Van Insurance

What is van insurance?

Just like other motor insurance, our van insurance can cover you and your vehicle against the cost of accidents and damage. From carrying your kit when you hit the road for an adventure to loading it with tools to go to work every day. It doesn’t matter if you use your van for business or pleasure. With our different options and add-ons, you can choose your cover to suit you and your four wheels (or three!).

Tool cover

If someone uses a crowbar to crack open your door and pinch your tools, we’ll be there with a fix. Get up to £500 to replace them if you’ve got comprehensive cover with us ^{[1]Footnote 1}

Repair guarantee

Following a claim we guarantee the quality of repairs made by our approved repairers for as long as you own your van, even if you change insurers ^{[2]Footnote 2}

Glass replacement

If your van’s windscreen or windows shatter we can help pick up the pieces by sorting out a repair or replacement

Types of vans covered

We can cover vans under 3.5T GVW, including box vans, light vans, pick-ups and electric vans. When you get a quote, you can pick the type of van you have and get an offer tailored to you and your vehicle.

Are you looking for business or personal van insurance?

We’ve got different options to pick from depending on what you use your van for.

Business vehicle and van insurance

You’ll need our Business Vehicle and Van Insurance if you use your van for any kind of work reasons, like driving to and from a job site or using it to help run your small business.

The van can be registered in your company's name or, if you’re a sole trader, registered in your own name.

Find out more about our Business Vehicle and Van Insurance.

Personal van insurance

Maybe you’re a keen gardener and your van is piled with pots or you’re an enthusiastic drummer on the weekend and need plenty of space to carry your stuff.

If you only drive your van for social use (and not as part of a small business or your working life), our personal van insurance could be what you need.

What our personal van insurance covers

Comprehensive Van Insurance

What’s covered

Loss or damage to your vehicle
Cover if your vehicle is lost, stolen or damaged
Vehicle recovery
If you have an accident we'll make your vehicle roadworthy with roadside repairs, or cover up to £150 for accommodation or public transport
Tool cover
Up to £500 tool cover for your must-have equipment included

Glass replacement
We’ll cover the costs to replace or repair your van’s windscreen, sunroof or windows
Replacement locks
If your keys are lost or stolen, we’ll pay to replace locks, transmitters or immobilisers

What’s not covered

Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:

Business goods
Any goods or samples in connection with any trade or business
Tyres
Any punctures, cuts or bursts – including those caused by braking
Resale value
We can’t cover you for any loss in value of your van after repair

Take a look at our policy wording for full details of what's not covered.

Read our Motor Insurance Policy Booklet PDF (498KB)

What’s optional

Choose optional add-ons at an additional cost to create cover that suits you.

Breakdown cover
Roadside assistance, Recovery, At Home and Onward Travel as an add-on to your Van Insurance ^{[3]Footnote 3}. Not available if you live in Northern Ireland
Protected no claim discount
Your premium won’t increase as a direct result of 1 claim when you renew
Motor legal
Help recovering your compensation and financial losses after a motor incident that wasn't your fault
Courtesy car
Access to a replacement vehicle – with standard and enhanced options available
Foreign use
Cover driving in most European countries – so wherever you are, you’re protected
Motor Injury Protection Plus
Injury cover and physiotherapy for you, your partner and any named drivers after a motor accident

Third Party, Fire and Theft

What’s covered

Damage to your vehicle
Protection against loss or damage to your van due to fire, theft or attempted theft

Vehicle recovery
Protection and removal of your vehicle if damaged by fire, theft or attempted theft
Your liability
Cover if you injure someone or damage their vehicle or property in a motor accident

What’s not covered

Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:

New vehicle replacement
Not included with this type of cover
Glass replacement
Any repair or replacement to glass in your windscreen, sunroof or windows
Medical expenses
Any medical expenses if you’ve been injured in an accident
Personal belongings
Damage to any of your personal belongings
Replacement locks
Locks, transmitters and immobilisers if your keys are lost or stolen

Take a look at our policy wording for full details of what's not covered.

Read our Motor Insurance Policy Booklet PDF (498KB)

What’s optional

Choose optional add-ons at an additional cost to create cover that suits you.

Breakdown cover
Roadside assistance, Recovery, At Home and Onward Travel as an add-on to your Van Insurance ^{[3]Footnote 3}. Not available if you live in Northern Ireland
Motor legal
Help recovering your compensation and financial losses after a motor incident that wasn't your fault
Protected no claim discount
Your premium won’t increase as a direct result of 1 claim when you renew

Ready to get cover?

Personal van insurance

Cover your leisure vehicle if you only use it for social, and not business, reasons.

Get a quote

Retrieve a quote

Business and sole trader van insurance

Cover your business vehicle if it’s registered in your company’s name or you’re a sole trader and it’s registered in your name.

Find out more

Important documents

If you already have insurance with us, you'll find the documents for your policy in MyAviva.

Motor Insurance Product Information Document

PDF (378.5 KB)

Car Insurance Product Information Document

PDF (77.2 KB)

Car Insurance Important Information Document

PDF (80.6 KB)

Motor cover limits

PDF (138.3 KB)

Motoring in Europe

PDF (339.3 KB)

Rescue from Aviva policy wording

PDF (190.6 KB)

About our Insurance services

PDF (14.6 KB)

Green Cards and driving in the EU

If you and your van are heading to the EU, you might have questions about Green Cards and if Brexit has changed the rules about driving in other countries. You can find the answers in our Green Card and Brexit FAQs.