Cover for you and your vehicle
Starting from £163, our comprehensive car insurance insures you against the cost of accidents and damage. 10% of customers paid this for standard cover 1.
Uninsured driver cover
You’ll be covered if you’re in an accident that wasn’t your fault with an uninsured driver 2
Vehicle recovery
We’ll repair your car at the roadside – or get you to our nearest approved repairer
Driving other cars
Third party cover if you need to drive someone else’s car 3
You can also add additional cars to your policy with our MultiCar cover as well as optional extras like breakdown cover and courtesy cars.
Your car cover options
We offer 2 types of car insurance – comprehensive or third party, fire and theft cover– so you can select cover to suit you. Here are the key features of our car insurance options.
Comprehensive Car Insurance
What’s covered
- Loss or damage to your vehicle
Cover if your vehicle is lost, stolen or damaged
- Your liability
Cover if you injure someone or damage their vehicle or property in an accident
- Uninsured driver cover
If you’re in an accident with an uninsured driver that wasn’t your fault 2 - Vehicle recovery
We’ll make your vehicle roadworthy with roadside repairs, or cover up to £150 for accommodation or public transport - Driving other cars
Cover for driving someone else’s car (if you’re aged 25 or over) 3 - Legal costs
Cover for legal costs if you’re involved in an accident
- Motor injury protection
Cover for you, your partner and named drivers for death or serious injury after a motor accident
- Individual no claim discount
Earn a no claims discount on each vehicle you insure
What’s not covered
Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:
- Electrical breakdown
Including problems with the on-board computers – as well as electrical components
- Tyres
Any punctures, cuts or bursts – including those caused by braking - Resale value
We can’t cover you for any loss in value of your car after repair
Take a look at our policy booklet for full details of what's not covered.
What’s optional
Choose optional add-ons at an additional cost to create cover that suits you.
- Breakdown cover
Roadside assistance, Recovery, At Home and Onward Travel to add to your car insurance - Protected no claims discount
Your premium won’t increase as a direct result of 1 claim when you renew - Motor legal
Help recovering your compensation and financial losses after a motor incident which wasn't your fault - Courtesy car
Access to a replacement vehicle, with standard and enhanced options available - Foreign use
Cover driving in most European countries - Motor Injury Protection Plus
Injury cover and physiotherapy for you, your partner and any named drivers after a motor accident
Take a look at our Insurance product information document for more information about the extras available.
Third Party, Fire and Theft
What’s covered
- Damage to your vehicle
Cover against loss or damage to your car due to fire, theft or attempted theft
- Vehicle recovery
Protection and removal of your vehicle if damaged by fire, theft or attempted theft - Legal costs
Cover for legal costs if you’re involved in an accident
What’s not covered
Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:
- New vehicle replacement
Not included with this cover option
- Medical expenses
Any medical expenses if you’ve been injured in an accident - Personal belongings
Loss or damage to any of your personal belongings - Replacement locks
Locks, transmitters and immobilisers if your keys are lost or stolen - Replacement glass
Repair or replacement of glass
Take a look at our policy document for full details of what’s not covered.
What’s optional
Choose optional add-ons at an additional cost to create cover that suits you.
- Breakdown cover
Roadside assistance, Recovery, At Home and Onward Travel to add to your car insurance 4 - Motor legal
Help recovering your compensation and financial losses after a motor incident which wasn't your fault - Protected no claim discount
Your premium won’t increase as a direct result of 1 claim when you renew
Take a look at our Insurance product information document for more information about the extras available.
Ready to get cover?
Take out our car cover online and you could get up to 20% off the standard price *.
Policy documents for Car Insurance
Car Insurance – Important Information
PDF (101.8 KB)
Optional Rescue Policy Booklet
PDF (311.4 KB)
About our insurance services to you
PDF (21.7 KB)
Motor Insurance policy wording
PDF (554.5 KB)
Insurance product information document
PDF (82.5 KB)
Motoring in Europe
PDF (215.9 KB)
Motor cover limits
PDF (103.6 KB)
How our claims process works
Whatever happens, we're here to help – online or over the phone.
Let us know
Log in to MyAviva to make a claim online (if you're registered).
Or call us anytime on 0345 030 6925 5.
You'll need your policy number to start your claim – so it's a good idea to have this to hand.
Expert review
We'll take a look at your claim and work out how best to help you.
We’ll review any photos or documents you’ve sent us as part of your claim and ask you for details of anyone else involved.
We'll respond quickly
We'll get back to you as soon as we can to sort things out.
Depending on your cover, we'll organise repairs to get you back on the road. Or work with you to settle your claim if your vehicle can't be fixed.
Looking for more cover?
We’ve got a range of car cover options to help protect what’s important to you.
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Contact us
Still need help? Give us a call.
Monday to Friday 8:00 20:00
Saturday 9:00 17:00
Sunday and bank holidays 10:00 16:00