AvivaPlus Car Insurance
Pay monthly, interest free. Spread the cost without paying more.
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AvivaPlus Car Insurance
Customers told us the things they dislike most about insurance. We listened and created AvivaPlus to start addressing some of these. We know you want an insurer you can trust but we know price is important too - AvivaPlus cover starts from just £16 a month (that's £192 a year). That's all 10% of our customers paid 1.
Insurance the way it should be
- Pay monthly, with no interest
- Change cover or cancel with no admin fees
- Choose from 3 levels of cover
- Speedy quotes
Recognising your loyalty
- We guarantee at your next renewal, you'll get the same or an even better price than if you were a new customer to AvivaPlus 2
- 10% off if you're already with Aviva, buy cover for more than one car or buy AvivaPlus Car and Home 3
Choose Basic, Regular or Premium
We'll ask you to choose one of three levels of cover and add any extra protection you need. We know things change - you can change or cancel your cover level, or add or remove extra protection with no admin fee.
This table compares what’s covered under AvivaPlus Basic, Regular and Premium Car Insurance:
| Basic | Regular | Premium | |
|---|---|---|---|
| Car cover | Accident, fire and theft (excluding glass) | Comprehensive | Comprehensive |
| Glass (including windscreens) | |||
| Courtesy car | Optional | Standard Option to upgrade to Enhanced |
Enhanced |
| Cover for hire car excess | |||
| Driving other people's cars | Third party | Third party | Comprehensive (you must activate it beforehand) |
| Personal belongings | £150 | £2,000 | |
| Onward travel after an accident | Home only | Home or onward travel options | Home or onward travel options |
| Motor Legal Services | Optional | Optional | Included |
| Foreign use | Optional |
All car use covers social, domestic, pleasure and commuting for main and all drivers. The main driver and partner, if they're a named driver, are also covered for personal business use.
What's covered
Everyone with AvivaPlus Car Insurance gets these benefits:
AvivaPlus Renewal Price Guarantee
We guarantee at your next renewal, you'll get the same or an even better price than if you were a new customer to AvivaPlus. This doesn't mean your renewal price won't change from last year’s, but it's a guarantee that you won't pay more than if you were a new customer to AvivaPlus 2
Transport after an accident
If your car isn't safe to drive, we'll get you home and get your car to a repairer. If you have Regular or Premium cover, we'll take you to your destination
Uninsured driver promise
If your vehicle is involved in an accident caused by an uninsured motorist, we'll refund any excess you've paid
Go Multi-cover get 10% off
Buy Home and Car cover, or cover more than one car (up to a maximum of five) on the same policy and we'll give you 10% off your price, excluding some extra protection 3.
Or already with us? Get 10% off
You may qualify for a discount if you're already with Aviva. We'll automatically include it in your price if you qualify. The discount excludes some extra protection 3.
Important documents
If you already have AvivaPlus cover, you’ll also find the version of these documents relevant to your policy in MyAviva.
Motor Insurance Product Information Document
PDF (103.0 KB)
AvivaPlus Motor important information
PDF (134.3 KB)
AvivaPlus Motor Insurance policy
PDF (556.6 KB)
Motoring in Europe
PDF (215.9 KB)
Rescue Cover terms and conditions
PDF (311.4 KB)
Rescue from Aviva important information
PDF (118.9 KB)
About our insurance services to you
PDF (21.7 KB)
Extra protection
When you get a quote, we'll ask if you need to add any of these extra services. You can add these with no extra admin fee.
Motor legal services
Expert legal support for you and the named drivers. If you have an accident, we also support any passengers who were in the car at the time. Included with Premium cover.
Motor Injury Protection Plus
Financial peace of mind if you, your partner or named drivers are injured in an accident in the insured car. Not available with Basic cover.
UK breakdown cover
Cover for your car, regardless of who's driving it when it breaks down. Choose from four different levels of cover. Not available with Basic cover.
Foreign use
Comprehensive cover while you're using your car abroad. Not available with Basic cover. Included with Premium cover.
Protect your no claim discount
Your price won’t go up as a direct result of making one claim. Not available with Basic cover.
Courtesy car
We make sure you can carry on driving if your car is damaged, written off or stolen. Available for Basic, included for Regular and Premium cover.
Get up to 15% off online
61% of customers are expected to receive the maximum saving. Discount depends on individual circumstances and does not apply to extra protection. Minimum price applies.
What happens if you need to claim
The sooner you get in touch with us, the sooner we can help you. Here’s what happens if you need to make a claim.
Tell us - it's easy online
You can make a claim online or call us anytime on 0800 158 4093. Have your AvivaPlus reference to hand - you'll need it to start your claim.
We'll work out how to help
We take a look at your claim, review photos or documents you've sent us and ask you for details of anyone else involved. Then our experts work out how to best help.
We respond quickly
As soon as we can, we'll be in touch to sort things out. Depending on your cover, we'll organise repairs to get you back on the road. Or if your car can't be fixed, we work with you to settle your claim.
Driving abroad?
In the event of a “no deal” Brexit, you’ll need to request a Green Card if you’re driving in the European Economic Area (EEA), Andorra, Serbia and Switzerland.
Looking for more insurance
Do you need to insure a van or motorcycle, or buy third party, fire and theft cover? Then AvivaPlus isn't right for you. Instead take a look at how we could help:
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