How much life insurance cover do you need?
Our calculator will help work out how much life insurance you might need in just a few minutes, based on what you'll want to leave for your family, or the balance of your mortgage or other debts.
Start the calculator below by deciding what you want your life insurance to cover.
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Visit our Life Insurance page to see full details of the cover we offer.
Life articles
Take a look at our latest news and guides.
What’s the difference between health insurance and life insurance?
Life insurance and health insurance often get mixed up, but they’re not the same thing. Find out about the differences between life and health insurance here.
So what’s the difference?
Life insurance and smoking
If you’re a smoker, many insurance companies will still give you life insurance, but you may find it costs you more.
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What happens to a life insurance policy when someone dies?
If a loved one dies, and you’re not sure if they had a life insurance policy, or how to make a claim if they did, find out some of the steps you can take here.
Life insurance after death
Life insurance for young people
Life insurance protects your loved ones if you pass away during the policy term, no matter your age. Find out how life insurance can benefit young adults here.
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What is mortgage protection life insurance?
Mortgage protection insurance is a type of term life insurance. Find out more about how mortgage protection insurance works, and how it can help you here.
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Over 50 life insurance: premiums and paying out
Over 50 life insurance is a way to leave behind a lump sum for your loved ones when you die. Here’s how it works when it comes to paying your premiums and getting a payout.
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Codicil confusion: explaining the meaning
Make minor changes to your will with a codicil.
Find out how
Can you have more than one life insurance policy?
For anyone wondering ‘can I have more than one life insurance policy?’ - the answer is yes! Find out why you might need more than one life insurance policy here.
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Children’s critical illness benefit
The last thing you’ll want to think about is your child being critically ill, but it’s worth considering how you’d manage financially. Find out more here.
Discover how it works
Do I need income protection insurance if I’m under 30?
In the time it takes to watch a handful of TikTok videos, you could help get reassurance for the future by taking out income protection insurance.
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Do I need income protection insurance?
If you have income protection insurance, you could get money every month to help cover your outgoings if you’re unable to work because you’re ill or injured.
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What does our critical illness insurance cover?
Understanding exactly what your critical illness cover policy covers you for can give you peace of mind, when you need it most.
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How much critical illness cover do you need?
Your critical illness cover amount will be one of the factors of how much you pay in premiums. Find out how much critical illness cover you might need here.
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Self-employed income protection: the facts
When you’re self-employed or a contractor, you get the sweet perk of being your own boss, but you wave goodbye to traditional employee benefits like company sick pay.
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Life insurance and income protection insurance – what’s the difference?
These two types of insurance provide cover for quite different circumstances.
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Paying out when you need it
In 2020 we paid out over £1bn in protection claims to help over 50,000 people and their families.
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Contact us
Still need help? Give us a call.
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