Hospital Cash Plan Insurance

Financial help for your hospital stay

Cover your stay

If you have to stay in hospital, you won’t want to worry about all the extra expenses. With our cover you’ll get £50 a day which could help with your unexpected costs.

No medical needed

You just need to meet our criteria

Daily support

You’ll receive a £50 payment for every 24 hours up to a maximum of £18,000

From £2.89 a month

For adult-only cover – you can choose to add a partner and children

Is it right for you?

You and your loved ones could benefit at a time of need.

If you already have health cover

You’ll receive a benefit even if you already have life or health insurance separately. This policy doesn’t require a medical.

Cover your family

You can cover your partner if they’re between 18 – 69 years old inclusive and live with you. Any children who live with you who are between 6 months – 23 years old inclusive can also be covered.

Why get our plan?

Our cover could be a helping hand in hospital.

What's covered
  • UK Hospital stays
    A stay in hospital following treatment which is medically necessary
  • No medical needed
    You’ll simply receive payment if you’re staying for a necessary treatment on a condition you didn’t know about 24 months before your plan started
  • From £2.89 a month
    Monthly premiums rise to £7.55 depending on who’s covered – check below for more details
  • Daily support
    You’ll receive a £50 payment for every 24 hours up to a maximum of £18,000 per insured person
  • Insure your partner and children
    You can choose to include your partner and children in your cover provided they meet the eligibility criteria

What's not covered

  • Pre-existing conditions
    Conditions you knew about during the 24 months immediately before starting your plan aren't covered, but if you don't need treatment for them during the first 2 years of your policy, you will be able to claim for them after that
  • Suicide and self-inflicted injuries
    Hospital stays as the result of a suicide attempt or a self-inflicted injury
  • Reckless or dangerous behaviour
    Hospital stays due to reckless or dangerous behaviour including drug use or driving under the influence of drink or drugs
  • Drug or alcohol use
    Hospital stays due to drug or alcohol use, rehabilitation clinics, or medicines for treating drug or alcohol addiction
  • Cosmetic Surgery
    Hospital stays for cosmetic surgeries or other treatments which aren’t classed as medically necessary by a doctor
  • Professional sporting injuries
    Hospital stays caused by training or playing any sport as a professional sportsperson

Take a look at our policy booklet for full details of what's not covered.

Read our Hospital Cash Plan policy booklet (PDF 218 KB)

Important documents

Everything you need to know before buying a new policy can be seen here.

If you already have a policy, please read the documents we sent to you.

What does it cost?

You can choose the level of cover that is right for you and see how much it will cost. If you want, you can also insure your partner and your children.

Adult only Adult and partner Adult and children Adult, partner and children
£2.89 / month £5.79 / month £4.64 / month £7.55 / month

Monthly premium inclusive of Insurance Premium Tax.

Are you eligible for Hospital Cash Plan Insurance?

You can get cover for you and your partner if you're both:

  • Aged between 18 – 69 years old inclusive. The plan will end when you reach 70 years old
  • Resident in the UK, at the same address

You can also cover your children if they’re between 6 months – 23 years old inclusive, live with you or their other parent at a UK address provided they’re not married or in a civil partnership.


Ready to apply?

Get your plan quickly and easily online, today.

If you want to cancel or need to make a change to your policy following your purchase you’ll need to get in touch by phone or email us and we’ll be happy to make the changes for you.

How to claim

Get your payment as quickly as possible.

Step 1 of 3

Let us know

Call us on 0800 051 5175 to start the claim process.^ Lines are open Monday to Friday 9:00am to 5:00pm.

Step 2 of 3

Expert review

Our team of experts will review the claim and be in contact if they need any more information.

Step 3 of 3

Receive payment

We’ll pay the insured person directly, unless they’re under 16 in which case we’ll pay the parent or guardian on the policy.

Looking for something else?

We offer a range of personal accident cover.

Contact us

Still need help? Give us a call

0800 051 8998

Monday to Friday: 9:00am - 5:00pm

Weekends and Bank Holidays: Closed

For our joint protection, telephone calls may be recorded and/or monitored. Calls to 0800 numbers from UK landlines and mobiles are free. Our opening hours may be different depending on which team you need to speak to.