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Both the age and experience of drivers are well recognised road risk factors. Further, as a generalisation, the fewer individuals permitted to drive company vehicles, the more familiar they will be with the vehicle characteristics and controls, resulting in safer journeys.
Wherever practical, employers should aim to restrict the driving of company vehicles to nominated individuals, preferably to authorised employees only.
If it is necessary to extend driving authority to for example, spouses or partners, then consideration ought to be given to applying a minimum age (e.g. over 25) and experience (e.g. minimum 2 years full licence) criteria. A driver's handbook is a key feature in getting these points across.
In every case, a satisfactory Vehicle Driving Application Form should be obtained and the driving licence checked.
Note - Motor insurance contracts will invariably contain restrictions to preclude business use (other than that of the Policyholder) and limitations such as racing and competitions.
Useful Motor Risk Templates are available for you to download free of charge - visit our ‘Tools and Templates' section.
For more information on useful products and services to help you manage your vehicles and drivers please view our Specialist Partners
For more information on Aviva Risk Solutions, please call 0345 366 6666 or email us at email@example.com
This document contains general information and guidance and is not and should not be relied on as specific advice. The document may not cover every risk, exposure or hazard that may arise and Aviva recommend that you obtain specific advice relevant to the circumstances. AVIVA accepts no responsibility or liability towards any person who may rely upon this document.
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