Car insurance for electric and hybrid cars

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Your electric and hybrid car insurance needs covered

Plug into a brighter future with our car insurance for your electric and hybrid vehicles. And we’ll be by your side for every environmentally friendly mile you take.

You don’t need specialist insurance. Our car insurance will cover your electric vehicle and give the type of specific protection you need – we cover everything from stolen batteries to damaged charging cables.

Helping you to flip the switch on a better tomorrow. It takes Aviva.

Lifetime repair guarantee

We guarantee the quality of any repairs made by our approved repairers while you remain insured with us. 1

Accidental damage protection

We’ll be there for you if your car is lost or damaged, including if it’s damaged by electrical surge while charging.

Electric vehicle accessories covered

We cover accessories such as charging cables, in your vehicle or while in use, as well as wall box chargers installed in your garage.

Add more cars – it doesn’t matter if they’re electric or not – and you could save 10% for every extra vehicle with our Multicar cover.2

If you’ve got an electric bicycle or scooter, you could get bicycle insurance from our partner Cycleplan.

What does our insurance for electric and hybrid cars cover?

Simply choose between our Comprehensive or Third Party, Fire and Theft cover. And add optional extras to create cover that suits you.

Comprehensive Car Insurance

What’s covered

  • Loss or damage to your vehicle or battery
    Cover if your vehicle is lost, stolen or damaged, including if your battery is damaged or stolen
  • Your liability
    Cover if you injure someone or damage their vehicle or property in an accident 
  • Uninsured driver cover
    If you’re in an accident with an uninsured driver that wasn’t your fault 3
  • Vehicle recovery
    We’ll make your vehicle roadworthy with roadside repairs or cover up to £150 for accommodation or public transport
  • Driving other cars
    Cover for driving someone else’s car (if you’re aged 25 or over) 4
  • Motor injury protection
    Cover for you, your partner and named drivers if you’re killed or injured in a car accident

What’s not covered

Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:

  • Wear and tear or mechanical breakdown
    Including problems with the on-board computers or electronics
  • Tyres
    Any punctures, cuts or bursts – including those caused by braking
  • Resale value
    We can’t cover you for any loss in value of your car after repair

Take a look at our policy booklet for full details of what's not covered.

Read our Motor Insurance Policy Booklet PDF (554KB)

What’s optional

Choose optional add-ons at an additional cost to create cover that suits you.

  • Breakdown cover
    Different options from the RAC, including Roadside assistance, Recovery, At Home and Onward Travel, to add to your car cover. And if you ever run out of charge, with the RAC’s award-winning EV Boost mobile charging system, stranded out-of-charge vehicles can get moving again with a roadside power boost 5. Not available if you live in Northern Ireland
  • Protected no claims discount
    You won't lose your no claims discount as a direct result of a single claim. Not available if you live in Northern Ireland
  • Motor legal
    Help recovering your compensation and financial losses after a motor incident which wasn't your fault 
  • Courtesy car
    Access to a replacement vehicle, with standard and enhanced options available
  • Foreign use
    Cover driving in most European countries
  • Motor Injury Protection Plus
    Injury cover and physiotherapy for you, your partner and any named drivers after a motor accident

See our Insurance product information document for more information about the add-ons available.

Read our Insurance product information document PDF (82KB)

Third Party, Fire and Theft

What’s covered

  • Damage to your vehicle or battery
    Cover against loss or damage to your car or battery due to fire, theft, or attempted theft
  • Vehicle recovery
    We’ll take your vehicle to be repaired if it’s damaged by fire, theft or attempted theft
  • Legal costs
    Cover for legal costs if you’re involved in an accident

What’s not covered

Unfortunately, we can’t cover everything – make sure you understand what’s not covered, including:

  • New vehicle replacement 
    Not included with this cover option
  • Medical expenses
    Any medical expenses if you’re injured in an accident
  • Personal belongings
    Loss or damage to any of your personal belongings
  • Replacement locks 
    Locks, transmitters and immobilisers if your keys are lost or stolen
  • Replacement glass
    Repair or replacement of glass

See our policy document for full details of what’s not covered.

Read our Motor Insurance Policy Booklet PDF (498KB)

What’s optional

Choose optional add-ons at an additional cost to create cover that suits you.

  • Breakdown cover
    Different options from the RAC, including Roadside assistance, Recovery, At Home and Onward Travel, to add to your car cover. And if you ever run out of charge, with the RAC’s award-winning EV Boost mobile charging system, stranded out-of-charge vehicles can get moving again with a roadside power boost 5. Not available if you live in Northern Ireland
  • Motor legal services
    Help to get compensation or recover financial losses after a motor incident that wasn't your fault
  • Protected no claim discount
    Your premium won’t increase as a direct result of one claim when you renew

See our Insurance product information document for more information about the extras available.

Read our Insurance product information document PDF (82KB)

Why choose us?

We're proud that our cover's 5 Star Rated by Defaqto – a trusted industry expert.

5 Star Defaqto Life Assurance Direct
  • Over 940k people protect their car with Aviva 6
  • We’ve got heritage
    We’ve been protecting customers for over 300 years
  • You can count on us
    We settled 98.8% of all motor insurance claims in 2020. In 2020 We Repaired Over 45k vehicles

Get a quote for Aviva car insurance in minutes!

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MyAviva

Manage your cover with MyAviva

Log in to your MyAviva account to manage your policy quickly and easily. You can update your details, add a vehicle, start a claim, view your policy and more. Don’t worry if you’re not registered, it only takes a few minutes.

Driving abroad?

You will need a Green card to drive in the EU, the EEA, Switzerland, Serbia or Andorra.

For information on Green Cards or how Brexit may impact your Aviva policies please visit our FAQs.