AvivaPlus Car Insurance

Pay monthly, interest free. Spread the cost without paying more.

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AvivaPlus Car Insurance

Customers told us the things they dislike most about insurance. We listened and created AvivaPlus to start addressing some of these. We know you want an insurer you can trust but we know price is important too - AvivaPlus cover starts from just £16 a month (that's £192 a year). That's all 10% of our customers paid 1.

Insurance the way it should be

  • Pay monthly, with no interest
  • Change cover or cancel with no admin fees
  • Choose from 3 levels of cover
  • Speedy quotes

Recognising your loyalty

  • We guarantee at your next renewal, you'll get the same or an even better price than if you were a new customer to AvivaPlus 2
  • 10% off if you're already with Aviva, buy cover for more than one car or buy AvivaPlus Car and Home 3

Choose Basic, Regular or Premium

We'll ask you to choose one of three levels of cover and add any extra protection you need. We know things change - you can change or cancel your cover level, or add or remove extra protection with no admin fee.

This table compares what’s covered under AvivaPlus Basic, Regular and Premium Car Insurance:

 
Basic Regular Premium
Car cover Accident, fire and theft (excluding glass) Comprehensive Comprehensive
Glass (including windscreens)      
Courtesy car Optional Standard
Option to upgrade to Enhanced

Enhanced

Cover for hire car excess      
Driving other people's cars Third party Third party Comprehensive
(you must activate it beforehand)
Personal belongings   £150 £2,000
Onward travel after an accident Home only Home or onward travel options Home or onward travel options
Motor Legal Services Optional Optional Included
Foreign use   Optional  

All car use covers social, domestic, pleasure and commuting for main and all drivers. The main driver and partner, if they're a named driver, are also covered for personal business use.


What's covered

Everyone with AvivaPlus Car Insurance gets these benefits:

AvivaPlus Renewal Price Guarantee

We guarantee at your next renewal, you'll get the same or an even better price than if you were a new customer to AvivaPlus. This doesn't mean your renewal price won't change from last year’s, but it's a guarantee that you won't pay more than if you were a new customer to AvivaPlus 2

Transport after an accident

If your car isn't safe to drive, we'll get you home and get your car to a repairer. If you have Regular or Premium cover, we'll take you to your destination

Uninsured driver promise

If your vehicle is involved in an accident caused by an uninsured motorist, we'll refund any excess you've paid

Go Multi-cover get 10% off

Buy Home and Car cover, or cover more than one car (up to a maximum of five) on the same policy and we'll give you 10% off your price, excluding some extra protection 3.

Get a quote for car and home cover

Or already with us? Get 10% off

You may qualify for a discount if you're already with Aviva. We'll automatically include it in your price if you qualify. The discount excludes some extra protection 3.

Get a quote for one or more cars

Extra protection

When you get a quote, we'll ask if you need to add any of these extra services. You can add these with no extra admin fee.

Find out more about our extra protection covers (PDF 634KB)

Motor legal services

Expert legal support for you and the named drivers. If you have an accident, we also support any passengers who were in the car at the time. Included with Premium cover.

Motor Injury Protection Plus

Financial peace of mind if you, your partner or named drivers are injured in an accident in the insured car. Not available with Basic cover.

UK breakdown cover

Cover for your car, regardless of who's driving it when it breaks down. Choose from four different levels of cover. Not available with Basic cover.

Foreign use

Comprehensive cover while you're using your car abroad. Not available with Basic cover. Included with Premium cover.

Protect your no claim discount

Your price won’t go up as a direct result of making one claim. Not available with Basic cover.

Courtesy car

We make sure you can carry on driving if your car is damaged, written off or stolen. Available for Basic, included for Regular and Premium cover.

Get up to 15% off online

61% of customers are expected to receive the maximum saving. Discount depends on individual circumstances and does not apply to extra protection. Minimum price applies.

Take a look at what our customers have to say about our AvivaPlus Car Insurance

4.7 / 5 from 576 customer reviews Read all 576 reviews

What happens if you need to claim

The sooner you get in touch with us, the sooner we can help you. Here’s what happens if you need to make a claim.

1

Tell us - it's easy online

You can make a claim online or call us anytime on 0800 158 4093. Have your AvivaPlus reference to hand - you'll need it to start your claim.

2

We'll work out how to help

We take a look at your claim, review photos or documents you've sent us and ask you for details of anyone else involved. Then our experts work out how to best help.

3

We respond quickly

As soon as we can, we'll be in touch to sort things out. Depending on your cover, we'll organise repairs to get you back on the road. Or if your car can't be fixed, we work with you to settle your claim.

Driving abroad?

In the event of a “no deal” Brexit, you’ll need to request a Green Card if you’re driving in the European Economic Area (EEA), Andorra, Serbia and Switzerland. 

Motor articles

Take a look at our latest news and guides.

Latest articles

More articles

What to do after an accident

Understand what to do and how to help if you come across an accident on the road.

Help at an accident

Getting insured as a new driver

Just passed your test? See how you can reduce the cost of your car insurance and get out on the open road for less.

Tips for new drivers

No claim bonus explained

Confused about your no claims bonus? Our guide takes you through how it works and how you can protect your discount.

Your no claims discount

Car insurance groups explained

Take a look at our guide to how your car’s insurance group is decided and how it affects your cover costs.

Understanding insurance groups

6 reasons not to speed

It's not just a potential crash you need to be careful of, driving too fast can cost you money, time and could even increase the cost of your car insurance.

Watch your speed

Slam the brake on these dirty driving habits

Are you a clean, green driver? Ditching these bad driving habits can help improve the air you breathe.

Find out how to clean up your driving

Car journeys with kids

How to plan your route, supplies and entertainment for a trip that’s memorable for all the right reasons.

Get prepared

Choosing an electric or hybrid car

Thinking about trading in your car for an electric or hybrid motor? Here's some basic information to get you started.

Electric and hybrid cars

Driving on the motorway

Tips on staying safe while driving on high-speed, multi-lane motorways.

Motorway advice

Driving with a medical condition

The different medical conditions that can affect your ability to drive and those that you must report to the DVLA.

Driving and your health

10 tips for driving abroad

How to prepare for driving overseas – from adapting your vehicle to knowing the rules of the road.

Driving abroad tips

Choosing your child's car seat

Understanding the child car seat rules to protect your little ones while you're on the road.

Car seats for kids

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Contact us

Monday to Friday 8:00am to 8:00pm

Saturday 8:30am to 5:00pm

Sunday and bank holidays 10:00am to 4:00pm

For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of five years. Calls to 0800 numbers from UK landlines and mobiles are free.