Wealthify Junior ISA

Invest today for their tomorrow

Take a look

Help kick-start their future

It’s a simple, user-friendly way to invest on behalf of a child – even if you have no investment experience. 

Choose how to invest

Wealthify offer both Original and Ethical portfolios, so you can choose where to invest your child’s money

Easy to transfer

Move an existing Child Trust Fund or Junior ISA into a Wealthify Junior ISA easily

No experience needed

Wealthify will manage your child’s money for you so you don’t have to

Remember, as with all investments, the value of your money can go down as well as up and you could get back less than you put in.

What is a Junior ISA?

A Junior Individual Savings Account, or JISA, is a tax-efficient way to invest money on behalf of a child so it’s there for them when they reach adulthood. Any returns are free from income and capital gains tax. Whether they’re heading to university or hoping to get on the property ladder, a Wealthify Junior ISA is a great way to kickstart their future. 

How it works

You can invest in a Wealthify Junior ISA if you are the parent or guardian of a child under the age of 18. Once the account is open, you can make regular or one-off payments up to an annual limit of £4,368. Plus, you can transfer in a Child Trust Fund or Junior ISA from another provider. When the child reaches 18, the account automatically passes onto them at which point they can start to make withdrawals. 

1

Get started

Decide what type of investment style suits you best- from cautious to adventurous.

2

Add to your account

You choose how much you want to invest, then Wealthify will continually manage your child's money. 

3

Sit back

Track the performance of the Junior ISA account whenever you want – online, from your smart device.

What will you pay?

Simple fees with no hidden surprises.

Ongoing management fees

Wealthify charge a monthly fee for managing your investments, currently up to 0.7% a year.

Investment fund fees

You’ll pay an annual percentage of your investment – this can vary, but is typically between 0.16% and 0.23% a year for the Original portfolios, or between 0.42% and 0.69% a year for the Ethical portfolio.

Why invest with a Wealthify Junior ISA?

If you want to invest for your child's future, but aren’t sure where to start, our Wealthify Junior ISA could be the answer.

  • Choose how to investWealthify offer both Original and Ethical portfolios, so you can choose where to invest your child's money.
    Your values are as important as investing for their future. Our ethical fund providers are signatories to the Principles of Responsible Investing (PRI), so you can rest assured your money is only invested in companies making a positive impact.
  • Easy to transferMove an existing Child Trust Fund or Junior ISA into a Wealthify Junior ISA easily
    It's simple to transfer an existing account to us as long as you are the registered contact for the account.
  • No experience neededWealthify will manage the child's money for you so you don't have to.
    Wealthify offer a range of options based on your attitude to investing – from cautious to adventurous – and their experts will then manage investments for you.
  • Flexible and affordableTop up as much or as little as you like.
    With a Wealthify Junior ISA, you can invest lump sums or regular monthly amounts – up to the annual Junior ISA allowance limit, currently £4,368 for the 2019/2020 tax year – and there’s no minimum payment.

Recommended by experts

Our simple, jargon-free service is award-winning and has been highly-rated by independent industry experts.

Start investing today

Try out Wealthify’s build a plan feature and see how your money could perform over time. 

Contact us

Still need some help? Give Wealthify a call.

0800 802 1800

Monday to Friday: 8:00am - 6:30pm

Saturday: 9:00am - 12:30pm

Your investments

This is not a personal recommendation. If you need a personalised recommendation based on your personal circumstances, you should seek financial advice.Your money will be invested in low-cost funds carefully selected by Wealthify, each containing a diverse range of investments such as stocks, bonds and property. Fund provider fees are between 0.19% and 0.26% a year for the Original portfolios, or between 0.42% and 0.82% a year for Ethical portfolios.

Your privacy

If you click through to Wealthify, we’ll share some of your personal information with them so that you can receive the offer and to help fill out any forms in case you want to apply. To see how we take care of your data, visit here. For information on how Wealthify process your data, check their website.

Wealthify and Aviva

Aviva is a majority shareholder in Wealthify. Wealthify is authorised and regulated by the Financial Conduct Authority. Aviva UK Digital Limited will receive an introductory fee of £50 for successful introduction to Wealthify. The underlying investment management services are provided by Wealthify Limited, not Aviva UK Digital Limited.

Wealthify and you

This offer is being made to you without regard to your specific investment objectives, financial situation or particular needs and therefore this offer doesn’t imply that Wealthify is suitable for you, and isn’t a personal recommendation of any kind. If you’re unsure about investing and need advice, have a chat with our Advice Support Team who will put you in touch with a financial adviser. Call us on 0800 092 8215 or visit aviva.co.uk/advice.

Aviva UK Digital Limited acts as an introducer to Wealthify Limited for ISA and General Investment Accounts. Aviva UK Digital Limited is registered in England No. 09766150. Registered office: St Helen’s, 1 Undershaft, London EC3P 3DQ. Authorised and regulated by the Financial Conduct Authority. Firm Reference Number: 728985. Aviva UK Digital Limited and Wealthify Limited are subsidiaries of Aviva Group Holdings Limited which owns more than 10% of their share capital.