Before you start
- The current value of your pension(s)
- How much (or the percentage) you and your employer pay into them
The planner uses the HMRC UK Personal Allowance and tax bands for England and Northern Ireland from 6 April 2020 to 5 April 2021. Scottish and Welsh income tax thresholds may differ.
- When you plan to retire, or start taking money from your pension(s)
Remember, the retirement planner only gives you an estimate and your future income may differ significantly from the illustration provided. It isn’t intended as a recommendation or personalised advice.
If you do want to make changes to your pension, we strongly recommend you talk to a financial adviser. If you would like more information about getting financial advice, visit our financial advice webpage.
Pension Wise
This government service offers free and impartial guidance on your retirement options, either over the phone or face to face.

Pension articles
Take a look at our library of helpful articles and guides.