Please select one of the cover options below
An Accidental Permanent Injury Insurance policy can provide a financial benefit, in the event of certain types of permanent injury to an insured person, which is the direct result of an accident and not caused by illness or disease. The amount we’ll pay out for a successful claim depends on the level of cover you choose and the type of injury. Make sure you check the benefits of each cover level to see which best fits your needs.
Are you eligible for cover?
You can get cover for you and your partner if you're both:
Aged between 18 – 84 years old inclusive, a resident in the UK, living at the same address.
Table of benefits
| Cover section: Claim benefits will be paid as a lump sum payment. If multiple injuries are sustained during the same accident, the benefit for each loss will apply as shown below. | Percentage of the insured person's benefit payable | ||
|---|---|---|---|
| Section A – Permanent bodily injury. Please note that the benefits stated for loss of use of arm/leg represent a full loss of use. | Amputation | One limb | 100% |
| Two limbs | 150% | ||
| Three limbs | 200% | ||
| Four limbs | 250% | ||
| Total loss of use | One limb | 100% | |
| Two limbs | 150% | ||
| Three limbs | 200% | ||
| Four limbs | 250% | ||
| Other permanent injury | 100% | ||
| Section B – Sensory disability | Loss of sight | One eye | 100% |
| Both eyes | 200% | ||
| Loss of hearing | One ear | 100% | |
| Both ears | 200% | ||