Cover for short-term trips
Off on a roadtrip? Testing out some new wheels? Need to use your car for work? Temporary Car Insurance cover from our partner Dayinsure gives you all the protection you'd expect from some of our other policies, just for the short time you need it.
Cover from just 1 hour to 30 full days. Add breakdown or EU cover if you need it
Get covered straightaway or set it up for when you need it
Comprehensive as standard
You're covered for loss, theft or damage. And if you make a claim, it won't affect your no claims discount on your main car policy
How it can help
Below we’ve put together a couple of examples to show how Temporary Car Insurance can help get you there, wherever you need to go.
Sharing the long drive
Big weekend wedding? Trip to the beach? If you take out our cover you can put more than one person on the policy, so wherever you’re going you can share the drive.
Driving in an emergency
If need to get somewhere quickly but your own car’s not available, our cover can help. With policies covering from as little as 1 hour, you can cover yourself on someone else’s car at short notice subject to the owner's permission.
Are you eligible?
To get temporary car cover, both you and the car must meet the following criteria.
As the driver, you must:
- Be aged between 18 and 75 years old
- Hold a full UK, EU, EEA, South African, Swiss, Australian or New Zealand driving licence for at least 3 months (or 6 months if you’re aged under 25)
- Have no motoring offences in the last 3 years
The car must:
- Be registered in Great Britain, Northern Ireland, Isle of Man and the Channel Islands
- Have a market value of less than £75,000
- Only have modifications that were factory fitted (cosmetic or performance-related)
What's included with Temporary Car Insurance
- Flexible duration
From just 1 hour to 30 full days. Add breakdown or EU cover if you need it.
- Loss, theft or damage
Comprehensive cover as standard – and if you make a claim, it won't affect your no claims discount on your main car policy
- Accident recovery
If we can’t fix things at the roadside, we’ll get you to an approved repairer
- Limited EU cover
Third-party cover as standard for European trips
- Emergency treatment
Cover for emergency medical expenses if you or your passengers are in an incident
- Legal liability
Cover for up to £5,000,000 if someone's injured or their property's damaged
What’s not covered
Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:
Any punctures, cuts or bursts – including those caused by braking
- Electrical breakdowns
That’s problems with wiring, electrical components or on-board computers
- Unnamed drivers
We’ll only cover drivers you’ve told us about
Take a look at our policy wording for full details of what’s not covered.
Choose optional add-ons at an additional cost to create cover that suits you.
- Full EU cover
Comprehensive cover while you’re on the road in the EU
- Breakdown assistance
RAC breakdown assistance with Onward Travel options
Ready to get cover?
Get your quote in minutes. Your cover can start straightaway or anytime within the next 30 days.
How the claims process works
Whatever happens, we're on hand to help – 24 hours a day, 7 days a week.
If you’ve had an accident or need to make a claim, call us on 08000 156 166 1 straightaway.
You'll need your policy number to start your claim – so it's a good idea to have this to hand.
The team will take a look at your claim and work out how best to help you.
We'll review any photos or documents you’ve sent as part of your claim and ask you for details of anyone else involved.
Settling your claim
We'll work with you to sort things out as quickly as possible.
Remember, any claim you make won’t affect a no claims discount on any annual policy on the vehicle.
Looking for more cover?
We’ve got a range of car cover options to help protect what’s important to you.
AvivaPlus Car Insurance
Insurance the way it should be. Pay-monthly cover, no interest or admin fees.
Learner Car Insurance
Learning to drive? Get practising on the road with flexible car insurance that lasts from 2 hours to 5 months.
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