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Aviva Master Trust

Our award-winning, independent solution

What we offer

Aviva Master Trust is an award-winning pension solution, that’s authorised by the Pensions Regulator and aimed at medium-to-large employers. It combines the expert governance of its fully-independent trustees with a quality investment choice.

Consistent support

We offer ongoing support, alongside an AAF 01/06 approved administration and IT platform

Flexible benefits

Pension freedoms for members who’ve reached 55, offering flexibility and choice with no increase in charges

Regular reports

Providing transparency around the governance and performance of the Aviva Master Trust

Why choose us

Strong governance

Our entirely independent Master Trust board has a range of industry expertise. With a keen eye for detail, their primary aim is to ensure that the scheme is run in the interests of members. The scope of their governance includes investment design and performance, clear communications, efficient administration and value for money.

Recognised for quality

Authorised by the Pensions Regulator as a Master Trust and included on their Master Trust Quality Assurance list, the Aviva Master Trust is recognised as a high quality workplace solution. At Aviva, we are also proud to have achieved high ratings from all major credit-rating agencies and continue to be a trusted name in the industry.

Choose how you invest

We offer a quality default investment fund, designed by industry experts. Or, you can choose to create your own portfolio from our carefully selected range of funds. 

The value of investments can go down as well as up and members may get back less than has been paid in.

My Future

My Future is the default investment option recommended by our fully-independent board of trustees. Designed to offer a strategic long-term saving solution, it aims to reduce the risk of market fluctuations and encourage growth.

Alternative investment options

We also offer over 20 investment funds for scheme members who want to manage their own investments. These funds are designed to ensure scheme members can invest their money meaningfully, and cover key asset classes; equities, fixed interest, property and alternative assets.

Meet the trustees

Rebecca Cooke

Independent trustee
Rebecca has over 20 years’ experience as a pension scheme lawyer. She brings a lawyer’s perspective to the trustee board and is heavily involved in ensuring that the Master Trust adopts best practice wherever possible.

Colin Richardson

Chair of trustees

Representing PTL Governance Ltd

Colin is a trained actuary and worked as an employee benefit consultant before becoming a professional trustee. Colin has a wealth of experience and sits on a number of other Master Trust boards. He is also Chair of the Aviva Independent Governance Committee.

Jonathan Parker

Independent trustee
Jonathan is an investment specialist and has many years experience, including working as Head of Investment Proposition for Barclays Wealth and Investment Management. He has a keen interest in delivering a high value investment proposition for members.

Anne Hunt

Independent trustee
Anne has over 25 years’ experience of pensions management and administration. Anne retired from her role as Pensions and Risk Benefits Manager at Warburtons in 2016. Whilst there, the pension scheme was recognised by industry awards for its member communications.

The Chair’s Annual Statement

The Chair of the Board of Trustees issues a statement each year giving details of the steps the trustees have taken to ensure due diligence. 


Our Master Trust delivers a quality solution to your pension scheme and has received a number of prestigious awards.

Professional Pensions. UK Pensions Awards 2019.  Pensions Communicaion Initiative of the Year.
WSB 2019 Awards - Pension Provider of the Year.
European Pension Awards 2019 - Pensions Technology Provider of the Year
DC awards

Want to give your members more support?

Inspire, engage and encourage your members to take control of their finances and plan for a better future.

Contact us

Want to find out more? Get in touch:

Email us at: MTFeedback@aviva.com