What we offer
Our trust-based pensions are aimed at medium to large employers, offering specialist governance, implementation and asset transition services. We have supported nearly 8,000 employers with assets over £10.5 billion.
Our Trust-based pension schemes
We offer several different Trust-based pension schemes.
The value of investments can go down as well as up and members may get back less than has been paid in.
Aviva Master Trust
Aimed at medium to large employers, our award-winning Master Trust combines expert governance with quality investment choice and can be tailored to suit the specific needs of an employer’s plans.
Own Rules Trust
This scheme is overseen by your own board of trustees. We work directly with the board to provide administration services and retirement benefits for members.
Group Additional Voluntary Contribution
Our group AVC plan sits alongside an employer’s occupational scheme and lets members pay in extra to build up their personal fund.
Section 32 Buy-out
Gives employers and trustees a hassle-free way to either wind up a scheme or transfer deferred members. It offers security and peace of mind for both trustees and members.
Aviva Master Trust
Aviva Master Trust is an award-winning pension solution, that’s authorised by the Pensions Regulator and aimed at medium to large employers. It combines expert governance provided by its fully-independent trustees with quality default investment solutions and investment fund choices.
Why choose us
Our trusts are designed to look after what an employer needs, however every company is different, which is why we tailor our product to look after your specific requirements. Our specialists will work with you and the trustees to get the best fit for your company and the best outcome for your members.
Stability & credibility
We've been around for 300 years and have over 33 million customers worldwide. As a composite insurer, we're able to spread our risk across different markets. We have consistently high ratings from all major credit-rating agencies and continue to be a trusted name in the industry.
My Future has been designed to help members save for their retirement. Risk is managed throughout the retirement journey thanks to the mix of assets in the My Future funds, including company shares and bonds. The aim of this approach is to grow members’ pension savings in the earlier stages of the journey and then focus on preserving members’ capital as they get closer to retirement.
My Future Focus
Designed to give members the opportunity to benefit from gains in the world’s financial markets, while trying to minimise the impact of any unpleasant shocks, particularly as members approach retirement.
Designed to incorporate ethical and environmental, social and governance (ESG) considerations. The strategy gives our members the opportunity to secure a future for themselves and their families while actively contributing to a sustainable long-term future for the world around them.
Our Trust pensions schemes have received a number of prestigious awards.
Not what you’re looking for?
Our contract pensions give your members more freedom and flexibility over their choice of investment funds.
Set up or switch your workplace pension scheme
If you’re an employer, adviser or payroll professional, you can find out more about our workplace pension and get a quote.
The latest views and opinions covering the business sector
What’s a master trust?
The past few years have seen a huge increase in the number of people investing for later life in Occupational Pension Schemes (OPS).