AvivaPlus Car Insurance
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AvivaPlus Car Insurance
Customers told us the things they dislike most about insurance. We listened and created AvivaPlus to start addressing some of these. We know you want an insurer you can trust but we know price is important too - AvivaPlus cover starts from just £14.50 a month (that's £174 a year). We expect 10% of customers to pay this for Regular cover 1.
Insurance the way it should be
- Pay monthly, with no interest
- Change cover or cancel with no admin fees
- Choose from 3 levels of cover
- Speedy quotes
- Live chat CoverChecker
Choose Basic, Regular or Premium
We'll ask you to choose one of three levels of cover and add any extra protection you need. We know things change - you can change or cancel your cover level, or add or remove extra protection with no admin fee.
This table compares what’s covered under AvivaPlus Basic, Regular and Premium Car Insurance:
| Basic | Regular | Premium | |
|---|---|---|---|
| Car cover | Accident, fire and theft (excluding glass) | Comprehensive | Comprehensive |
| Glass (including windscreens) | |||
| Courtesy car | Optional | Standard Option to upgrade to Enhanced |
Enhanced |
| Cover for hire car excess | |||
| Driving other people's cars | Third party | Third party | Comprehensive (you must activate it beforehand) |
| Personal belongings | £150 | £2,000 | |
| Onward travel after an accident | Home only | £150 | £150 |
| Motor Legal Services | Optional | Optional | Included |
| Foreign use | Optional |
All car use covers social, domestic, pleasure and commuting for main and all drivers. The main driver and partner, if they're a named driver, are also covered for personal business use.
What's covered
Everyone with AvivaPlus Car Insurance gets these benefits:
AvivaPlus Renewal Price Guarantee
We guarantee at your next renewal, you'll get the same or an even better price than if you were a new customer to AvivaPlus. This doesn't mean your renewal price won't change from last year’s, but it's a guarantee that you won't pay more than if you were a new customer to AvivaPlus 2
Transport after an accident
If your car isn't safe to drive, we'll get you home and get your car to a repairer. If you have Regular or Premium cover, we'll take you to your destination
Uninsured driver promise
If your vehicle is involved in an accident caused by an uninsured motorist, we'll refund any excess you've paid
Go Multi-cover get 20% off
Buy Home and Car cover, or cover more than one car (up to a maximum of five) on the same policy and we'll give you 20% off your price, excluding some extra protection 3.
Or already with us? Get 20% off
You may qualify for a discount if you're already with Aviva. We'll automatically include it in your price if you qualify. The discount excludes some extra protection 3.
Important documents
If you already have AvivaPlus cover, you’ll also find the version of these documents relevant to your policy in MyAviva.
Motor Insurance product information document
PDF (103.0 KB)
AvivaPlus Motor important information
PDF (311.8 KB)
AvivaPlus Motor Insurance policy
PDF (556.6 KB)
Motoring in Europe
PDF (215.9 KB)
Rescue Cover terms and conditions
PDF (311.4 KB)
Rescue from Aviva important information
PDF (118.9 KB)
About our insurance services to you
PDF (21.7 KB)
Extra protection
When you get a quote, we'll ask if you need to add any of these extra services. You can add these with no extra admin fee.
Motor legal services
Expert legal support for you and the named drivers. If you have an accident, we also support any passengers who were in the car at the time. Included with Premium cover.
Motor Injury Protection Plus
Financial peace of mind if you, your partner or named drivers are injured in an accident in the insured car. Not available with Basic cover.
UK breakdown cover
Cover for your car, regardless of who's driving it when it breaks down. Choose from four different levels of cover. Not available with Basic cover.
Foreign use
Comprehensive cover while you're using your car abroad. Not available with Basic cover. Included with Premium cover.
Protect your no claim discount
Your price won’t go up as a direct result of making one claim. Not available with Basic cover.
Courtesy car
We make sure you can carry on driving if your car is damaged, written off or stolen. Available for Basic, included for Regular and Premium cover.
Get up to 15% off online
61% of customers are expected to receive the maximum saving. Discount depends on individual circumstances and does not apply to extra protection. Minimum price applies.
What happens if you need to claim
The sooner you get in touch with us, the sooner we can help you.
Here’s what happens if you need to make a claim.
Tell us - it's easy online
You can make a claim online or call us anytime. Have your AvivaPlus reference to hand - you'll need it to start your claim.
We'll work out how to help
We take a look at your claim, review photos or documents you've sent us and ask you for details of anyone else involved. Then our experts work out how to best help.
We respond quickly
As soon as we can, we'll be in touch to sort things out. Depending on your cover, we'll organise repairs to get you back on the road. Or if your car can't be fixed, we work with you to settle your claim.
Driving abroad?
In the event of a “no deal” Brexit, you’ll need to request a Green Card if you’re driving in the European Economic Area (EEA), Andorra, Serbia and Switzerland.
More insurance
Do you need to insure a van or motorcycle, or buy third party, fire and theft cover? Then AvivaPlus isn't right for you. Instead take a look at how we could help:
Motor articles
Take a look at our latest news and guides.
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No claim bonus explained
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Your no claims discount
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Car insurance groups explained
Take a look at our guide to how your car’s insurance group is decided and how it affects your cover costs.
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21 Apr 2018
6 reasons not to speed
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Choosing an electric or hybrid car
Thinking about trading in your car for an electric or hybrid motor? Here's some basic information to get you started.
Electric and hybrid cars
14 Feb 2018
Driving on the motorway
Tips on staying safe while driving on high-speed, multi-lane motorways.
Motorway advice
14 Feb 2018
Driving with a medical condition
The different medical conditions that can affect your ability to drive and those that you must report to the DVLA.
Driving and your health
14 Feb 2018
10 tips for driving abroad
How to prepare for driving overseas – from adapting your vehicle to knowing the rules of the road.
Driving abroad tips
14 Feb 2018
Choosing your child's car seat
Understanding the child car seat rules to protect your little ones while you're on the road.
Car seats for kids
14 Feb 2018
Risks of drink-driving
How alcohol affects your driving and the consequences of getting caught over the limit.
Drink-driving dangers
14 Feb 2018
Driving at 70 years of age
What you need to know about renewing your licence once you've reached 70 years of age.
Driving at 70
14 Feb 2018
Driving again after an accident
Experienced an accident? Getting back on the road can be a struggle. Here's our guide to regaining your confidence.
Driving confidence
14 Feb 2018
Driving in bad weather
Top tips for tackling the dangers of driving in rain, snow, ice, wind and fog.
Bad weather driving tips
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Sunday and bank holidays 10:00am to 4:00pm
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