Cover to get you back on the road
We’ve partnered with RAC to bring you a range of breakdown cover options – from roadside repairs to home starts.
We’ll repair your vehicle at the roadside – or get you to the nearest garage
We’ll get you and up to 7 passengers to your destination
Get breakdown cover on its own or as an add-on to your Aviva Car Insurance
Simply select the type of cover that suits you and add European breakdown cover if you need it.
Cover for you and your vehicle
We offer vehicle-based cover, personal cover or joint personal cover on our standalone Rescue policy. Or add vehicle based breakdown cover to your Aviva car or van insurance 1.
Vehicle or personal cover?
If you drive just 1 vehicle, then vehicle-based cover may suit you. We’ll help if your vehicle breaks down – no matter who's driving. You can add this to your car insurance or buy on its own.
Drive more than 1 vehicle regularly? You might prefer our standalone, personal cover. We’ll help if you break down in any vehicle – even if you’re just a passenger 1.
Looking for breakdown cover only?
To keep things flexible, we offer breakdown cover on its own or as something you can add to your car insurance.
So if your insurance is due for renewal, you can save time and select breakdown cover as an optional extra when you get your renewal quote. Or get separate quotes for each cover if you prefer.
Your cover options
||Rescue & Recovery||Rescue, Recovery
& At Home
At Home & Onward Travel
|Tow to a nearby garage for you, your vehicle and up to 7 passengers|
|Recovery to any destination for you, your vehicle and up to 7 passengers|
|Recovery of your vehicle and passengers if the driver is medically unfit to drive|
|Assistance at or within a quarter mile of your home address|
|A replacement car – whilst yours is being repaired, or overnight accommodation or onwards travel by taxi, train or plane|
What’s not covered
Unfortunately, we can’t cover everything. Make sure you’re comfortable with what’s not covered. For example:
- The cost of replacement parts
You’ll have to pay for any replacement parts if they're needed
- Running costs of a replacement vehicle
You’re not covered for the cost of fuel, oil or updated insurance if you're provided with a hire car
- Breakdowns or service within 24 hours of purchasing/upgrading cover
Your vehicle can't have broken down before you take out the cover
- Breakdowns that the RAC have previously attended
You’re not covered if RAC previously advised that a repair was temporary
- Any costs that aren’t arranged by or through the RAC
Take a look at our policy wording for full details of what’s not covered.
Ready to get cover?
Already have car insurance with us? Simply log in to MyAviva to add Breakdown Cover to your policy.
Breakdown cover only
Get a quote for breakdown cover on its own. Plus get £5 off when you take out cover online.
Cover with car insurance
Get a combined quote and add breakdown cover to your car insurance as an optional add-on.
Additional European breakdown cover
Looking to travel a little further afield? For an extra cost, you can add European breakdown cover to any of our standalone breakdown insurance options.
- Spare parts dispatch
If your vehicle needs repairing abroad
- Extra accommodation expenses
If you’re stranded after a breakdown
- Replacement driver
If a doctor certifies that you're too ill to keep driving
- Vehicle break-in
We’ll pay for repairs after a break-in/attempted break-in abroad
- Returning your car to the UK
If your car can’t be repaired, we’ll return it to the UK
- Car hire costs up to £125 a day
If your vehicle can't be fixed immediately (up to £1500 in total)
- Travel expenses
If you have to collect your car after leaving it abroad for repair
You can add this optional cover to your standalone breakdown insurance policy. Or add this cover to your car policy if you take out Foreign Use at the same time.
See our car insurance page and 'Motoring in Europe' policy booklet for more details
What to do if you break down
Can’t get the car started? Call us straightaway to get help from our experts.
Let us know
If you need help quickly, give us a call 2.
UK 08000 155 755
Republic of Ireland 1800 535 005
France & Monaco 0800 290 112
Belarus or Russia 810 33 472 43 52 55
Another country 00 33 472 43 52 55
Broken down on the motorway? Use the roadside emergency phone if you can (mandatory in France).
What we'll ask
Once you're safely off the road, we'll need to know exactly where you are and the nature of the fault or breakdown.
You'll also need your policy number and the registration, make and model of your vehicle.
We'll get to you quickly
Depending on your level of cover, we'll get out to help you as quickly as possible.
Remember, only accept assistance from the RAC patrol or contractor that's come out to you and let us know as soon as you can if you manage to get the vehicle running.
Looking for more cover?
We’ve got a range of car cover options to help protect what’s important to you.
AvivaPlus Car Insurance
Insurance the way it should be. Pay-monthly cover, no interest or admin fees.
Drive a van, not a car? Our personal Van Insurance covers your van if you use it just for social driving.
Take a look at our latest news and guides.
What to do if you use the wrong fuel
Filling up with the wrong type of fuel is a very common mistake to make. Avoid further damage to your car by following our advice.
8 common theory test mistakes
Find out the right answers to the theory test questions that learners get wrong most often.
How to pass your MOT
Our MOT guide helps you identify any issues in advance and explains how you can potentially solve them before your test, saving you time and money.
How to look after tyres
Tyres in good condition help you keep control of your car, reduce stopping distances and improve fuel efficiency. Learn how to look after yours.
What is Pass Plus?
Pass Plus is a six-hour practical course for new drivers to help improve confidence and safe driving skills. But what does it involve, and is it worth it?
How to pass your practical driving test
From your first lesson to test day, we’ve broken down what you need to know about passing your practical driving test.
Car insurance checker
The Motor Insurance Database (MID) is the only central record of all insured vehicles in the UK. Find out what you need to know here.
What type of car insurance cover do I need?
Car insurance is a legal requirement in the UK, but it’s important to consider what level of protection is right for you.
We've got your windscreen covered
As cars become more sophisticated, windscreen replacement or repair costs are increasing.
How to buy a personalised number plate
Whatever your motivation for wanting a personalised number plate, here’s our guide to getting your hands on one.
Motor changes to tell insurers
Moving home or changing your name? Make sure your car insurer is one of the first to know, or you could struggle to claim if the worst should happen.
8 tips for driving abroad
How to prepare for driving overseas – from adapting your vehicle to knowing the rules of the road.
Are electric cars really the most environmentally friendly choice?
Exhaust emissions may not be the whole story.
What are penalty points and how do they affect insurance?
Penalty points are issued for a variety of driving offences, but what are they and how do they affect your car insurance premiums?
What happens when your car is a write-off?
If you are involved in a car accident, having your vehicle written off by an insurance company can be traumatic. But what exactly is a ‘write-off’?
Driving in bad weather
Top tips for tackling the dangers of driving in rain, snow, ice, wind and fog.