Pick your funds
Whether you want a simple range of funds, an experts' shortlist or are confident enough to pick your own, we've got what you're looking for. You can invest via our Aviva Stocks & Shares ISA, Investment Account or self-invested personal pension from £50 a month.
If you have an Aviva workplace pension or an older investment product, explore your investment options here instead.
You'll want to invest your money in a way that supports your own needs and goals. Regularly review your fund performance to ensure your needs are being met. Remember, investments rise and fall in value and you could get back less than what has been put it.
Choose from a range of funds fully managed by Aviva Investors – including growth funds run with varying risk levels.
Take more control by choosing your own funds from a shortlist put together by our investment experts.
Select funds from our full range to create your investment portfolio, designed for more confident investors.
Your account options
You can invest into any of these funds with the following products. Follow the links below to the learn more about the features, tax treatment and more so you open the accounts best suited to your needs.
For instance, if you're investing for your retirement, consider our Aviva Pension. Got a financial goal in mind that's at least five years away? Explore our tax-efficient Stocks & Shares ISA. And if you've used up your annual ISA allowance but would like to invest more money, check out our Investment Account.
Take control of your retirement with our self-invested pension. Manage your account online, choose where to invest your money and get tax relief on your eligible payments.
Aviva Stocks & Shares ISA
Invest tax-efficiently with our Stocks & Shares ISA and make full use of your ISA allowance for the tax year.
Fair and transparent charges
Our total charge is made up of two simple costs.
There's our Aviva Charge, which is up to 0.40% of the value of your investments. And your Fund Manager Charge, which depends on the funds you pick.
All costs are calculated daily and charged monthly. Here's an example of how much you'd pay in your first month for £5,000 invested in a ready-made fund with a fund charge of 0.35%.
Finding your Fund Charge
The fund management company will charge you to cover the costs and expenses of managing the fund.
You'll find each fund's charge in their Key Investor Information Document. It will also appear in your monthly statement as the latest Ongoing Charge Figure.
Our Aviva Charge
Our charge is a percentage of your total investment, up to a maximum of 0.40%, and is based on how much you've invested with us. The more you invest, the lower your percentage, as shown in the table.
|Your investment||Annual charge|
|Amount above £500,000||0%|
You can log into your account at any time to check your exact charge.
One combined charge
If you own more than one investment product through the Aviva online investment service – including the Aviva Stocks & Shares ISA, Investment Account and Pension – any tiered discount will be based on the combined value to calculate the Aviva Charge.
This approach rewards you for the total value of your holdings. You can find out more in the terms and conditions for your selected products.
Paying your charge
Your fee comes out of the cash in your account. We'll pay you interest at our variable rate which you can see here (PDF 69 KB). Please note, if the interest rate is less than our Aviva Charge, the amount in your cash account will go down.
If you don’t have enough cash in your account, this charge will come out of your investments. Don't worry – we’ll always let you know before we do this.
Paper correspondence charge
We’ll automatically set you up to receive all account information via your online account – that’s completely free of charge. If you'd prefer to receive paper copies in the post, there’s a charge of £3 per month to cover the cost.
Need to speak to a financial adviser?
If you're not sure which fund or products to choose, then you should speak to an independent financial adviser for help. You may be charged for financial advice. Find your local adviser at unbiased.co.uk.
Learn more about investing
If you're new to the world of investing, there can be a lot to take in. To help you get started and take control of your money, we've put together easy-to-understand guides in our Investment Knowledge Hub.
Investment Knowledge Hub
Explore our easy-to-understand guides and find out what you need to know to start investing your money.
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Pension product provided by: Aviva Pension Trustees UK Limited. Registered in England No. 2407799. Aviva, Wellington Row, York, YO90 1WR. Authorised and regulated by the Financial Conduct Authority. Firm Reference Number 465132.
Platform provider: Aviva Wrap UK Limited. Registered in England No. 4470008. Aviva, Wellington Row, York, YO90 1WR. Authorised and regulated by the Financial Conduct Authority. Firm Reference Number 231530.