Temporary Car Insurance

Cover from 1 hour

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Cover for short-term trips

Off on a roadtrip? Testing out some new wheels? Need to use your car for work? Temporary Car Insurance cover from our partner Dayinsure gives you all the protection you'd expect from some of our other policies, just for the short time you need it.


Cover from just 1 hour to 30 full days. Add breakdown or EU cover if you need it

On-demand cover

Get covered straightaway or set it up for when you need it

Comprehensive as standard

You're covered for loss, theft or damage. And if you make a claim, it won't affect your no claims discount on your main car policy

How it can help

Below we’ve put together a couple of examples to show how Temporary Car Insurance can help get you there, wherever you need to go.

Sharing the long drive

Big weekend wedding? Trip to the beach? If you take out our cover you can put more than one person on the policy, so wherever you’re going you can share the drive.

Driving in an emergency

If need to get somewhere quickly but your own car’s not available, our cover can help. With policies covering from as little as 1 hour, you can cover yourself on someone else’s car at short notice subject to the owner's permission.

Are you eligible?

To get temporary car cover, both you and the car must meet the following criteria.

As the driver, you must:

  • Be aged between 18 and 75 years old
  • Hold a full UK, EU, EEA, South African, Swiss, Australian or New Zealand driving licence for at least 3 months (or 6 months if you’re aged under 25)
  • Have no motoring offences in the last 3 years

The car must:

  • Be registered in Great Britain, Northern Ireland, Isle of Man and the Channel Islands
  • Have a market value of less than £75,000
  • Only have modifications that were factory fitted (cosmetic or performance-related)

What's included with Temporary Car Insurance

What’s covered

  • Flexible duration
    From just 1 hour to 30 full days. Add breakdown or EU cover if you need it.
  • Loss, theft or damage
    Comprehensive cover as standard – and if you make a claim, it won't affect your no claims discount on your main car policy
  • Accident recovery
    If we can’t fix things at the roadside, we’ll get you to an approved repairer
  • Limited EU cover
    Third-party cover as standard for European trips
  • Emergency treatment
    Cover for emergency medical expenses if you or your passengers are in an incident
  • Legal liability
    Cover for up to £5,000,000 if someone's injured or their property's damaged

What’s not covered

Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:

  • Tyres
    Any punctures, cuts or bursts – including those caused by braking
  • Electrical breakdowns
    That’s problems with wiring, electrical components or on-board computers
  • Unnamed drivers
    We’ll only cover drivers you’ve told us about

Take a look at our policy wording for full details of what’s not covered.

Read our Short Term Car Insurance Policy Booklet PDF (266KB)

What’s optional

Choose optional add-ons at an additional cost to create cover that suits you.

  • Full EU cover
    Comprehensive cover while you’re on the road in the EU
  • Breakdown assistance
    RAC breakdown assistance with Onward Travel options


Ready to get cover?

Get your quote in minutes. Your cover can start straightaway or anytime within the next 30 days. 

How the claims process works

Whatever happens, we're on hand to help – 24 hours a day, 7 days a week.

Step 1

Contact us

If you’ve had an accident or need to make a claim, call us on 08000 156 166 1 straightaway.

You'll need your policy number to start your claim – so it's a good idea to have this to hand.

Step 2

Expert review

The team will take a look at your claim and work out how best to help you.

We'll review any photos or documents you’ve sent as part of your claim and ask you for details of anyone else involved.

Step 3

Settling your claim

We'll work with you to sort things out as quickly as possible.

Remember, any claim you make won’t affect a no claims discount on any annual policy on the vehicle.

Driving abroad?

Green cards are not required to drive in the EU, the EEA, Switzerland, Serbia or Andorra at this time but may be required at the end of the Brexit transition period, 31 December 2020.

For information on green cards or how Brexit may impact your Aviva policies please visit our FAQs.

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Contact us

Still need help? Call Dayinsure

0333 005 0944

Monday to Thursday 9:00am - 5:00pm

Friday 9:00am - 4:00pm

For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of 5 years. The cost of calls to 03 prefixed numbers are charged at national call rates (charges may vary dependent on your network provider) and are usually included in inclusive minute plans from landlines and mobiles.