My Future Choice is a governed risk-graded investment solution for Unisure Designer GPP. It gives you the flexibility you need to cater for a range of risk profiles and retirement options, all within one governed solution.
There are five ready-made growth portfolios to choose from, each aiming to maximise returns for a specific level of investment risk. Together with automatic de-risking, you can be sure that My Future Choice remains appropriate throughout a customer's retirement journey
Growth portfolios for different levels of risk
- You can choose between five ready-made growth portfolios, each offering an investment selection appropriate to a different level of investment risk.
- We work hard to keep the funds within their risk tolerances and regularly rebalance them to ensure they stay on track.
Multi-asset investing via our Diversified Assets Funds
- The Diversified Assets Funds are actively managed by Aviva Investors to ensure they keep pace with market developments.
- Customers' investments are spread across a globally diverse range of asset classes.
Automatic lifestyling with full pension freedoms
- At ten years from retirement, customers are de-risked into their chosen retirement option.
- Customers can choose between a full range of retirement options, including drawdown, cash and annuity, as well as a universal option for those who are undecided.
- Environmental, social and governance (ESG) considerations are integrated into our investment processes, leveraging the best of both internal and external ESG data.
- We actively engage with the companies we invest in to promote good practice and reduce ESG-related risks.
My Future Choice video
Our short video summarises our portfolios in under two minutes.