How much life insurance cover do you need?
Our calculator will help work out how much life insurance you might need in just a few minutes, based on what you'll want to leave for your family, or the balance of your mortgage or other debts.
Start the calculator below by deciding what you want your life insurance to cover.
Looking for life insurance?
Visit our Life Insurance page to see full details of the cover we offer.
Life articles
Take a look at our latest news and guides.

How to plan an eco-friendly funeral
Read more

How much critical illness cover do you need?
Read more

How to choose a funeral director
Read more

What happens to a life insurance policy when someone dies?
Life insurance after death

Renting? Here’s why life insurance isn’t just for homeowners
Discover more about life insurance
Discover more about life insurance

Different types of life insurance for your family
Explore the different types of life insurance for your family
Explore life insurance

How does life insurance work?
From how much life insurance costs to who gets the money if you die during the policy term, here’s a simple guide to life insurance and how it works.
Understand life insurance

Mortgage protection when you're buying a home
Whether you’re a first-time buyer, moving up the property ladder or securing a buy-to-let, here’s why you might want to get that financial protection in place.
Life insurance for home movers

Six important reasons to get life insurance
We regularly see the difference having life insurance can make to families, find out how having cover could make a big difference, when it really matters here.
Discover the benefits

Safeguarding the family home when you’re gone
Having life insurance can help reduce the financial impact on those left behind. Find out more about safeguarding your home with life insurance here.
How life insurance can help

Children’s critical illness benefit
The last thing you’ll want to think about is your child being critically ill, but it’s worth considering how you’d manage financially. Find out more here.
Discover how it works

Think you can't afford life insurance? This might help
Read our 4 top tips on how to make the cost of life insurance more manageable.
Affordable life insurance

Life insurance and critical illness cover: how are they different, and do you need both?
Although similar, life insurance and critical illness policies provide different kinds of cover to help in challenging times. Find out more here.
Read more

The difference between income protection insurance and critical illness cover
For a lifeline that’s right for you and your family, we look at the difference between critical illness cover and income protection, find out more here.
Read more

Planning a non-religious funeral
Find out about non-religious ways to pay tribute to someone, in a way that’s authentic to the way they lived and their wishes.
Read more

How to make a funeral a celebration of life
While the type of funeral can’t diminish the grief felt, it can help make it a joyful celebration of life. Find out more about celebration of life funerals here.
Read more
Contact us
Still need help? Give us a call.
Monday to Friday: 8:00am - 6:00pm
Saturday: 9:00am - 2:00pm
Sunday: Closed
For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of 5 years. Calls to 0800 numbers from UK landlines and mobiles are free.