Cover if the worst happens
No one likes to think about it, and we hope it never happens, but there’s always a chance that you may be involved in a serious accident and it’s important to have a plan in place to cope with what happens next.
Tax-free lump sum
We’ll pay out any benefit as a single tax-free lump sum
From £2.09 a month
Depending on your level of cover and if you choose to insure a partner
You’re covered across the globe as long as your main residence is in the UK
Is this right for me?
Get the best policy for your needs.
Get covered immediately
Unlike life insurance, this policy doesn’t require a medical, so pre-existing health conditions and lifestyle choices won’t affect the premium that you pay. You’re also covered from the moment your payment details are confirmed.
Insure your partner
You can also add cover for your partner as long as they live with you, are between 18 – 80 years old inclusive, and share financial responsibility with you.
Why get our plan?
Our policy lets you choose the level of cover you need.
- Accidental death
Covers death from an unexpected and unintentional accident that isn’t the symptom of a disease or illness
- Worldwide cover
As long as your main residence is in the UK, you’re covered if you die as a result of an accident anywhere in the world
- Tax-free lump sum
We’ll pay a tax-free lump sum if you die as a result of an accident
- Cover from £2.09 a month
For an individual who selects £20,000 of cover
- Payment is in addition to any other policy
We’ll pay any benefit regardless of whether the person making the claim is covered by other insurance policies
What's not covered
- Death by illness or disease
This policy doesn’t cover death caused by illness or disease
- Suicide and self-inflicted injuries
You won’t be covered if your death is the result of suicide or self-inflicted harm
- Reckless or dangerous behaviour
You’re not covered if your accident is due to reckless or dangerous behaviour including driving under the influence of drink or drugs
Take a look at our policy booklet for full details of what's not covered.
What does it cost?
You can choose how much you’d like to pay depending on the level of cover you want and if you also want to insure your partner.
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Are you eligible for Accidental Death Insurance?
You can get accidental death cover if you’re:
- Aged between 18 – 80 years old inclusive
- Resident in the UK
Ready to apply?
Apply for your cover quickly and easily online today.
Looking for something else?
We offer a range of personal accident cover.
Accidental Permanent Injury Insurance
Accidents can happen and sometimes their consequences can be serious. Our cover gives you financial support if you suffer a permanent injury because of an accident.
Family Personal Accident Plan
Protect you and your family against the financial impact of an accidental death, permanent injury or stay in hospital.
For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of five years. Calls to 0800 numbers from UK landlines and mobiles are free.