MultiCar Insurance
Save 10% for every additional vehicle you add, registered at the same address.
Add up to 5 cars. Discount doesn’t apply to optional add-ons 1
Get a quote Retrieve a quoteCombined cover for cars and vans
Insure all your vehicles – cars and vans – under one single policy. One set of paperwork, one renewal, zero fuss. Plus, you'll get 10% off when you add a second car or van to your policy (excludes optional extras).1
Flexible cover
Set different levels of cover and excess for each vehicle
No claim discount
Each vehicle's no claim discount is kept separately. So if one vehicle is involved in an accident, the other vehicles' no claim discount isn't affected.
Uninsured driver cover
If your vehicle is involved in an accident caused by an uninsured motorist, we'll refund any excess you've paid. 2
How MultiCar cover works
Got up to five vehicles?
If you're a household with more than one vehicle, you may be thinking about getting MultiCar insurance. We can help with that. Add up to five vehicles, registered at the same address, on one policy and save 10% off our car insurance premiums 1. We'll even keep your no claim discounts separate for each of your vehicles.
Adding vehicles to your insurance
Already got a policy with us? Simply add your new vehicle online using MyAviva (if you're registered). And, if you already insure multiple vehicles with us on separate policies, transfer easily to MultiCar – just call us when one of your policies is due for renewal. You can buy cover for two cars online. To insure three or more, call us on 0800 015 7767.
Your cover options
For each car or van, simply choose between our Comprehensive or Third Party, Fire and Theft cover. And add optional extras to create cover that suits you.
Comprehensive Insurance
What’s covered
- Loss or damage to your vehicle
Cover if your vehicle is lost, stolen or damaged
- Your liability
Cover if you injure someone or damage their vehicle or property in an accident
- Uninsured driver cover
Cover if you’re in an accident with an uninsured driver that wasn’t your fault 2 - Vehicle recovery
We’ll make your vehicle roadworthy with roadside repairs or cover up to £150 for accommodation or public transport - Driving other cars
Cover for driving someone else’s car or van (if you’re aged 25 or over) 3 - Motor injury protection
Cover for you, your partner and named drivers for death or serious injury after a motor accident
What’s not covered
Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:
- Electrical breakdown
Including problems with the on-board computers – as well as electrical components
- Tyres
Any punctures, cuts or bursts – including those caused by braking - Resale value
We can’t cover you for any loss in value of your car after repair
Take a look at our policy wording for full details on what's not covered.
What’s optional
Choose optional add-ons at an additional cost to create cover that suits you.
- Breakdown cover
Roadside assistance, Recovery, At Home and Onward Travel to add to your car cover 4 - Protected no claim discount
Your premium won’t increase as a direct result of one claim when you renew - Motor legal
Help recovering your compensation and financial losses after a motor incident which wasn't your fault - Courtesy car
Access to a replacement vehicle, with standard and enhanced options available - Foreign use
Cover driving in most European countries - Motor Injury Protection Plus
Injury cover and physiotherapy for you, your partner and any named drivers after a motor accident
Take a look at our Insurance product information document for more information about the add-ons available.
Third Party, Fire and Theft
What’s covered
- Damage to your vehicle
Against loss or damage to your car or van due to fire, theft or attempted theft
- Vehicle recovery
We’ll make your vehicle roadworthy with roadside repairs or cover up to £150 for accommodation or public transport 5 - Legal costs
Cover for legal costs if you’re involved in an accident
What’s not covered
Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:
- New vehicle replacement
Not covered with this option
- Medical expenses
Cover for costs if you’ve been injured in an accident - Personal belongings
Loss or damage to your personal belongings
- Replacement locks
Locks, transmitters and immobilisers if your keys are lost or stolen - Replacement glass
Repair or replacement of glass
Take a look at our policy document for full details of what’s not covered.
What’s optional
Choose from our range of optional add-ons at an additional cost to create cover that suits you.
- Breakdown cover
Get help with Roadside assistance, Recovery, At Home and Onward Travel to add to your Car Insurance4
- Motor legal
Help in recovering your compensation and financial losses following a motor incident which was not your fault
- Protected no claim discount
Your premium won’t increase as a direct result of one claim when you renew
Take a look at our Insurance product information document for more information about the extras available.
Why choose us?
We're proud that our cover's 5 Star rated by Defaqto – a trusted industry expert.
- We’re the largest UK insurer
With 15 million UK customers - We’ve got heritage
We’ve been protecting people like you for over 300 years - You can count on us
We settled 99.4% of all motor insurance claims in 2019
Important documents
If you already have insurance with us, you'll find the documents for your policy in MyAviva.
Motor insurance product information document
PDF (77.8 KB)
Motor Insurance Important Information
PDF (103.8 KB)
Motor Insurance policy wording
PDF (414.8 KB)
Motor cover limits
PDF (139.5 KB)
Motoring in Europe - Extension to Cover
PDF (117.5 KB)
Rescue from Aviva terms and conditions
PDF (155.3 KB)
About our insurance services
PDF (25.0 KB)
How our claims process works
Whatever happens, we're here to help – online or over the phone.
Let us know
Log in to MyAviva to make a claim online.
You'll need your policy number to start your claim – so it's a good idea to have this to hand.
If it is an emergency please call us anytime on 0345 030 6925 ^.
Expert review
We'll take a look at your claim and work out how best to help you.
We’ll review any photos or documents you’ve sent us as part of your claim and ask you for details of anyone else involved.
We’ll respond quickly
We'll get back to you as soon as we can to sort things out.
Depending on your cover, we'll organise repairs to get you back on the road. Or work with you to settle your claim if your vehicle can't be fixed.
Looking for something different?
We've got a range of other car insurance products to protect what's important to you.
Driving abroad?
You will need a Green card to drive in the EU, the EEA, Switzerland, Serbia or Andorra.
For information on Green Cards or how Brexit may impact your Aviva policies please visit our FAQs.
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Still need help?
If you’ve still got a question, find out how to get in touch on our contact us page.