Cover your stay
If you have to stay in hospital, you won’t want to worry about all the extra expenses. With our cover you’ll get £50 a day to help with your unexpected costs.
No medical needed
You just need to meet our criteria
You’ll receive a £50 payment for every 24 hours up to a maximum of £18,000
From £2.61 a month
For adult-only cover – you can choose to add a partner and children
Is it right for you?
You and your loved ones could benefit at a time of need.
If you already have health cover
You’ll receive a benefit even if you already have life or health insurance separately. Do make sure you keep up to date with your health cover though – so you’re sure it still meets your needs.
Cover your family
You can cover your partner if they’re between 18 – 64 years old inclusive and live and share finances with you. Any children who live with you who are between 6 months and 19 years old inclusive can also be covered.
Why get our plan?
Our cover could be a helping hand in hospital.
- UK Hospital stays
A stay in hospital following treatment which is medically necessary
- No medical needed
You’ll simply receive payment if you’re staying for a necessary treatment on a condition you didn’t know about 24 months before your plan started
- From £2.61 a month
Monthly premiums rise to £6.82 depending on who’s covered – check below for more details
- Daily support
This is for necessary treatment, and only conditions you didn’t know about 24 months before you were insured
- Available to people age 18 – 64 years old inclusive
If others are added to the policy they’ll need to have the same UK address as the main policy holder
What's not covered
- Pre-existing conditions
Conditions you knew about 24 months before starting your plan aren't covered, but if you don't need treatment for them during the first 2 years of your policy, you will be able to claim for them after that
- Suicide and self-inflicted injuries
Hospital stays as the result of a suicide attempt or a self-inflicted injury
- Reckless or dangerous behaviour
Hospital stays due to reckless or dangerous behaviour including drug use or driving under the influence of drink or drugs
- Drug or alcohol use
Hospital stays due to drug or alcohol use, rehabilitation clinics, or medicines for treating drug or alcohol addiction
- Cosmetic Surgery
Hospital stays for cosmetic surgeries or other treatments which aren’t classed as medically necessary by a doctor
- Professional sporting injuries
Hospital stays caused by training or playing any sport as a professional sportsperson
Take a look at our policy booklet for full details of what's not covered.
What does it cost?
You can choose your level of cover depending on who you want included in the policy.
|Level of cover||Monthly Premium|
|Adult and partner||£5.24|
|Adult and children||£4.19|
|Adult, partner and children||£6.82|
Are you eligible for Hospital Cash Plan Insurance?
To apply for cover, you'll need to be:
- Aged between 18 – 64 years old inclusive
- Resident in the UK
Ready to apply?
Get your plan quickly and easily online, today.
Looking for something else?
We offer a range of personal accident cover.
Accidental Death Insurance
No one likes to think about what might happen if they’re involved in a fatal accident but our cover gives financial support to help you plan for what happens next.
Accidental Permanent Injury Insurance
Accidents can happen and sometimes their consequences can be serious. Our cover gives you financial support if you suffer a permanent injury because of an accident.
For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of five years. Calls to 0800 numbers from UK landlines and mobiles are free.