Why choose an Aviva Stocks & Shares ISA?
Just bear in mind that the value of a stock and shares ISA can fall as well as rise, and you could get back less than you put in.
Your exact tax benefits will depend on your circumstances and may change in the future.
ISA key facts
Our stocks and shares investment options
We have four different ways to help you invest in your Aviva Stocks & Shares ISA. Whether you're a novice or a pro, we've got options for you.
Ready-made funds
Ideal if you're starting out investing. This range of funds is fully managed for you by Aviva lnvestors, with different levels of risk, and the choice of aiming to grow your investment or taking some as an income.
Experts' shortlist
If you're a little more confident you can pick from a list of 80 funds put together by our investment experts. They're reviewed regularly to make sure they meet our high standards for performance.
Self-select funds
If you're a savvy investor, you can put together your own fund selection from a list of over 5,000. Here you can choose international markets you want to invest in, whether you want to pick ethical funds and other options like actively managed or tracker funds.
Shares and other exchange traded investments
This gives you a simple way to save for longer term investments in an Aviva Stocks & Shares ISA. Pick from shares, exchange traded funds or investment trusts to help reach your goals.
What are the investment charges?
We won’t charge you for opening an Aviva Stocks & Shares ISA and if you are looking to transfer an existing ISA to us there’s no charge for that either. Your existing provider may charge you for leaving them, so make sure it adds up before making the move. Once you have a Stocks & Shares ISA with us, these are the charges you can expect to pay.
Funds
You'll pay an Aviva Charge of up to 0.40% for the value of your funds or cash, depending on how much you invest.
There's also a Fund Manager Charge that will depend on the funds that you've chosen. This charge is included in the price of the fund.
We won't charge you for buying or selling funds.
Shares and other exchange traded investments
You'll pay an Aviva Share Charge, which is 0.40% of their value, capped at £45 a year.
There'll be a Fund Manager Charge for exchange traded funds and investment trusts that will be included in the price of the investment.
When you buy or sell shares and other exchange traded investments, there'll be a Trading Charge of £7.50 for each trade in shares, exchange traded funds or investment trusts, regardless of value. We won't charge you for buying or selling investment funds.
We’ll be making some changes to our charges, no sooner than mid-April. Find out more here.
There may be other charges you’ll need to be aware of – you can read more about these on our charges page.
Try our ISA calculator
How much could you benefit from an Aviva Stocks & Shares ISA? Let our ISA calculator do the sums for you.
Important documents
Before you apply for an ISA, make sure you read and understand all the details. If there's anything you're not sure about, it may be worth taking financial advice before you make a decision.
Aviva Stocks & Shares ISA key features (PDF 388KB)
Aviva Stocks & Shares terms and conditions (PDF 211KB)
Target Market Statement (PDF 111KB)
If you plan to invest in shares or other exchange traded investments, read about the main risks here: important information for investors (PDF 56KB).
We'll always follow our 'best execution practices' which you can find in our latest order execution policy (PDF 149 KB). We also have a policy to prevent conflicts of interest (PDF 103 KB). If there's ever a conflict of interest which we can't prevent that might affect your investment, we promise to let you know.
The value of an investment can go down as well as up. You could get back less than invested.
ISA FAQs
What happens to any dividends from my Aviva Stocks & Shares ISA?
What’s the minimum amount I need to open an Aviva Stocks & Shares ISA?
Can I have more than one stocks and shares ISA?
Can I transfer a cash ISA to a stocks and shares ISA?
What are the tax benefits of an ISA?
Investing sustainably with us
Use our investment preference tool to find funds that match your values across environmental, social and governance (ESG) issues. Capital at risk.
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Learn more about ISAs
Not sure about ISAs? Our articles will help you learn more.
What is a stocks and shares ISA?
A stocks & shares ISA has a tax efficient wrapper that is put around your investments, so investment growth earned within this ISA is tax-free.
Cash ISA versus stocks and shares ISA: which one is right for you?
Cash or stocks and shares? We can help you choose the best fit.
Can you withdraw money from your ISA account?
Learn more about ISA withdrawals, tax benefits, and managing fees across types.
Additional Permitted Subscription (APS) for ISAs
When a spouse or civil partner dies you can add their total ISA allowance to your own. We’ll explain the details.
Alternatives to an ISA
The value of a pension or investment can go down as well as up. You could get back less than invested.
Aviva Investment Account
An excellent option if you've used your ISA allowance. Open an Investment Account and manage everything online.
Aviva Save
Aviva Save makes it easier to decide between online savings accounts. Find out more about how you can start saving with Aviva Save here.
Aviva Pension
Start saving for retirement or bring your pensions together in our flexible Aviva Self-Invested Personal Pension (SIPP).
Contact us
Still need some help? Give us a call
0800 285 1088
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Saturday and Sunday: Closed
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