Preparing for winter - seasonal risk guidance
As we enter winter and the colder weather it brings, we’ve developed useful guidance to help you manage seasonal risks.
Costly Driving Mistakes to Avoid This Winter
Whether you’re driving for work or personal use, our recent press release uncovers some seemingly harmless driving mistakes that could result in a fine or even invalidate your cover this winter. Just over one in six drivers (17%) have driven with poor visibility due to sun glare or with snow on the roof of their car. An even more staggering 34% have worn inappropriate clothing or footwear, such as winter coats or snow boots.¹
Some costly mistakes can occur before a journey even begins. 14% of drivers have left their car running unattended with the key in the ignition to de-ice the screen and warm it up and 8% have poured hot water on a windscreen to speed up the de-icing process.¹
Read more about the top 10 driving habits causing issues this winter.
Winter weather guidance
Our winter risk management guide is full of useful information to help you prepare for the risks associated with the changing seasons. Covering topics from floods to storm damage and adverse weather driving, the guide provides practical steps to help you stay ahead of winter-related risks.
Factors such as water, ice and wet leaves increase the risks of slips, trips and falls both inside and outside the workplace in winter. These injuries can impact your business through customer claims, employee absence and even bad publicity.
Similarly, understanding the resilience of your suppliers and their potential exposures this winter is important to prevent interruptions to your supply chain - not only for business continuity, but also to protect your reputation.
Our winter risk guidance video features Rebecca Saunders - Regional Manager for West and South Wales and Tanya Bellamy - Commercial Field, Major and Complex Loss Lead as they delve into the seasonal risks that could affect your business in the colder months and share essential tips to help keep everyone safe.
1 Data taken from 2,000 nationally representative consumers (18+) from 19.09.2025 - 22.09.2025. 34% statistic found by looking at those who have driven in a big winter coat and/or have driven in heels and/or have driven in wellies/snow boots.