My Future Choice

A governed, risk-graded investment solution for workplace pensions

My Future Choice is a governed risk-graded investment solution for Unisure Designer GPP.  It gives you the flexibility you need to cater for a range of risk profiles and retirement options, all within one governed solution. 

There are five ready-made growth portfolios to choose from, each aiming to maximise returns for a specific level of investment risk. Together with automatic de-risking, you can be sure that My Future Choice remains appropriate throughout a customer's retirement journey

Growth portfolios for different levels of risk

  • You can choose between five ready-made growth portfolios, each offering an investment selection appropriate to a different level of investment risk.
  • We work hard to keep the funds within their risk tolerances and regularly rebalance them to ensure they stay on track.

Multi-asset investing via our Diversified Assets Funds

  • The Diversified Assets Funds are actively managed by Aviva Investors to ensure they keep pace with market developments. 
  • Customers' investments are spread across a globally diverse range of asset classes.

Automatic lifestyling with full pension freedoms

  • At ten years from retirement, customers are de-risked into their chosen retirement option.
  • Customers can choose between a full range of retirement options, including drawdown, cash and annuity, as well as a universal option for those who are undecided.

ESG Integration

  • Environmental, social and governance (ESG) considerations are integrated into our investment processes, leveraging the best of both internal and external ESG data.
  • We actively engage with the companies we invest in to promote good practice and reduce ESG-related risks.

My Future Choice video

Our short video summarises our portfolios in under two minutes.

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Transcript