What is learner driver insurance?
Learner driver insurance is a type of short-term car insurance that covers you while you learn to drive.
Along with a provisional licence in your back pocket and a tattered copy of the Highway Code by your bed, it’s important to make sure you’re covered as you rack up the hours practicing for your driving test. You could use it if:
- You’ve already got the keys to your own car and want to learn to drive in it with the help of an instructor, friend or family member.
- You’re not using a professional instructor in favour of being taught by a friend or family member in their own car.
- You want to polish your driving skills outside of your official lessons with your instructor in a car that doesn’t belong to them.
*For the purposes of this cover, one month is defined as 28 days.
Benefits for learner driving insurance
Pay as you go 
Flexible cover from 1 day to 5 months* – so you only pay for what you need. Cover from one day applies to cars that are already insured with an annual policy, otherwise policies start from 1 month.
New car replacement 
If the car is stolen or extensively damaged within 12 months of the policyholder buying it from new.
Accident recovery 
If we can’t fix things at the roadside, we’ll get you to an approved repairer.
Supervising a learner driver
The people who can supervise a learner driver include professional instructors, friends or family members. So if you want someone to supervise you when you practice, to meet with our insurance criteria they must:
- Be aged between 25 and 75 years
- Be qualified to drive the type of vehicle you want to learn in. For example, they must have a manual car licence if they’re supervising you in a manual car
- Have a full current GB driving licence and have held this for at least 3 years
Are you eligible?
To get Learner Driver Insurance, you, your car and your supervising driver must meet certain criteria. Please read for full acceptance criteria (PDF 188KB).
Important documents
We recommend you read the Dayinsure Policy Document (PDF 322.9 KB) before getting a quote.
What Learner Driver Insurance covers
What’s covered
- Flexible duration
Cover for any period between 1 day and 5 months – and if you pass your test earlier than planned, we’ll refund any time you haven’t used. Cover from 1 day applies to cars that are already insured with an annual policy, otherwise policies start from 1 month. - Loss, theft or damage
As our Learner Driver insurance is comprehensive, you'll be covered to get the car you're using back up and running - or replaced - New car replacement
If the car is stolen or extensively damaged within 12 months of the policyholder buying it from new
- Legal liability
Cover for all amounts which may have to be paid as a result of being legally liable for an incident involving the car resulting in:- another person’s death or injury
- damage to another person’s property (up to a maximum amount of £20,000,000 plus a maximum amount of £5,000,000 to cover the claimant’s costs and expenses).
- Emergency expenses cover
If you or any other person in the car is injured as a direct result of being involved in an accident, we will pay for the medical expenses arising in connection with that accident. The most we will pay for each injured person is £100.
What’s not covered
Unfortunately, we can’t cover everything. Make sure you’re comfortable with what’s not covered before you get started.
- Uninsured cars
The vehicle you drive must also be insured under a separate annual motor insurance policy (unless you are the registered keeper of the car) - Passing your practical driving test
All cover ends as soon as you pass your driving test
Take a look at our policy wording for full details of what’s not covered.
Read our Learner Driver Insurance Policy Booklet PDF (266KB).
Ready to get cover?
Start your quote by entering the vehicle registration number.
How the claims process works
Contact Aviva Dayinsure
If you’ve had an accident or need to make a claim, call 0800 015 6166 Footnote [1] straight away. You’ll need your policy number, so have it ready.
You’ll be connected directly to Aviva’s dedicated motor claims team, not a third-party call centre. These are trained specialists who handle Dayinsure claims.
Expert review
Our claims experts will review your case. The team will check any photos or documents you’ve sent and ask for details about anyone else involved. We'll also arrange services like vehicle recovery and repair, if needed.
Settling your claim
Your claim will be managed by the same team from start to finish. They’ll keep you updated and work to settle your claim as quickly as possible.
Looking for more cover?
Aviva Signature Car Insurance
Aviva Signature Car Insurance 
Aviva Signature Multi Car Insurance
Aviva Signature Multi Car Insurance 
Temporary Car Insurance
Temporary Car Insurance Get flexible car cover from one to 28 days, for day trips, weekends away, test drives and more.
FAQs
What is the additional excess for young drivers?
Drivers aged 17-20 would pay an additional £300 on top of their standard excess in the event of an accidental damage claim. Any drivers aged 21-24 would pay an extra £200.
Young driver excesses do not apply for fire or theft claims.
How old do I have to be to get car insurance?
You can get a car or van insurance quote for drivers 17 to 84 years old.
We can't offer new policies to drivers aged 85 and over.
How do I add a temporary driver?
To make a temporary change to your cover, contact us.
We do offer temporary car insurance for between 1 and 28 days, which is completely separate from your existing policy.
How do I add or remove a driver?
It's quick and easy to add or remove drivers online using MyAviva. If you're adding a driver, we’ll ask for their details - including any claims or motoring convictions - so we can provide an updated quote. Please note that this may result in a change to your premium. In some cases, a fee may also apply for making the change.
Once logged into MyAviva simply follow the below steps:
- Select 'Details'
- Choose 'Amend my policy'
- Select 'Add a driver' or 'Remove a driver'
Temporary changes and Renewals
If you want to make a temporary change or are approaching renewal you will not be able to amend your policy online so please contact us before you drive the other car.
Can other people drive my car on my policy?
Anyone that drives your vehicle should be named on the policy.
You can add a driver using MyAviva. Once logged in follow the below steps:
- Select the policy you want to view;
- Use the "Amend Options" button;
- Then select "Add a driver"
If you want to make a temporary change or need further assistance please contact us .
Do I need to be the policyholder to be the main driver?
The main driver (or vehicle policyholder) is the person who drives the vehicle most often and earns no claim discount.
They do not need to be the principle policyholder but they must live at the same address as them.
What's the difference between a principal policyholder, a vehicle policyholder and a named driver?
The principal policyholder is the person who entered into the contract of insurance on behalf of themselves, each vehicle policyholder and each named driver. They’re the person who took out the policy and they can then choose who is a vehicle policyholder and who is a named driver.
The vehicle policyholder or main driver is nominated by the principal policyholder as being the person who drives the vehicle most often and earns the no claim discount.
Named drivers are additional drivers nominated by the principal policyholder who are entitled to drive the vehicle under the policy.
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Contact Dayinsure
Still need help? Call Dayinsure¹
0333 005 0944
Monday to Thursday: 9:00am - 5:00pm
Friday: 9:00am - 4:00pm
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Sunday Closed
Contact Dayinsure by email on: support@dayinsure.com