What we offer
Aviva Master Trust is an award-winning pension solution, that’s authorised by the Pensions Regulator and aimed at medium to large employers. It combines expert governance provided by its fully independent trustees with quality default investment solutions and investment fund choices.
We offer ongoing support, alongside administration and an IT platform that meets the latest industry standards
Pension freedoms for members who’ve reached 55, offering flexibility and choice with no increase in charges
Providing transparency around the governance and performance of the Aviva Master Trust
Why choose us
The members of our independent Master Trust board offer a range of industry expertise. With a keen eye for detail, their primary aim is to ensure that the scheme is run in the interests of members. The scope of their governance includes investment design and performance, clear communications, efficient administration and value for money.
Recognised for quality
The Aviva Master Trust has been authorised by the Pensions Regulator and is included on its high-quality Assurance list. The Aviva Master Trust is recognised as a high-quality workplace solution. At Aviva, we are also proud to have achieved strong ratings from all major credit ratings agencies and remain a trusted name in the industry.
Choose where and how to invest
We offer our employers the choice of three default investment solutions - My Future, My Future Focus and Stewardship. Alternatively, employers can choose to use their own bespoke default solution. Members are also able to create their own portfolio from our selected range of funds.
The value of investments can go down as well as up and members may get back less than has been paid in.
My Future Lifestyle Strategy
My Future is passively managed and invests predominantly in equities and bonds. It also benefits from an active approach to ownership and stewardship through engagement and company voting rights.
My Future Focus Lifestyle Strategy
My Future Focus invests in traditional asset classes, equities and bonds, as well as property and emerging market assets and high yield bonds. Ethical considerations are included in the team's investment decisions.
Stewardship Lifestyle Strategy
Our Stewardship default incorporates ethical and environmental, social and governance (ESG) considerations. The strategy gives our members the opportunity to secure a future for themselves and their families, while actively contributing to a sustainable long-term future for the world around them throughout the retirement journey.
Alternative investment options
We also offer more than 20 investment funds for scheme members who want to manage their retirement journey and therefore where they invest. These funds have been carefully selected to provide members with a meaningful choice across the key asset classes, namely equities, fixed interest, property and alternative assets. The fund range also include a number of Stewardship funds that incorporate ethical and ESG considerations.
Meet the trustees
Rebecca has over 20 years’ experience as a pension scheme lawyer. She brings a lawyer’s perspective to the trustee board and is heavily involved in ensuring that the Master Trust adopts best practice wherever possible.
Chair of trustees
Representing PTL Governance Ltd
Colin is a trained actuary and worked as an employee benefit consultant before becoming a professional trustee. Colin has a wealth of experience and sits on a number of other Master Trust boards. He is also Chair of the Aviva Independent Governance Committee.
Jonathan is an investment specialist and has many years' experience, including working as Head of Investment Proposition for Barclays Wealth and Investment Management. He has a keen interest in delivering a high value investment proposition for members.
Anne has over 25 years’ experience of pensions management and administration. Anne retired from her role as Pensions and Risk Benefits Manager at Warburtons in 2016. Whilst there, the pension scheme was recognised by industry awards for its member communications.
Our Master Trust delivers a quality solution to your pension scheme and has received a number of prestigious awards.
Want to give your members more support?
Inspire, engage and encourage your members to take control of their finances and plan for a better future.
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Master Trust articles
Pensions / 19 Mar 2019
What’s a master trust?
The past few years have seen a huge increase in the number of people investing for later life in Occupational Pension Schemes (OPS).
Pensions / 31 Jan 2019
What’s driving the move to master trust?
Read our latest insight.
Pensions / 31 Jan 2019
How the use of technology is making pensions more accessible
More ways to help your employees engage with their finances.
Pensions / 31 Jan 2019
How to make your workplace benefits package work for all employees
It’s often one of the things people consider when they’re looking at potential employers.
Want to find out more? Get in touch:
Email us at: MTFeedback@aviva.com