How much life insurance cover do you need?
Our calculator will help work out how much life insurance you might need in just a few minutes, based on what you'll want to leave for your family, or the balance of your mortgage or other debts.
Start the calculator below by deciding what you want your life insurance to cover.
Looking for life insurance?
Visit our Life Insurance page to see full details of the cover we offer.
Life articles
Take a look at our latest news and guides.
Self-employed income protection: the facts
When you’re self-employed or a contractor, you get the sweet perk of being your own boss, but you wave goodbye to traditional employee benefits like company sick pay.
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Life insurance and income protection insurance – what’s the difference?
These two types of insurance provide cover for quite different circumstances.
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Paying out when you need it
In 2020 we paid out over £1bn in protection claims to help over 50,000 people and their families.
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Do you need a medical to get life insurance?
If you’re avoiding taking out life insurance because you think the application will involve a medical, you might be surprised to hear it’s not always needed.
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Can you get life insurance with a pre-existing condition?
From the application process to premiums, here’s what you need to know.
Find the answer
Cancer support beyond claims
Here’s how we’re working with Macmillan Cancer Support to be there for you if you’re living with cancer and have a protection policy with us.
More about our Macmillan partnership
How to plan an eco-friendly funeral
Whether you want to go fully eco-friendly, or just make small changes to help reduce the environmental impact of dying, here are some good places to start.
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How much critical illness cover do you need?
Your critical illness cover amount will be one of the factors of how much you pay in premiums. Find out how much critical illness cover you might need here.
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How to choose a funeral director
It’s worth taking some time to weigh up your options. So here are some useful things to think about, and questions you might want to ask, when choosing a funeral director.
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What happens to a life insurance policy when someone dies?
If a loved one dies, and you’re not sure if they had a life insurance policy, or how to make a claim if they did, find out some of the steps you can take here.
Life insurance after death
Renting? Here’s why life insurance isn’t just for homeowners
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Different types of life insurance for your family
Explore the different types of life insurance for your family
Explore life insurance
How does life insurance work?
From how much life insurance costs to who gets the money if you die during the policy term, here’s a simple guide to life insurance and how it works.
Understand life insurance
Mortgage protection when you're buying a home
Whether you’re a first-time buyer, moving up the property ladder or securing a buy-to-let, here’s why you might want to get that financial protection in place.
Life insurance for home movers
Safeguarding the family home when you’re gone
Having life insurance can help reduce the financial impact on those left behind. Find out more about safeguarding your home with life insurance here.
How life insurance can help
Children’s critical illness benefit
The last thing you’ll want to think about is your child being critically ill, but it’s worth considering how you’d manage financially. Find out more here.
Discover how it works
Contact us
Still need help? Give us a call.
Monday to Friday: 8:00am - 6:00pm
Saturday: 9:00am - 2:00pm
Sunday: Closed
For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of 5 years. Calls to 0800 numbers from UK landlines and mobiles are free.