Financial advice for your workplace
Why Aviva Financial Advice?
Have you thought about adding financial advice to your Aviva employee benefits package? Although retirement may feel a long way off for some, it’s worthwhile making sure your employees think about how much income they might need in the future. For employees nearing retirement, they may want to consider how and where to put their savings to get the best retirement income.
We think it's essential your employees receive the right financial advice to make informed decisions. Aviva Financial Advice can build a personalised retirement plan, making recommendations on products from Aviva and other carefully selected partners.
What advice is available?
Retirement Advice
DC pensions and drawdown, pension transfers (DB to DC) and annuities
From age 50
Equity Release Advice
Access to alternative assets
From age 55
Investment Advice
Wider portfolio advice covering ISAs, general investment accounts, bonds and cash
All ages
Inheritance Advice
IHT and estate planning
All ages
- Initial meetings are free, with no obligation to go ahead.
- Available online, over the phone, or in person.
- Personalised recommendations to help your employees meet their financial goals.
- No sales incentives. Advisers make recommendations based on what's right for your employees.
Any recommendations advisers make will be for products from Aviva and other carefully selected partners.
If advice is right for an employee, the adviser will fully explain the charges before they decide to go ahead with financial advice.
Support for you and your employees
Helping your employees meet their retirement goals
- Establish future income requirements.
- Work out how much employees can afford to save for retirement. Recommend suitable investment funds.
- Consider and recommend consolidating pension plans where appropriate. Review final salary/ defined benefit pensions.
- There's a no-obligation, no-charge consultation with a member of the Aviva Financial Advice Team for any employees aged 40+ who might want to understand their investment options, and aged 50+ if they want to look at their options for preparing for retirement. It will last 30 minutes. To be eligible, the value of their pensions and investments must total at least £75,000.
How Aviva supports you
- Named advisers aligned to your worksite(s) from day one who get to know you, your pension scheme and your employees.
- Information and tools provided online that are designed to build awareness and engagement with employees.
- Telephony support through dedicated contact centres.
- Financial education seminars and webinars supporting employees approaching retirement or facing key decisions (some seminars and webinars may incur an additional employer charge).
- A diverse team of financial advisers based across the UK.
How much does financial advice cost your employees?
There’s no charge for your employees first meeting with an adviser – it’s completely free. Once they’ve discussed their financial goals, they can decide whether advice could help them.
The adviser will also be upfront and clear about fees from the start, so employees can make an informed decision about whether they’d like to move forward. If they do decide that they'd like a personalised plan, they'll be asked to sign a Letter of Engagement.
The Aviva Financial Advice approach, and fees, are tailored to your employees specific circumstances and goals – and they’ll always be explained in detail before any work begins.
What your employee receives
Fact find
- The adviser will explain the nature of the service and the charging framework.
- They will capture personal details, dependants, goals, income, assets, liabilities and risk appetite.
Analysis
- Detailed analysis of your employee’s current pension provision in-line with their objectives.
- Identification of whether current holdings meet their needs and which alternative options are available.
Recommendation
- Present a personal recommendation including a detailed suitability report.
- The adviser will then explain the recommended course of action.
Product solutions
- Any recommendations advisers make will be on products from Aviva and other carefully selected investment partners.
Get in touch
Speak to your usual Aviva contact or get in touch on:
0808 239 4952
Monday - Friday 9:00am - 5:00pm
For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of 5 years. Calls to 0800 or 0808 numbers from UK landlines and mobiles are free.
Request a call back
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Aviva Financial Advice is a trading style of Succession Financial Management Limited, which is part of the Aviva group of companies and is authorised and regulated by the Financial Conduct Authority. Aviva Administration Limited acts as an introducer to Succession Financial Management Limited for financial advice. The financial advice services are provided by Succession Financial Management Limited, not Aviva Administration Limited.
Aviva Administration Limited is registered in England No. 03424940. Aviva, Wellington Row, York, YO90 1WR. Authorised and regulated by the Financial Conduct Authority. Firm Reference Number: 185746. Aviva Administration Limited and Succession Financial Management Limited are subsidiaries of Aviva Life Holdings UK Limited.