AvivaPlus Car Insurance

Pay monthly, interest free. Spread the cost without paying more.

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Here’s what customers have to say about AvivaPlus Car Insurance

4.7 / 5 from 923 customer reviews Read all 923 reviews

Insurance the way it should be

AvivaPlus is different. It includes all the cover you would expect with the freedom you asked us for. And with fewer questions, you'll get your quote in minutes. AvivaPlus cover starts from £17.50 a month (equivalent to £210 a year). That's all 10% of our customers paid 1.

Easy way to pay

Everyone pays monthly by debit or credit card. No interest. No big lump sum

Flexible cover

Change your cover or cancel with no admin fees

We recognise your loyalty

We guarantee at your next renewal, you'll get the same or an even better price than if you were a new customer to AvivaPlus. This doesn't mean your renewal price won't change from last year’s, but it's a guarantee that you won't pay more than if you were a new customer to AvivaPlus 2


Car insurance... it's all the same, isn't it?

When you compare car insurance, they can all seem the same. AvivaPlus Car Insurance includes the cover you'd expect: repairs if your car is in an accident and your liability to other people. But we're Aviva – you'd be right to expect more. Here are just a few of the things everyone gets with AvivaPlus Car Insurance.

Uninsured driver promise

If your car is involved in an accident caused by someone who is uninsured, we refund any excess you paid us. We’ll need the other driver’s name, contact details and vehicle registration.

Transport home or to your destination

If your car is damaged and isn’t safe to drive, we'll get you and your passengers back home. Or, if you have Regular or Premium cover, we'll take you all to your destination or pay for an overnight stay, up to £150.

Cover for malicious damage

If your car is damaged by vandals or thieves, we’ll pay to repair it and your no claim discount won’t be affected. There will be an excess to pay.

Remember, cheap car insurance isn't always good value.


What type of car insurance cover do you need?

The minimum type of car insurance you need to drive in the UK is 'third party'. The maximum is 'comprehensive'. 
Our Basic level of car insurance covers more than just ‘third party, fire and theft’. Our Regular and Premium cover is 'comprehensive'. It's worth checking your price for comprehensive insurance - 'third party, fire and theft' and 'third party' cover aren't always cheaper.

AvivaPlus Basic

Included in your policy:

  • Renewal Price Guarantee
  • No fees to change or cancel
  • Pay monthly, with no interest
  • Accident, fire and theft (excluding glass)
  • Transport home after an accident
  • Driving other people's car on third party cover (main drivers aged 25+ only)
  • Glass only damage (e.g. stone chips)
  • Personal belongings cover
  • Cover for hire car excess
  • Van cover
  • Sole trader and company business use

Optional extras:

  • Courtesy car
  • Motor Legal Services

AvivaPlus Regular

Included in your policy:

  • Renewal Price Guarantee
  • No fees to change or cancel
  • Pay monthly, with no interest
  • Comprehensive
  • Transport home or to your destination after an accident
  • Driving other people's car on third party cover (main drivers aged 25+ only)
  • Glass
  • Courtesy car
  • £150 personal belongings cover
  • Cover for hire car excess
  • Van cover
  • Sole trader and company business use

Optional extras:

  • Motor Legal Services

AvivaPlus Premium

Included in your policy:

  • Renewal Price Guarantee
  • No fees to change or cancel
  • Pay monthly, with no interest
  • Comprehensive
  • Transport home or to your destination after an accident
  • Driving other people's car on comprehensive cover (main drivers aged 25+ only)
  • Glass
  • Courtesy car (enhanced)
  • £2,000 personal belongings cover
  • Cover for hire car excess (up to £1,000)
  • Motor Legal Services
  • Van cover
  • Sole trader and company business use

Extra protection

When you get a quote, we'll ask if you need to add any of these extra services. You can add these with no admin fee.

Motor Legal Services

Expert legal support for you and the named drivers. If you have an accident, we also support any passengers who were in the car at the time. Included with Premium cover.

Motor Injury Protection Plus

Financial peace of mind if you, your partner or named drivers are injured in an accident in the insured car. Not available with Basic cover.

UK breakdown cover

Cover for your car, regardless of who's driving it when it breaks down. Choose from four different levels of cover. Not available with Basic cover.

Explore Breakdown Cover (PDF 311 KB)

Foreign use

Comprehensive cover while you're using your car abroad. Not available with Basic cover. Included with Premium cover.

Explore Foreign use (PDF 216 KB)

Protect your no claim discount

Your price won’t go up as a direct result of making one claim. Not available with Basic cover.

Courtesy car

We make sure you can carry on driving if your car is damaged, written off or stolen. Available for Basic, included for Regular and Premium cover.

Get a quote even faster

We've cut the tricky questions  to make it faster than ever to get a quote. You can get your quote even faster by telling us your car registration and driving licence number so we can look up the details directly with the DVLA.

Save money on car insurance

Aviva MultiCar

  • Save 10% when you add extra cars. Discount doesn't apply to extra protection
  • Up to 5 vehicles on one policy. All cars must be registered at the same address
  • You can buy cover for two cars online. To insure three or more, call us on 0800 046 2722

Go Multi-cover get 10% off

Buy Home and Car cover on the same policy and we'll give you 10% off your price, excluding some extra protection 3 .

Get a quote for car and home cover

Or already with us? Get 10% off

You may qualify for a discount if you're already with Aviva. We'll automatically include it in your price if you qualify. The discount excludes some extra protection 3

Get a quote for one or more cars

Already with us?

Need to claim? The sooner you get in touch with us, the sooner we can help you. How to claim

MyAviva

Manage your cover with MyAviva

  • Update your details
  • Add a vehicle
  • Start a claim
  • View your policies
  • View your discounts

Contact us

Monday to Friday 8:00am - 8:00pm

Saturday 8:30am - 5:00pm

Sunday and Bank Holidays 10:00am - 4:00pm

For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of 5 years. Calls to 0800 numbers from UK landlines and mobiles are free.