How much life insurance cover do you need?
Our calculator will help work out how much life insurance you might need in just a few minutes, based on what you'll want to leave for your family, or the balance of your mortgage or other debts.
Start the calculator below by deciding what you want your life insurance to cover.
Looking for life insurance?
Visit our Life Insurance page to see full details of the cover we offer.
Life articles
Take a look at our latest news and guides.

Term life insurance vs over 50 life insurance – which is right for me?
Over 50? Is life insurance or over 50 life insurance right for you? Here’s what to look out for.

Should I get life insurance in my 50s?
Hitting the half century opens up your life insurance options. But which one’s right for you?

Should I buy a single or joint life insurance policy?
Understand the difference between both policies.

Want to switch your life insurance policy?
You might regularly review or change your car or home insurance policy. But is it worth doing the same with your life insurance?

Understanding life insurance
Explore our different types of cover.

Linda's Story
Within a few years of taking out critical illness cover, Linda received some bad news, completely out of the blue. Fortunately we could help her during this difficult time.

What's the difference between life insurance and life assurance?
Life insurance and life assurance are terms that are often used interchangeably – but is there a difference?

Self-employed income protection: the facts
When you’re self-employed or a contractor, you get the sweet perk of being your own boss, but you wave goodbye to traditional employee benefits like company sick pay.

Do you need a medical to get life insurance?
If you’re avoiding taking out life insurance because you think the application will involve a medical, you might be surprised to hear it’s not always needed.

Life insurance and income protection insurance – what’s the difference?
These two types of insurance provide cover for quite different circumstances.

Paying out when you need it
In 2021 we paid out over £1bn in protection claims to help over 50,000 people and their families.

Different types of life insurance for your family
Explore the different types of life insurance for your family

6 myths about life insurance
If you're thinking of getting life insurance, you might have come across a few common misconceptions while doing your research.

What’s the difference between health insurance and life insurance?
Life insurance and health insurance often get mixed up, but they’re not the same thing. Find out about the differences between life and health insurance here.

Life insurance and smoking
If you’re a smoker, many insurance companies will still give you life insurance, but you may find it costs you more.

What happens to a life insurance policy when someone dies?
If a loved one dies, and you’re not sure if they had a life insurance policy, or how to make a claim if they did, find out some of the steps you can take here.
Contact us
Still need help? Give us a call.
Monday to Friday: 8:00am - 6:00pm
Saturday and Sunday Closed
For our joint protection, telephone calls may be recorded and/or monitored. Calls to 0800 numbers from UK landlines and mobiles are free.