Classic Car Insurance

Cover as unique as your car

Get a quote from Hagerty

Classic car cover from Hagerty

We've teamed up with classic car specialists Hagerty International to offer expert cover for your vintage vehicle.

True value protection

Cover for the agreed value of your car (not just what you paid for it) 1

European touring cover

Cover for up to 90 days of European travel – including breakdown and recovery

Laid-up cover

Cover against fire, damage and theft while your car's off the road

Are you eligible?

To get Classic Car Insurance, you and your car must meet the  following criteria.

As the driver, you must:

  • Be a UK resident aged 30 years or over
  • Hold a full licence and good driving record
  • Use your car as a secondary vehicle (not regular or commercial use)
  • Drive less than 5,000 miles a year (or 3,000 miles a year for cars manufactured after 1990)


The vehicle you’re driving must:

  • Be manufactured before 1990 (or TVR before 1980)
  • Be worth at least £1,000
  • Not be modified exclusively with racing features (ie roll cages or parachutes) 3
  • Not be a caravan or home-built kit car

Cover for veteran, vintage and classic cars

Hagerty offer comprehensive cover as standard, including legal expenses and personal accident cover as well as a whole range of extras.

What’s covered

  • Comprehensive cover
    If your car’s damaged in an accident, theft or fire.
  • Laid-up cover
    Cover for fire, theft or damage if your car’s registered off-road
  • European cover
    Up to 90 days of European driving
  • Breakdown and recovery
    Full breakdown and recovery services – in the UK and Europe
  • Personal belongings
    Cover up to £500
  • Driving other cars
    Drive any other car insured by Hagerty
  • Personal number plate
    Cover up to £5,000 if your personal plate is stolen 

What’s not covered

Unfortunately, we can’t cover everything. Make sure you’re comfortable with what’s not covered, including:

  • Racing and rallies
    Loss or damage caused by participation or preparation for racing, rallies, trials or speed-testing in an organised or pre-arranged event  
  • Electrical problems
    Including damage or malfunctioning of electronic systems
  • Tyre damage
    Caused by braking, punctures, cuts or bursts

Take a look at the policy wording for full details of what's not covered.

Read the policy wording

Ready to get cover?

Visit Hagerty International to start your quote online.

How the claims process works

Whatever happens, Hagerty are on hand to help – 24 hours a day, 7 days a week.

Contact Hagerty

Call Hagerty as soon as possible on 0333 323 1243 2 and select ‘Option 3’ to make a claim.

Broken down? Select ‘Option 1’ when asked.

Repair and return

Hagerty will make sure any authorised repairs required to your car are completed by an approved repairer and your car is returned to you as quickly as possible.

Settling your claim

Hagerty will work with you to recover any costs from another party and send your claim payment by cheque or transfer.

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Contact us

Still need help? Call Hagerty.

0333 323 1242

Monday to Friday 09:00 17:30

Saturday 09:00 13:00

Important information

1. Your vehicle will be insured for an agreed value if you have provided acceptable valuation certificates or photographs of the vehicles within 30 days from the start date of the policy. If you have not provided this information, your vehicle will be insured for its market value.

2. For our joint protection, telephone calls may be recorded and/or monitored. Numbers starting with 03 cost no more than a national rate call when calling from a mobile, BT other fixed line or payphone.

3. Pro-street vehicles modified exclusively with racing features such as roll cages, wheelie casters, nitrous systems, parachutes, etc. (Consideration may be given to show-use only vehicles).

4. Classic Car Insurance is introduced by Aviva UK Digital Limited (Registered in England No. 09766150. Registered Office: St Helen’s, 1 Undershaft, London EC3P 3DQ) to Hagerty International Limited. Registered Office: The Arch Barn, Pury Hill Farm, Alderton, Towcester, Northants, NN12 7TB (Registered in England - No. 05454447). Both companies are authorised and regulated by the Financial Conduct Authority.