Temporary Car Insurance

Cover from 1 hour

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Cover for short-term trips

Off on a roadtrip? Testing out some new wheels? Need to use your car for work? Temporary Car Insurance cover from our partner Dayinsure gives you all the protection you'd expect from some of our other policies, just for the short time you need it.

Flexible

Cover from just 1 hour to 30 full days. Add breakdown or EU cover if you need it

On-demand cover

Get covered straightaway or set it up for when you need it

Comprehensive as standard

You're covered for loss, theft or damage. And if you make a claim, it won't affect your no claims discount on your main car policy

Are you eligible?

To get temporary car cover, both you and the car must meet the following criteria.

As the driver, you must:

  • Be aged between 18 and 75 (the minimum age may vary depending on individual circumstances)
  • Hold a current, valid, full UK, EU, EEA, South African, Swiss, Australian or New Zealand driving licence, and have done so for at least 6 months (reduced to 3 months if aged over 25)
  • Have a current permanent address as stated throughout this application, (please note you may be asked to provide proof of residence in the event of a claim)
  • Have had no more than 1 fault claim in the last 12 months
  • Have had no more than 9 penalty points and have had no disqualifications in the last 18 months
  • Have had no motoring offence in the last 3 years with the Conviction Offence Code prefixes DR, CD, DD, UT or DG
  • Have had no motoring offence in the last 6 months with the Conviction Offence Code prefix IN or CU80
  • Do not have any unspent criminal convictions (other than motor offences)
  • Have never been refused insurance or had a policy cancelled
  • Have permission from the owner to drive the vehicle and you have agreed to insure it as you have responsibility for loss or damage

The car must:

  • Is registered in Great Britain, Northern Ireland or the Isle of Man
  • Has a current market value of less than £75,000
  • Has no more than 8 seats (including the driver’s seat)
  • Is not a Hire or Rental vehicle or leased under an agreement of 12 months or less duration
  • Is not a seized vehicle or in a police compound
  • Vehicle has no engine modifications, body kits, or alloy wheels unless fitted at manufacture or were manufacturer optional extras – unless specifically carried out for a disabled driver or passenger
  • Is not imported from another country through channels other than the maker’s official distribution system
  • Is not a type of Heavy Goods Vehicle (HGV)
  • Is not over 3.5 Tonnes Gross Vehicle Weight (GVW)
  • Has an engine size of 3999cc or less

What's included with Temporary Car Insurance

What’s covered

  • Flexible duration
    From just 1 hour to 30 full days. Add breakdown or EU cover if you need it.
  • Loss, theft or damage
    Comprehensive cover as standard – and if you make a claim, it won't affect your no claims discount on your main car policy
  • Accident recovery
    If we can’t fix things at the roadside, we’ll get you to an approved repairer
  • Limited EU cover
    Third-party cover as standard for European trips
  • Emergency treatment
    Cover for emergency medical expenses if you or your passengers are in an incident
  • Legal liability
    Cover for up to £5,000,000 if someone's injured or their property's damaged

What’s not covered

Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:

  • Tyres
    Any punctures, cuts or bursts – including those caused by braking
  • Electrical breakdowns
    That’s problems with wiring, electrical components or on-board computers
  • Unnamed drivers
    We’ll only cover drivers you’ve told us about

Take a look at our policy wording for full details of what’s not covered.

Read our Short Term Car Insurance Policy Booklet PDF (266KB)

What’s optional

Choose optional add-ons at an additional cost to create cover that suits you.

  • Full EU cover
    Comprehensive cover while you’re on the road in the EU
  • Breakdown assistance
    RAC breakdown assistance with Onward Travel options

 

Ready to get cover?

Get your quote in minutes. Your cover can start straightaway or anytime within the next 30 days. 

How the claims process works

Whatever happens, we're on hand to help – 24 hours a day, 7 days a week.

Step 1

Contact us

If you’ve had an accident or need to make a claim, call us on 08000 156 166 1 straightaway.

You'll need your policy number to start your claim – so it's a good idea to have this to hand.

Step 2

Expert review

The team will take a look at your claim and work out how best to help you.

We'll review any photos or documents you’ve sent as part of your claim and ask you for details of anyone else involved.

Step 3

Settling your claim

We'll work with you to sort things out as quickly as possible.

Remember, any claim you make won’t affect a no claims discount on any annual policy on the vehicle.

Driving abroad?

Green cards are not required to drive in the EU, the EEA, Switzerland, Serbia or Andorra at this time but may be required at the end of the Brexit transition period, 31 December 2020.

For information on green cards or how Brexit may impact your Aviva policies please visit our FAQs.

Need help? Ask our chatbot

Contact us

Dayinsure now have staff available seven days a week

0333 005 0944

Monday to Thursday 9:00am - 5:00pm

Friday 9:00am - 4:00pm

Saturday (closed 12:30pm - 1:30pm) 9:00am - 5:00pm

Sunday (closed 12:30pm - 1:30pm) 9:00am - 4:00pm

For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of 5 years. The cost of calls to 03 prefixed numbers are charged at national call rates (charges may vary dependent on your network provider) and are usually included in inclusive minute plans from landlines and mobiles.