buildings, operations and equipment.


High winds can damage roofs, cladding and external fixtures and flying debris poses a risk to buildings, vehicles and people. Heavy snowfall can also place excessive loads on roofs, walls and canopies, causing them to deflect, bow or even in extreme cases, collapse. Melting snow, combined with rainfall, can easily overwhelm building drainage systems, with the potential to result in localised flooding and cause damage to buildings, stock and equipment. Freezing temperatures can affect exposed services and equipment, as well as increasing the risk of burst pipes and business disruption.

Many weather-related losses can be reduced through proactive inspection, maintenance and resilience measures.

Some practical tips to help you navigate the upcoming season


Roofs

  • Inspect roofs, flashings, roof openings, chimneys and flues for loose, damaged or missing components, and arrange repairs where required.
  • Replace missing or damaged roof tiles and make sure all roof features are securely fixed before severe weather arrives.


Roof and wall-mounted equipment

  • Check that solar panels, fans, pumps and other mounted equipment are securely fixed.
  • Make sure rooftop access hatches, doors and covers are properly closed and secured.


External objects

  • Remove or secure bins, outdoor furniture, signage, stored materials and other loose items that could become airborne in high winds.
  • Relocate mobile equipment and other vulnerable items to sheltered or secure locations where practical.


Glazing and external services

  • Protect glazing and external services from impact by wind-blown debris where possible.
  • Check that external equipment, pipework and utilities are adequately protected and securely fixed.


Freezing temperatures

  • Insulate and regularly inspect exposed water pipes, sprinkler systems and other fluid-filled services to reduce the risk of freezing and burst pipes.
  • Maintain adequate heating in vulnerable areas and implement cold-weather procedures, such as draining down non-essential systems where appropriate.


Trees and landscaping

  • Inspect trees and shrubs for unstable branches that could fall during strong winds and address any immediate hazards.


Post-storm actions

  • Carry out a visual inspection of roofs, walls and external areas as soon as conditions are safe to do so.
  • Arrange prompt repairs to any damage identified to prevent further deterioration or water ingress.
     

By maintaining buildings in good condition and addressing defects promptly, businesses can improve resilience, minimise disruption and reduce the potential impact of severe weather events.

Winter weather guidance

Our winter risk management guide is full of useful information to help you prepare for the risks associated with the changing seasons. Covering topics from floods to storm damage and adverse weather driving, the guide provides practical steps to help you stay ahead of winter-related risks.