Aviva stocks & shares ISA

A tax-efficient way of investing

Open a Stocks & Shares ISA on our award-winning platform to take advantage of your savings' tax free growth. Capital at risk. Tax rules are subject to change.

Why choose an Aviva Stocks & Shares ISA?

  • Get saving from just £25 a month - or start with a lump sum of £500 or transfer your ISA to us.
  • Invest in a ready-made fund or choose from over 6000 funds, trusts or shares.
  • Take money from your ISA with no fees or penalties. Pay money back in the same tax year without affecting your annual ISA allowance.
  • Control your investments anywhere or anytime with our MyAviva app.
  • We pass on the full interest on any un-invested cash.

Just bear in mind that the value of a Stock & Shares ISA can fall as well as rise, and you could get back less than you put in.

Your exact tax benefits will depend on your circumstances and may change in the future.

ISA key facts

  1. Your total ISA allowance for the 2024/2025 tax year is £20,000.
  2. There's no UK income tax or capital gains tax on the growth of your investments with a stocks and shares ISA. 
  3. You can take out one ISA or several, and spread your allowance across them to suit your style or savings goals.

Our stocks and shares investment options

We have four different ways to help you invest in your Aviva Stocks & Shares ISA. Whether you're a novice or a pro, we've got options for you.

What are the investment charges?

We won’t charge you for opening an Aviva Stocks & Shares ISA and if you are looking to transfer an existing ISA to us there’s no charge for that either. Your existing provider may charge you for leaving them, so make sure it adds up before making the move. Once you have a Stocks & Shares ISA with us, these are the charges you can expect to pay.

Funds

You'll pay an Aviva Charge of up to 0.40% for the value of your funds or cash, depending on how much you invest.

There's also a Fund Manager Charge that will depend on the funds that you've chosen. This charge is included in the price of the fund.

We won't charge you for buying or selling funds.

Shares and other exchange traded investments

You'll pay an Aviva Share Charge, which is 0.40% of their value, capped at £45 a year. 

There'll be a Fund Manager Charge for exchange traded funds and investment trusts that will be included in the price of the investment. 

When you buy or sell shares and other exchange traded investments, there'll be a Trading Charge of £7.50 for each trade in shares, exchange traded funds or investment trusts, regardless of value. We won't charge you for buying or selling investment funds.

There may be other charges you’ll need to be aware of – you can read more about these on our charges page.

Try our ISA calculator

How much could you benefit from an Aviva Stocks & Shares ISA? Let our ISA calculator do the sums for you.

Important documents

Before you apply for an ISA, make sure you read and understand all the details. If there's anything you're not sure about, it may be worth taking financial advice before you make a decision.

Aviva Stocks & Shares ISA key features (PDF 388KB)

Aviva Stocks & Shares terms and conditions (PDF 211KB)

Target Market Statement (PDF 111KB)

 

If you plan to invest in shares or other exchange traded investments, read about the main risks here: important information for investors (PDF 56KB).

We'll always follow our 'best execution practices' which you can find in our latest order execution policy (PDF 149 KB). We also have a policy to prevent conflicts of interest (PDF 103 KB). If there's ever a conflict of interest which we can't prevent that might affect your investment, we promise to let you know.

The value of an investment can go down as well as up. You could get back less than invested. 

ISA FAQs

What happens to any dividends from my Aviva Stocks & Shares ISA?

What’s the minimum amount I need to open an Aviva Stocks & Shares ISA?

Can you have more than one stocks and shares ISA?

Can I transfer a cash ISA to a stocks and shares ISA?

What are the tax benefits of an ISA?

Our investment platform continues to win awards

  • An award-winning choice - We continue to receive recognition for our investment platform.
  • Our past, your future - We’ve been helping people like you for over 325 years.
Award logo: YourMoney.com Investment Awards winner - Bes investment platform for beginners 2023 - Best overall investment platform 2024

Learn more about savings and investments

Not sure if you should save your money or use it to invest? Our articles can help outline the options open to you.

Alternatives to an ISA

The value of a pension or investment can go down as well as up. You could get back less than invested.

Contact us

Still need some help? Give us a call

0800 285 1088

Monday to Friday: 8:00am – 5:30pm

Saturday and Sunday: Closed

For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of 5 years. Calls to 0800 numbers from UK landlines and mobiles are free. Our opening hours may be different depending on which team you need to speak to.