Flood and Weather

Helping to keep your business safe from floods and extreme weather

Flooding is a common and widespread natural source of damage to properties in the UK. Sources of flooding include rivers, coasts, surface water, drainage, groundwater and sewers which can cause serious damage to your property, contents, production and ability to trade. It’s important to assess the risks to your property, be prepared and plan for any adverse weather including storms or floods. You can put measures in place to help minimise the damage and speed up recovery time.

Did you know?

around 6.3 million

properties (homes and businesses) in England are in areas at risk of flooding from one or a combination of sources (rivers, sea or surface water)¹

1,204

flood claims reported to us between 2023 and 2025²

£99,426

average Aviva claim cost between 2023 and 2025²

Guidance to help manage your flood and weather risks

Download our range of Loss Prevention Standards (LPS)

Flood – Emergency Response Plan

Flood Guidance and Mitigation Global

Tree Management - Property

Flood Guidance and Mitigation – UK

Weather-Related Property Damage

Wind and Windstorm – Property

Explore all of our Loss Prevention Standards

Tools and related content

Read

The Joint Code of Practice on the Prevention and Management of Escape of Water on Construction Sites and Buildings Undergoing Renovation

Flood Risk Management Guidance

Flood Forecasting Centre: annual review 2023 to 2024

CIRIA code of practice for property flood resilience - available on CIRIA.

Our Specialist Partners to help manage flood and weather risks

To access these solutions at preferential rates and terms, contact our Specialist Partners.

Apex Flood Solutions

Flood Protection Services

Apex Flood Solutions offers flood mitigation measures to protect the assets of both commercial and residential customers. Services and products include Design and Specification, Installation and Flood Related Products.

Find out more "Read more about Apex Flood Solutions"

Ashfield Solutions

Flood Risk Management

Ashfield Solutions provides practical flood risk services tailored to businesses and commercial properties. Services include flood risk assessments, property surveys, resilience and mitigation strategies and emergency planning. Their step-by-step approach helps to reduce flood-related disruption, support informed planning and build long-term business resilience. Ashfield holds ISO certifications for quality, environment and safety and has years of experience working with commercial property managers and business owners to help protect assets and operations.

Find out more "Read more about Ashfield Solutions"

JBA Consulting

Flood Risk Assessments

JBA Consulting provide Flood Risk Assessments (FRAs) for insurance purposes, including an on-site hazard assessment survey and a bespoke report which provides a detailed review of the sources of flood risk and options to mitigate this risk.

Find out more "Read more about JBA Consulting"

Explore all of our Specialist Partners

Need further help or assistance?

Call our Risk Helpline to speak to our Risk Management Solutions team for help and advice on

0345 366 6666

Opening times: Monday - Friday* 9:00am - 5:00pm

Email us at: riskadvice@aviva.com

* Excludes Bank Holidays. The cost of calls to 03 prefixed numbers are charged at national call rates (charges may vary dependent on your network provider) and are usually included in inclusive minute plans from landlines and mobiles. For our joint protection telephone calls may be recorded and/or monitored.

^{Contains public sector information licensed under the Open Government Licence v3.0.}

^{1 National assessment of flood and coastal erosion risk in England 2024}

^{2 Aviva Flood Claims data 2023-2025}

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