Learner Driver Insurance

Helping you pass your test

Cover for learning to drive

Want to get some extra driving practice in? Our learner driver cover from DayInsure can insure you to drive your own car, or a family member or friend’s car – for a few hours or a few months.

Pay as you go

Flexible cover from 2 hours to 5 months – so you only pay for what you need

New car replacement

If the car is stolen or extensively damaged within 12 months of the policyholder buying it from new

Accident recovery

If we can’t fix things at the roadside, we’ll get you to an approved repairer

What is learner driver insurance?

Learner driver insurance is a type of short-term car insurance that covers you while you learn to drive. Along with a provisional licence in your back pocket and a tattered copy of the Highway Code by your bed, it’s important to make sure you’re covered as you rack up the hours practicing for your driving test. This is where learner driver insurance comes in. You could use it if:

  • You’ve already got the keys to your own car and want to learn to drive in it with the help of an instructor, friend or family member.
  • You’re swerving a professional instructor in favour of being taught by a friend or family member in their own car.
  • You want to polish your driving skills outside of your official lessons with your instructor in a car that doesn’t belong to them.

Supervising a learner driver

The people who can supervise a learner driver include professional instructors, friends or family members. But if you want someone to supervise you when you practice, by law they must:

  • be over 21 (with our Learner Driver Insurance from DayInsure they must be aged between 25 and 75)
  • be qualified to drive the type of vehicle you want to learn in. For example, they must have a manual car licence if they’re supervising you in a manual car
  • have had their full driving licence for 3 years.

Are you eligible?

To get Learner Driver Insurance, you, your car and your supervising driver must meet the following criteria.

As the driver, you must:

  • Be a UK resident aged 17 – 35
  • Hold a provisional licence with no penalty points, motoring convictions or offences


Your supervising driver must:

  • Be aged between 25 and 75 years old
  • Have held a full UK driving licence for at least 3 years


The vehicle you’re driving must:

  • Also be insured under a separate annual policy (unless you are the Registered Keeper of the car)
  • Be worth less than £40,000
  • Have no more than 7 seats (including the driver’s seat)

What Learner Driver Insurance covers

What’s covered

  • Flexible duration
    Cover for any period between 2 hours and 5 months – and if you pass your test earlier than planned, we’ll refund any time you haven’t used
  • Loss, theft or damage
    Cover for up to £50,000 for the legal owner – and it won't affect the owner’s insurance policy
  • New car replacement
    If the car is stolen or extensively damaged within 12 months of the policyholder buying it from new
  • Legal liability
    Cover for up to £5 million if someone's injured or their property's damaged
  • Emergency treatment
    Cover for emergency medical expenses if you or your passengers are in an accident

What’s not covered

Unfortunately, we can’t cover everything. Make sure you’re comfortable with what’s not covered before you get started.

  • Night-time cover
    You’re only covered between the hours of 6am and midnight (unless you are the registered keeper of the car)
  • Uninsured cars
    The vehicle you drive must also be insured under a separate annual motor insurance policy (unless you are the registered keeper of the car)
  • Full driving licence
    All cover ends as soon as you pass your driving test 

Take a look at our policy wording for full details of what’s not covered.

Read our Learner Driver Insurance Policy Booklet PDF (266KB)

Ready to get cover?

Simply enter the vehicle registration and your driving licence number to start your quote online.

Important documents

If you already have insurance with us, you'll find the documents for your policy in MyAviva.

How the claims process works

Whatever happens, Dayinsure are on hand to help – 24 hours a day, 7 days a week.

Step 1 of 3

Contact Aviva

If you’ve had an accident or need to make a claim, call Aviva on 08000 156 1661 straightaway.

You'll need your policy number to start your claim – so it's a good idea to have this to hand. 

Step 2 of 3

Expert review

The team will take a look at your claim and work out how best to help you.

Aviva will review any photos or documents you’ve sent as part of your claim and ask you for details of anyone else involved. 

Step 3 of 3

Settling your claim

Aviva will work with you to sort things out as quickly as possible.

Remember, any claim you make won’t affect a no claims discount on any annual policy on the vehicle. 

General Accident Telematics Insurance

It doesn’t matter how long it’s been since you passed your test, if you’re under 24 you can still qualify for a General Accident telematics policy.

Explore General Accident Telematics Insurance

Looking for more cover?

We’ve got a range of car cover options to help protect what’s important to you.

Motor articles

Take a look at our latest news and guides.

Contact DayInsure

Still need help? Call DayInsure¹

0333 005 0944

Monday to Thursday: 8:00am - 5:00pm

Friday: 9:00am - 4:00pm

^Excludes Aviva Online and Aviva Premium car insurance products. Up to 5 vehicles can be insured under one policy and must be registered at the same address. Discount not available in addition to any existing multi product discount.

1For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of five years. The cost of calls to 03 prefixed numbers are charged at national call rates (charges may vary dependent on your network provider) and are usually included in inclusive minute plans from landlines and mobiles

Learner Driver Insurance is introduced by Aviva UK Digital Limited (Registered in England No. 09766150. Registered Office: 8 Surrey Street, Norwich, Norfolk, NR1 3NG. Correspondence addresses : 80 Fenchurch St, London, EC3M 4AE) to DayInsure, an independent intermediary. Both companies are authorised and regulated by the Financial Conduct Authority.