Hospital Cash Plan Insurance

Financial help for your hospital stay

Cover your stay

If you have to stay in hospital, you won’t want to worry about all the extra expenses. With our cover you’ll get £50 a day to help with your unexpected costs.  

No medical needed

You just need to meet our criteria

Daily support

You’ll receive a £50 payment for every 24 hours up to a maximum of £18,000

From £2.61 a month

For adult-only cover – you can choose to add a partner and children

Is it right for you?

You and your loved ones could benefit at a time of need.

If you already have health cover

You’ll receive a benefit even if you already have life or health insurance separately. Do make sure you keep up to date with your health cover though – so you’re sure it still meets your needs.

Cover your family

You can cover your partner if they’re between 18 – 64 years old inclusive and live and share finances with you. Any children who live with you who are between 6 months and 19 years old inclusive can also be covered.

Why get our plan?

Our cover could be a helping hand in hospital.

What's covered
  • UK Hospital stays
    A stay in hospital following treatment which is medically necessary
  • No medical needed
    You’ll simply receive payment if you’re staying for a necessary treatment on a condition you didn’t know about 24 months before your plan started
  • From £2.61 a month
    Monthly premiums rise to £6.82 depending on who’s covered – check below for more details
  • Daily support
    This is for necessary treatment, and only conditions you didn’t know about 24 months before you were insured
  • Available to people age 18 – 64 years old inclusive
    If others are added to the policy they’ll need to have the same UK address as the main policy holder


What's not covered

  • Pre-existing conditions
    Conditions you knew about 24 months before starting your plan aren't covered, but if you don't need treatment for them during the first 2 years of your policy, you will be able to claim for them after that
  • Suicide and self-inflicted injuries
    Hospital stays as the result of a suicide attempt or a self-inflicted injury
  • Reckless or dangerous behaviour
    Hospital stays due to reckless or dangerous behaviour including drug use or driving under the influence of drink or drugs
  • Drug or alcohol use
    Hospital stays due to drug or alcohol use, rehabilitation clinics, or medicines for treating drug or alcohol addiction
  • Cosmetic Surgery
    Hospital stays for cosmetic surgeries or other treatments which aren’t classed as medically necessary by a doctor
  • Professional sporting injuries
    Hospital stays caused by training or playing any sport as a professional sportsperson

Take a look at our policy booklet for full details of what's not covered.

Read our Hospital Cash Plan Policy Booklet PDF (156KB)

What does it cost?

You can choose your level of cover depending on who you want included in the policy.

Level of cover Monthly Premium
Adult only £2.61
Adult and partner £5.24
Adult and children £4.19
Adult, partner and children £6.82

Are you eligible for Hospital Cash Plan Insurance?

To apply for cover, you'll need to be:

  • Aged between 18 – 64 years old inclusive
  • Resident in the UK

Ready to apply?

Get your plan quickly and easily online, today.

How to claim

Get your payment as quickly as possible.


Let us know

Call us on 0800 051 5175 1 to start the claim process. Lines are open Monday to Friday 9:00am to 5:00pm.


Expert review

Our team of experts will review the claim and be in contact if they need any more information.


Receive payment

We’ll pay the insured person directly, unless they’re under 16 in which case we’ll pay the parent or guardian on the policy.

Contact us

Still need help? Give us a call.

0800 051 8998

Monday to Friday: 9:00am - 5:00pm

For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of five years. Calls to 0800 numbers from UK landlines and mobiles are free.