Cover just your belongings
If you need to insure your belongings – and not the building you live in – our Contents cover could help. And with add-ons like home emergency or bike cover, you can tailor your policy to suit you.
Unlimited sum insured
There’s no limit to the overall amount we’ll cover all of your contents for – so you don’t need to worry about being underinsured 1.
Home office equipment
Cover for office furniture, computers, printers and other equipment used for work up to £5,000.
Food in the freezer
Replace ruined food up to £1,000
if your freezer breaks down or accidentally has the power disconnected.
Don’t forget, you can take out our Contents Insurance on its own, or together with our Buildings Insurance as a complete Home Insurance package.
Your contents cover stories
With every new claim there’s a story to tell. Here are some examples of how we’ve helped people deal with the unexpected.
When Max’s bike was stolen from the secure bike shed at his flat, he called us to make a claim. We couldn’t find an exact replacement, so we took the time to ensure he got a new bike he was totally happy with. And in no time at all, Max was back on the road 2.
Worldwide personal belongings add-on
Simon’s phone, cash, credit card and Swiss watch were all stolen when he was mugged while in Asia. Because he added personal belongings to his Contents Insurance, we were able to cover his loss, replacing his items and paying money directly into his bank account 3.
What does Contents Insurance cover?
Our Contents Insurance covers your household items including money, valuables and home office equipment. Plus, you can add extra worldwide cover for your bikes and personal belongings.
Protection against loss, damage and more.
Loss or damage to your contents
- Caused by events such as fire, theft and flooding
- Unlimited overall sum insured for properties with up to 5 bedrooms
Cover at home and in the garden
- Cover in your home, outbuildings and garden
- Plus we’ll cover items temporarily taken outside the home or garden
New for old replacements
- We’ll replace your damaged or destroyed belongings with new items
- Or we’ll help with restorations, repairs or payment to choose your own replacements
- Cash in your home covered up to £750 - including travel tickets, gift vouchers and phone cards
Food in freezers
- We’ll replace spoiled food if your freezer breaks down or you accidentally turn the power off
What’s not covered
Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:
- Wear and tear, and the cost of repairing breakdowns or faults
- Theft of cycles in the garden (unless securely locked to an object that can’t be moved)
- Misplacing or accidentally losing items
- Motorised vehicles, aircrafts, caravans or watercrafts of any kind
Take a look at our policy wording for full details of what's not covered.
Get up to 15% off online
Take out our Contents Insurance online and you could get up to 15% off the standard price 4.
Tailor your policy with our add-ons and get extra cover for your home and belongings.
Protected no-claims discount
If you haven't made a claim for 5 years or more, you can protect your no-claims discount.
Cover for you and your domestic partner, as well as any family members living with you.
Extra personal belongings
Additional cover for your belongings in the UK and worldwide, including personal money and credit cards.
Choose between 'extra' and 'limited' cover for items from cables and service pipes to home entertainment equipment.
Looking for more cover?
We’ve got a range of products to protect what’s important to you.
AvivaPlus Home Insurance
Insurance the way it should be. Pay-monthly cover, no interest or admin fees.
From porches to patios, our Buildings Insurance helps to protect the structure of your property.
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