Before you start
- The current value of your pension(s)
- How much you (and your employer if you're employed) pay into them
The calculator uses the HMRC UK Personal Allowance and tax bands for England and Northern Ireland from 6 April 2023 to 5 April 2024. Scottish and Welsh income tax thresholds may differ.
- When you plan to retire, or start taking money from your pension(s)
You can use the pension calculator to help predict what you could get at retirement and plan for the future. It works by using assumptions on things like growth rates, investment fees, and length of investing. Just pop in details of all your pensions and we'll rustle up the numbers.
Remember, the pension calculator only gives you an estimate and your future income may differ significantly from the figures provided. It isn’t intended as a recommendation or personalised advice.
If you do want to make changes to your pension, we strongly recommend you talk to a financial adviser. If you would like more information about getting financial advice, visit our financial advice webpage.
Tax benefits are subject to change and depend on individual circumstances.
Take a look at our library of helpful articles and guides.