AvivaPlus Car Insurance
Pay monthly, interest free. Spread the cost without paying more.
Get a new quote Retrieve my quote
We’ll be working on our systems this weekend – so if you’re looking to get a quote or use MyAviva, you’ll need to do so before 6pm on Friday. We’ll still be available for new claims and we’ll be back online by Monday morning.
AvivaPlus Car Insurance
Customers told us the things they dislike most about insurance. We listened and created AvivaPlus to start addressing some of these. We know you want an insurer you can trust but we know price is important too - AvivaPlus cover starts from just £16 a month (that's £192 a year). That's all 10% of our customers paid 1.
Insurance the way it should be
- Pay monthly, with no interest
- Change cover or cancel with no admin fees
- Choose from 3 levels of cover
- Speedy quotes
Recognising your loyalty
- We guarantee at your next renewal, you'll get the same or an even better price than if you were a new customer to AvivaPlus 2
- 10% off if you're already with Aviva, buy cover for more than one car or buy AvivaPlus Car and Home 3
Choose Basic, Regular or Premium
We'll ask you to choose one of three levels of cover and add any extra protection you need. We know things change - you can change or cancel your cover level, or add or remove extra protection with no admin fee.
This table compares what’s covered under AvivaPlus Basic, Regular and Premium Car Insurance:
| Basic | Regular | Premium | |
|---|---|---|---|
| Car cover | Accident, fire and theft (excluding glass) | Comprehensive | Comprehensive |
| Glass (including windscreens) | |||
| Courtesy car | Optional | Standard Option to upgrade to Enhanced |
Enhanced |
| Cover for hire car excess | |||
| Driving other people's cars | Third party | Third party | Comprehensive (you must activate it beforehand) |
| Personal belongings | £150 | £2,000 | |
| Onward travel after an accident | Home only | Home or onward travel options | Home or onward travel options |
| Motor Legal Services | Optional | Optional | Included |
| Foreign use | Optional |
All car use covers social, domestic, pleasure and commuting for main and all drivers. The main driver and partner, if they're a named driver, are also covered for personal business use.
What's covered
Everyone with AvivaPlus Car Insurance gets these benefits:
AvivaPlus Renewal Price Guarantee
We guarantee at your next renewal, you'll get the same or an even better price than if you were a new customer to AvivaPlus. This doesn't mean your renewal price won't change from last year’s, but it's a guarantee that you won't pay more than if you were a new customer to AvivaPlus 2
Transport after an accident
If your car isn't safe to drive, we'll get you home and get your car to a repairer. If you have Regular or Premium cover, we'll take you to your destination
Uninsured driver promise
If your vehicle is involved in an accident caused by an uninsured motorist, we'll refund any excess you've paid
Go Multi-cover get 10% off
Buy Home and Car cover, or cover more than one car (up to a maximum of five) on the same policy and we'll give you 10% off your price, excluding some extra protection 3.
Or already with us? Get 10% off
You may qualify for a discount if you're already with Aviva. We'll automatically include it in your price if you qualify. The discount excludes some extra protection 3.
Important documents
If you already have AvivaPlus cover, you’ll also find the version of these documents relevant to your policy in MyAviva.
Motor Insurance Product Information Document
PDF (103.0 KB)
AvivaPlus Motor important information
PDF (134.3 KB)
AvivaPlus Motor Insurance policy
PDF (556.6 KB)
Motoring in Europe
PDF (215.9 KB)
Rescue Cover terms and conditions
PDF (311.4 KB)
Rescue from Aviva important information
PDF (118.9 KB)
About our insurance services to you
PDF (21.7 KB)
Extra protection
When you get a quote, we'll ask if you need to add any of these extra services. You can add these with no extra admin fee.
Motor legal services
Expert legal support for you and the named drivers. If you have an accident, we also support any passengers who were in the car at the time. Included with Premium cover.
Motor Injury Protection Plus
Financial peace of mind if you, your partner or named drivers are injured in an accident in the insured car. Not available with Basic cover.
UK breakdown cover
Cover for your car, regardless of who's driving it when it breaks down. Choose from four different levels of cover. Not available with Basic cover.
Foreign use
Comprehensive cover while you're using your car abroad. Not available with Basic cover. Included with Premium cover.
Protect your no claim discount
Your price won’t go up as a direct result of making one claim. Not available with Basic cover.
Courtesy car
We make sure you can carry on driving if your car is damaged, written off or stolen. Available for Basic, included for Regular and Premium cover.
Get up to 15% off online
61% of customers are expected to receive the maximum saving. Discount depends on individual circumstances and does not apply to extra protection. Minimum price applies.
What happens if you need to claim
The sooner you get in touch with us, the sooner we can help you. Here’s what happens if you need to make a claim.
Tell us - it's easy online
You can make a claim online or call us anytime on 0800 158 4093. Have your AvivaPlus reference to hand - you'll need it to start your claim.
We'll work out how to help
We take a look at your claim, review photos or documents you've sent us and ask you for details of anyone else involved. Then our experts work out how to best help.
We respond quickly
As soon as we can, we'll be in touch to sort things out. Depending on your cover, we'll organise repairs to get you back on the road. Or if your car can't be fixed, we work with you to settle your claim.
Driving abroad?
In the event of a “no deal” Brexit, you’ll need to request a Green Card if you’re driving in the European Economic Area (EEA), Andorra, Serbia and Switzerland.
Looking for more insurance
Do you need to insure a van or motorcycle, or buy third party, fire and theft cover? Then AvivaPlus isn't right for you. Instead take a look at how we could help:
Motor articles
Take a look at our latest news and guides.
Latest articles
Are electric cars really the most environmentally friendly choice?
Exhaust emissions may not be the whole story.
Find out here
What are penalty points and how do they affect insurance?
Penalty points are issued for a variety of driving offences, but what are they and how do they affect your car insurance premiums?
Learn about penalty points
What happens when your car is a write-off?
If you are involved in a car accident, having your vehicle written off by an insurance company can be traumatic. But what exactly is a ‘write-off’?
Learn about write-offs
Driving in bad weather
Top tips for tackling the dangers of driving in rain, snow, ice, wind and fog.
Bad weather driving tips
More articles
What to do after an accident
Understand what to do and how to help if you come across an accident on the road.
Help at an accident
Getting insured as a new driver
Just passed your test? See how you can reduce the cost of your car insurance and get out on the open road for less.
Tips for new drivers
No claim bonus explained
Confused about your no claims bonus? Our guide takes you through how it works and how you can protect your discount.
Your no claims discount
Car insurance groups explained
Take a look at our guide to how your car’s insurance group is decided and how it affects your cover costs.
Understanding insurance groups
6 reasons not to speed
It's not just a potential crash you need to be careful of, driving too fast can cost you money, time and could even increase the cost of your car insurance.
Watch your speed
Slam the brake on these dirty driving habits
Are you a clean, green driver? Ditching these bad driving habits can help improve the air you breathe.
Find out how to clean up your driving
Car journeys with kids
How to plan your route, supplies and entertainment for a trip that’s memorable for all the right reasons.
Get prepared
Choosing an electric or hybrid car
Thinking about trading in your car for an electric or hybrid motor? Here's some basic information to get you started.
Electric and hybrid cars
Driving on the motorway
Tips on staying safe while driving on high-speed, multi-lane motorways.
Motorway advice
Driving with a medical condition
The different medical conditions that can affect your ability to drive and those that you must report to the DVLA.
Driving and your health
10 tips for driving abroad
How to prepare for driving overseas – from adapting your vehicle to knowing the rules of the road.
Driving abroad tips
Choosing your child's car seat
Understanding the child car seat rules to protect your little ones while you're on the road.
Car seats for kids
Need help? Ask our chatbot
Contact us
Monday to Friday 8:00am to 8:00pm
Saturday 8:30am to 5:00pm
Sunday and bank holidays 10:00am to 4:00pm
For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of five years. Calls to 0800 numbers from UK landlines and mobiles are free.