Classic car cover from Hagerty
We've teamed up with classic car specialists Hagerty International to offer expert cover for your vintage vehicle.
True value protection
Cover for the agreed value of your car (not just what you paid for it) 1
European touring cover
Cover for up to 90 days of European travel – including breakdown and recovery
Laid-up cover
Cover against fire, damage and theft while your car's off the road
Are you eligible?
To get Classic Car Insurance, you and your car must meet the following criteria.
As the driver, you must:
- Be a UK resident aged 30 years or over
- Hold a full licence and good driving record
- Use your car as a secondary vehicle (not regular or commercial use)
- Drive less than 5,000 miles a year (or 3,000 miles a year for cars manufactured after 1990)
The vehicle you’re driving must:
- Be manufactured before 1990 (or TVR before 1980)
- Be worth at least £1,000
- Not be modified exclusively with racing features (ie roll cages or parachutes) 2
- Not be a caravan or home-built kit car
Cover for veteran, vintage and classic cars
Hagerty offer comprehensive cover as standard, including legal expenses and personal accident cover as well as a whole range of extras.
What’s covered
- Comprehensive cover
If your car’s damaged in an accident, theft or fire.
- Laid-up cover
Cover for fire, theft or damage if your car’s registered off-road - European cover
Up to 90 days of European driving - Breakdown and recovery
Full breakdown and recovery services – in the UK and Europe - Personal belongings
Cover up to £500 - Driving other cars
Drive any other car insured by Hagerty - Personal number plate
Cover up to £5,000 if your personal plate is stolen
What’s not covered
Unfortunately, we can’t cover everything. Make sure you’re comfortable with what’s not covered, including:
- Racing and rallies
Loss or damage caused by participation or preparation for racing, rallies, trials or speed-testing in an organised or pre-arranged event
- Electrical problems
Including damage or malfunctioning of electronic systems
- Tyre damage
Caused by braking, punctures, cuts or bursts
Take a look at the policy wording for full details of what's not covered.
Ready to get cover?
Visit Hagerty International to start your quote online.
Policy documents for Classic Car Insurance
How the claims process works
Whatever happens, Hagerty are on hand to help – 24 hours a day, 7 days a week.
1
Call Hagerty as soon as possible on 0333 323 1243 3 and select ‘Option 3’ to make a claim.
Broken down? Select ‘Option 1’ when asked.
2
Hagerty will make sure any authorised repairs required to your car are completed by an approved repairer and your car is returned to you as quickly as possible.
3
Hagerty will work with you to recover any costs from another party and send your claim payment by cheque or transfer.
Looking for more cover?
We’ve got a range of car cover options to help protect what’s important to you.
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