Your pensions options
We'll help you access your pension money from 55 onwards.
For example, you can take a guaranteed income for life, withdraw it as and when you need it or take a mix of both. You can also leave it where it is to withdraw at a later date or take it all in cash straight away.
Financial tips for a golden gap year
We take a look at how to see the world while staying financially healthy.
How much income will you need in retirement
When you stop work, or start winding down gradually, your financial plans for the future are likely to boil down to three key points.
Can't afford to retire?Find out how you could fix gaps in your retirement finances to give you the security and certainty you want.
My Retirement Planner
See how much your pension could be worth when you retire with our retirement planner tool.
Compare your options
This is a basic comparison and does not include all options or considerations.
Be sure to understand what your provider offers and shop around to find the best option for you.
|Guaranteed income (annuity)
||Flexible income (drawdown)
||Take it all in cash
||Leave it where it is
|Can your money run out?
|Can you set up regular payments?
|Will it provide a guaranteed income for life?
|Can you vary how much income you take?
|Can you change your options later and use your pension differently?
You may already have an option in mind, but it’s worth comparing the pros and cons of each. And you can always mix the and match them to suit your needs best.
Remember, if you need more help, you can speak to our financial advice support team to figure out what choice may be best for you.
Guaranteed income for life
Know exactly how much money you’ll get with our annuity that gives you a guaranteed income for the rest of your life.
Income drawdown puts you in control by letting you withdraw as much of your pension as you like - whenever you want.
Take it all in cash
One option is to take all of your pension in one go. If you’re thinking of doing this, there are some things to be aware of.
Leave your money where it is for now
Approaching 55 but don't want to take your pension straight away? Find out what happens to your money when you leave it where it is and withdraw it later on.
Want an easier way to manage your pensions?
If you have more than one pension, moving them into one pot could make them easier to keep track of and save you time in the long-run.
Which retirement lifestyle will you enjoy?
You might wonder what retirement lifestyle is best suited to you. Read our "life after work" short stories to get an idea of who's living the kind of retirement you'd most enjoy for yourself.
Tying things down later in life
John had enough money to cover the basics in retirement, as well as several pensions scattered around. He wanted flexibility but also wanted his savings to work harder. See how he used income drawdown to take control.
Surviving a big life change
After a major health scare, Anna had to reconsider her options and wanted more security from her money. Find out how she got this with an annuity.
Call us for free and get extra help
We’ll give you all the extra help you need to plan out your retirement that bit more. You can check up on your Aviva pension, explore your retirement options, understand your pension, speak to a financial adviser and more. Simply choose a number below and give us a call now.
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We're here to help you get the best from your pension.