What we offer
Our savings and investment options help employees save or invest in the way they want, giving them more ways to put money towards short- and long-term goals.
Our savings and investment options
All of our savings and investment options can be directly integrated with payroll, allowing contributions to be collected directly from an employee’s salary. Employees can also make further contributions directly from their bank account and take their package with them if they leave the company. All our savings and investment products are available as standalone products or alongside our pension schemes.
Our Cash ISA is a tax-efficient and low risk way to save, offering members a variable rate of interest on the invested amount over the life of the ISA. In 2020/2021 members can invest up to £20,000 in an ISA making it an ideal way for your members to invest for short- to medium-term goals.
Stocks and Shares ISA
Our Stocks and Shares ISA is a tax-efficient way to invest in any of our investment funds. Giving members the option to choose from over 900 funds as well as shares and investment trusts. With an ISA allowance of £20,000 for 2020/2021, this ISA can help your members to invest for medium- to long-term goals.
Our General investment accounts (GIA) are designed to offer members the opportunity to continue investing beyond the ISA limit. Allowing them the freedom to invest in over 900 different funds, it may also be useful for members who have several investments and want to consolidate them into one place.
For the Cash ISA, inflation will reduce the buying power of members' money, particularly if the interest rate is lower than the rate of inflation. For the Stocks and Shares ISA and the Investment Account, the value of investments can go down as well as up. Members may get back less than they pay in.
Credibility and integration
We've consistently received high ratings from all of the major credit ratings agencies and continue to be a trusted name in the industry. We've been around for 300 years and have over 33 million customers worldwide.
All of the funds on our platforms are governed on an ongoing basis by our in-house governance team to ensure they remain suitable for our customers at all times.
We offer savings and investment products alongside our pension offering. Our savings and investment options are fully integrated into the same platform as our pensions, making them easier for your members to manage.
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