Why choose Aviva Save?
We do the work
We hunt for great interest rates on a range of notice accounts, so you don't have to.
One account
You can open, manage and switch multiple savings accounts in one place, with one login.
Trust Aviva
We expect high standards from all banks or building societies we partner with, so you can expect the same from us.
FSCS protected
Each banking group we use is covered up to £120,000 per person by the Financial Services Compensation Scheme (FSCS).
How does Aviva Save work?
Find an account
Just choose a savings account that suits you from our savings marketplace and apply.
Get set up
You'll get an Aviva Save transaction account where you can deposit money, making it easy it easy to open new savings accounts or switch to different ones.
Do it all online
You can check and manage your savings easily and securely alongside any other Aviva products with MyAviva.
Your money is protected
The FSCS protects UK customers of financial services. If a bank fails, you're automatically covered up to £120,000 per person per banking group. Money beyond this limit isn't covered.
Find and compare notice savings accounts
Compare notice savings accounts from our trusted partners to find one that suits you. Rates offered can change, and we refresh the rates shown every hour so you can compare with confidence.
If you might need access to your savings, but not urgently, a notice account could be a good option. It's important to remember:
- These accounts have variable interest rates
- You need to give notice before you take your money out
- Interest is added monthly or annually depending on the account
When we show the interest rate as an AER, it stands for Annual Equivalent Rate. This is what the interest rate would be if it was paid once a year. It helps you compare different accounts and see how much you can earn on your savings.
You can find detailed information on all our partner banks and their FSCS cover here.
Notice accounts
What are Shariah-friendly accounts?
• Shariah banks use your money in a way that follows Islamic law and beliefs.
• Shariah-friendly savings accounts don't pay interest, which is 'riba' and against Islamic law.
• Instead of interest, you earn profit on your savings, which the bank makes by investing in various projects.
• Banks will ensure their accounts follow these teachings by appointing a Shariah supervisory board who will scrutinise the products before they are offered to customers.
• Shariah-friendly accounts are open to anyone. There’s no need to follow Islamic law to apply.
When Shariah-friendly accounts are available, they will be clearly-marked with a badge.
Interest rate (AER)
4.2 %
Account type
95 days Notice
Minimum deposit
£1,000
Interest rate (AER)
4.16 %
Account type
45 days Notice
Minimum deposit
£1,000
Interest rate (AER)
4.16 %
Account type
120 days Notice
Minimum deposit
£1,000
Interest rate (AER)
4.15 %
Account type
125 days Notice
Minimum deposit
£1,000
Interest rate (AER)
4.13 %
Account type
95 days Notice
Minimum deposit
£5,000
Interest rate (AER)
4.13 %
Account type
120 days Notice
Minimum deposit
£1,000
Interest rate (AER)
4.07 %
Account type
95 days Notice
Minimum deposit
£1,000
Interest rate (AER)
3.95 %
Account type
95 days Notice
Minimum deposit
£1,000
Interest rate (AER)
3.92 %
Account type
45 days Notice
Minimum deposit
£1,000
Interest rate (AER)
3.91 %
Account type
14 days Notice
Minimum deposit
£1,000
Interest rate (AER)
3.9 %
Account type
32 days Notice
Minimum deposit
£1,000
Interest rate (AER)
3.9 %
Account type
45 days Notice
Minimum deposit
£1,000
Interest rate (AER)
3.9 %
Account type
95 days Notice
Minimum deposit
£1,000
Interest rate (AER)
3.14 %
Account type
90 days Notice
Minimum deposit
£1,000
Interest rate (AER)
3.09 %
Account type
120 days Notice
Minimum deposit
£1,000
Notice account FAQs
Who can open an account with Aviva Save?
You can open an account if:
- You're aged 18 or over
- You're a resident in the UK, or you or your spouse or civil partner are a Crown servant
- You don't have citizenship rights or pay taxes in the US.
We've teamed up with Raisin UK to offer you Aviva Save. You're unable to open an Aviva Save account if you already hold savings account with Raisin UK or one of their partners (Smart Savings from Willis Owen or AJ Bell's Cash savings hub).
What are the notice savings account charges?
We won’t charge you for using the marketplace. Instead, we receive payments from the partner banks based on the amount of money deposited through Aviva Save. The savings accounts and interest rates offered directly by our partner banks may be different from the ones you see on Aviva Save.
How long does it take to open a notice savings account?
There are a few easy steps to opening a savings account with Aviva Save.
Open your notice savings account by selecting an account from the list above. From there, register for a MyAviva account if you don't already have one. It's the way you'll access your savings securely. To do this you have to be over 18 and a UK resident.
We'll also need a few details like your bank account and National Insurance number. Keep an eye on your email in case we need more information, and for confirmation that your registration is complete. You'll then be able to open any savings accounts you want with Aviva Save.
We'll give you details of the transaction account that you'll use to fund savings accounts you open with Aviva Save. You'll move money from your bank to your transaction account, then it will be added to any Aviva Save accounts automatically - this takes around 2 business days.
We'll send a security code by text or email to complete any transfers.
When will I receive any interest?
It depends on the type of account you have. Some accounts pay out interest monthly and others pay out yearly. You can find when interest is paid by going to your account details through the marketplace.
Not sure which savings accounts are right for you? Learn more about the different types of savings accounts available on our Aviva Save marketplace.
How is my interest taxed?
If you're a UK basic rate taxpayer, you can usually earn up to £1,000 a year tax-free on your savings, known as a Personal Savings Allowance. If you're a higher rate taxpayer, the tax-free amount is up to £500. If you are an additional rate taxpayer, you don’t get a Personal Savings Allowance. If your interest goes above your Personal Savings Allowance, it will be added to your income and taxed at the rate that applies to you. Taxation depends on your personal circumstances and rules may change in the future. To get the latest information on tax on savings interest, you can visit HMRC.
Do I need financial advice for Aviva Save?
You do not need financial advice for Aviva Save. You can simply apply for Aviva Save online, but if you'd prefer some advice based on your personal circumstances, speak to your financial adviser. You can also visit MoneyHelper.
Learn about saving
We have a range of useful guides and tools that can help you make the most of your money.
Interest
Fixed or variable rate savings accounts – what’s right for me?
Learn more about the key differences between fixed rate and variable rate savings accounts.
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Strategies
Aviva’s essential guide to savings
Discover practical tips and strategies to help you build your savings at any life stage.
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Comparisons
Savings accounts versus current accounts
Learn the differences and benefits of each one.
Compound interest calculator
See what your savings could be worth over time.
Personal Savings Allowance calculator
Check whether you'll have tax to pay on interest you've earned.
Inflation calculator
Learn how inflation could impact your investments.
Explore Aviva Save
If you're ready to start saving, explore the range of accounts on our savings marketplace.
Fixed rate savings
Locking your money away for 3 months or longer can be the key to higher interest rates.
Easy access savings
If you're likely to need your savings quickly, then these accounts could be for you.