Working lives are changing
How we work, manage our money and prepare for retirement are closely connected.
Our 2026 Working Lives research brings together the views of employees and employers across the UK, revealing an encouraging but still fragile picture.
Retirement confidence has improved since 2024, but many employees remain uncertain about whether they will have enough for a comfortable retirement. At the same time, financial pressure and health challenges are affecting people's ability to work and plan for the future.
The findings highlight an opportunity for employers to help people navigate longer and changing working lives through practical, inclusive support.
52% of employees feel confident planning for a financially comfortable retirement, up from 44% in 2024
70% of employees agree digital tools make them feel more in control of their retirement savings
95% of employers feel some responsibility for helping employees save adequately for retirement
Working Lives Report
What does the future of working life look like for employees and employers?
Our latest research explores retirement readiness, financial wellbeing, health and the changing nature of working lives. It looks at what's changed since 2024, where employees may need more support and how employers can help people plan with greater confidence.