How much life insurance cover do you need?
Our calculator will help work out how much life insurance you might need in just a few minutes, based on what you'll want to leave for your family, or the balance of your mortgage or other debts.
Start the calculator below by deciding what you want your life insurance to cover.
Looking for life insurance?
Visit our Life Insurance page to see full details of the cover we offer.
Life articles
Take a look at our latest news and guides.
Children’s critical illness benefit
The last thing you’ll want to think about is your child being critically ill, but it’s worth considering how you’d manage financially. Find out more here.
Discover how it works
Do I need income protection insurance if I’m under 30?
In the time it takes to watch a handful of TikTok videos, you could help get reassurance for the future by taking out income protection insurance.
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Do I need income protection insurance?
If you have income protection insurance, you could get money every month to help cover your outgoings if you’re unable to work because you’re ill or injured.
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What does our critical illness insurance cover?
Understanding exactly what your critical illness cover policy covers you for can give you peace of mind, when you need it most.
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How much critical illness cover do you need?
Your critical illness cover amount will be one of the factors of how much you pay in premiums. Find out how much critical illness cover you might need here.
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Self-employed income protection: the facts
When you’re self-employed or a contractor, you get the sweet perk of being your own boss, but you wave goodbye to traditional employee benefits like company sick pay.
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Life insurance and income protection insurance – what’s the difference?
These two types of insurance provide cover for quite different circumstances.
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Paying out when you need it
In 2020 we paid out over £1bn in protection claims to help over 50,000 people and their families.
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Do you need a medical to get life insurance?
If you’re avoiding taking out life insurance because you think the application will involve a medical, you might be surprised to hear it’s not always needed.
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Can you get life insurance with a pre-existing condition?
From the application process to premiums, here’s what you need to know.
Find the answer
Cancer support beyond claims
Here’s how we’re working with Macmillan Cancer Support to be there for you if you’re living with cancer and have a protection policy with us.
More about our Macmillan partnership
How to plan an eco-friendly funeral
Whether you want to go fully eco-friendly, or just make small changes to help reduce the environmental impact of dying, here are some good places to start.
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How to choose a funeral director
It’s worth taking some time to weigh up your options. So here are some useful things to think about, and questions you might want to ask, when choosing a funeral director.
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What happens to a life insurance policy when someone dies?
If a loved one dies, and you’re not sure if they had a life insurance policy, or how to make a claim if they did, find out some of the steps you can take here.
Life insurance after death
Renting? Here’s why life insurance isn’t just for homeowners
Discover more about life insurance
Discover more about life insurance
Different types of life insurance for your family
Explore the different types of life insurance for your family
Explore life insurance
Contact us
Still need help? Give us a call.
Monday to Friday: 8:00am - 6:00pm
Saturday: 9:00am - 2:00pm
Sunday: Closed
For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of 5 years. Calls to 0800 numbers from UK landlines and mobiles are free.