Simple tools to help make sense of retirement
Working out what we need from retirement isn’t always easy. That’s why we’ve developed a suite of useful tools – helping you get a clearer idea of your ideal retirement and how to achieve it.

Pension calculator
Learn more about the future of your pension plans and how long your money might last in retirement.

Shape my future
This useful tool is designed to help give you an idea whether your potential retirement income will fund the lifestyle you want.

Pension annuity calculator
See how much income you might receive from a pension annuity with our calculator. It's free, quick and easy-to-use.

Equity release calculator
Try our easy-to-use calculator and see what equity release could provide for you and your family.

Life expectancy calculator
When you're planning to fund your retirement, having a better idea of how long that retirement might last could help.

Pension withdrawal tax calculator
Thinking about taking some of your defined contribution pension as a lump sum? Our calculator will help you understand how much income tax you may have to pay.
Use our calculators to take control of your investment goals
Take control of your investments with our selection of calculators – helping you gauge how much they’re worth and how you can tweak your monthly contributions to reach your financial goals.
It’s important to remember the value of your investments can go down as well as up and you could get back less than you invested.

Risk profiler
This tool can help you work out your attitude to investment risk in just 8 simple short questions.

Investment calculator
See if investing your money could help you hit your financial targets with our easy-to-use-calculator.

ISA calculator
Find out what an Aviva Stocks & Shares ISA could be worth, as well as how long and how much you might need to invest to reach your goals.
Get the Mid-Life MOT app

A free check-up of your wealth, work and wellbeing
Designed for people in the UK between 45 and 60, our Mid-Life MOT app is a small investment of your time but it could make a big difference.