Group Critical Illness

Supporting your employees when they need it most

How our Group Critical Illness cover can help

If an employee is diagnosed with a specified critical illness, or they have an operation that we cover, we'll pay them a tax-free lump sum. That way, they don't have to worry about their finances on top of their health, and can use the money as they wish.

We automatically cover your employees' children and help if they're diagnosed with a specified critical illness or one of the child-specific conditions covered in our policy.

Child cover included

We automatically cover your employee's children, providing help if they're diagnosed with a specified critical illness, including child-specific conditions.

Focus on wellbeing

Our wide range of wellbeing services and Wellbeing Training can help you create a healthier, happier workforce.

Spouse / Partner cover available

If you choose to offer Aviva Flex-pertise™ your employees can add critical illness cover for their spouse or partner.

Why choose us?

Our Group Critical Illness cover can help your employees during difficult times.

Wide range of conditions covered

You decide what type of cover and the level of benefit you want to provide your employees. With standard and extended options, we offer cover for a wide range of serious conditions.

We also offer ongoing cancer cover as standard, meaning we'll support your employees if it's their second or subsequent diagnosis of cancer as defined under the policy. 

Child cover comes as standard

As well as covering children for the conditions which cover the employee, we also cover children for:

  • Cerebral palsy
  • Cystic fibrosis
  • Down’s syndrome
  • Edwards’ syndrome
  • Hydrocephalus – treated by surgery
  • Muscular dystrophy
  • Osteogenesis Imperfecta
  • Patau syndrome
  • Spina bifida

Intensive care benefit and cover for a loss of independent existence are also included.

More about the cover and your options

There are plenty of ways we can help you and your employees in the event of an illness.

What's included

What's not included

You can find more details on the cover included in our technical guide (PDF 480KB).

Wellbeing services

Aviva DigiCare+ Workplace

We can help your insured employees stay healthy with the Aviva DigiCare+ Workplace app provided by Square Health. It gives them the guidance they need to help detect, manage and prevent physical and mental health problems.

Find out more

Aviva Line Manager Toolkit: Mental Health

Video modules and materials to help line managers spot the warning signs of poor mental health, identify reasonable adjustments and manage professional boundaries.

Find out more

Mental health guidance for employees

A suite of bite-sized videos, articles and advice to help employees manage mental ill health, stress and anxiety.

Find out more

Get Active

Helps insured employees stay fit and healthy with discounts for online workouts and more than 3,000 health and fitness clubs nationwide. It also offers a variety of discounted products and services, including those which can help with the daily living adjustments a cancer diagnosis can bring.

Find out more


RedArc is a nurse advice and support service available to insured employees who make a claim through Group Critical Illness cover. The service offers employees and their families long-term practical and emotional support over the telephone from a dedicated Personal Nurse. It's completely confidential.

Find out more

Stress Helpline

Provided by Care first, the Stress Helpline offers insured employees over the age of 16 the chance to talk in confidence to trained counsellors about issues they feel are causing them stress.

The helpline can be a good place for employees who need help with personal or work-related stress issues. Talking and sharing can be the first step in helping to work through problems and resolve them, aiming to achieve the best outcome for employees and employers.

Find out more

Wellbeing Library

An online library of useful content, hints and tips. Includes guides and tools to help with all kinds of situations from family and relationships, money or work, to mental or physical health conditions.

Find out more

Wellbeing services are non-contractual benefits which Aviva can change or withdraw at any time. Available to employees who are permanent residents of Great Britain, Norther Ireland, the Channel Islands or the Isle of Man. Terms may apply.

How to apply

If you'd like to apply for Group Critical Illness, please speak to your financial adviser. An adviser may charge for their services.

If you do not have a financial adviser you can find one by visiting

Or, simply get in touch with your Aviva Group Protection account manager if you have one.

Please note, we are currently unable to offer direct quotes for Group Critical Illness. If you have any further questions, we'll be happy to help.

Making a claim

Our claims process is simple. To make a claim, go to our claims webpage.

On it you'll find:

  • Information on how to make a claim
  • Frequently asked questions
  • Our latest claims report
  • Customer stories

Business perspectives

Expert business insight and analysis

Looking for something else?

We offer a range of flexible insurance options to support your employees and business needs.