MultiCar Insurance

All your vehicles under one policy

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Combined cover for cars and vans

Insure all your vehicles – cars and vans – under one single policy. One document. One renewal date. Zero fuss. Plus,  you’ll get 20% off the cost of insuring each vehicle 1.

Flexible cover

Set different levels of cover and excess for each vehicle

No claim discount

Earn a no claim discount for each vehicle – so if one has an accident, it won't affect the rest

Uninsured driver cover

Cover if you’re in an accident that wasn’t your fault with an uninsured driver 2

How MultiCar cover works

Got up to 5 vehicles? No problem

If you’re a household with more than 1 vehicle, then you may be thinking about getting MultiCar insurance. We can help with that.

 

You can add up to 5 vehicles on 1 policy and save 20% off on our car insurance premiums. We'll even keep your no claims discounts separate for each of your vehicles.

Adding vehicles to your insurance

Already got a policy with us? Simply add your new vehicle online using MyAviva (if you're registered)

 

And, if you already insure multiple vehicles with us on separate policies, transfer easily to MultiCar – just call us when one of your policies is due for renewal.

Your cover options

For each car or van, simply choose between our Comprehensive or Third Party, Fire and Theft cover. And add optional extras to create cover that suits you.

Comprehensive Insurance

What’s covered

  • Loss or damage to your vehicle
    Cover if your vehicle is lost, stolen or damaged 
  • Your liability
    Cover if you injure someone or damage their vehicle or property in an accident 
  • Uninsured driver cover
    Cover if you’re in an accident with an uninsured driver that wasn’t your fault 2
  • Vehicle recovery
    We’ll make your vehicle roadworthy with roadside repairs or cover up to £150 for accommodation or public transport
  • Driving other cars
    Cover for driving someone else’s car or van (if you’re aged 25 or over) 3
  • Motor injury protection
    Cover for you, your partner and named drivers for death or serious injury after a motor accident 

What’s not covered

Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:

  • Electrical breakdown
    Including problems with the on-board computers – as well as electrical components
  • Tyres
    Any punctures, cuts or bursts – including those caused by braking
  • Resale value
    We can’t cover you for any loss in value of your car after repair

Take a look at our policy wording for full details on what's not covered.

Read our Motor Insurance Policy Booklet PDF (498KB).

What’s optional

Choose optional add-ons at an additional cost to create cover that suits you.

  • Breakdown cover
    Roadside assistance, Recovery, At Home and Onward Travel to add to your car cover 4
  • Protected no claim discount
    Your premium won’t increase as a direct result of 1 claim when you renew
  • Motor legal
    Help recovering your compensation and financial losses afterr a motor incident which wasn't your fault 
  • Courtesy car
    Access to a replacement vehicle, with standard and enhanced options available
  • Foreign use
    Cover driving in most European countries
  • Motor Injury Protection Plus
    Injury cover and physiotherapy for you, your partner and any named drivers after a motor accident

Take a look at our Insurance product information document for more information about the add-ons available.

Read our Insurance product information document PDF (82KB)

Third Party, Fire and Theft

What’s covered

  • Damage to your vehicle
    Against loss or damage to your car or van due to fire, theft or attempted theft
  • Vehicle recovery
    We’ll make your vehicle roadworthy with roadside repairs or cover up to £150 for accommodation or public transport 5
  • Legal costs
    Cover for legal costs if you’re involved in an accident

What’s not covered

Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:

  • New vehicle replacement 
    Not covered with this option  
  • Medical expenses
    Cover for costs if you’ve been injured in an accident
  • Personal belongings
    Loss or damage to your personal belongings
  • Replacement locks 
    Locks, transmitters and immobilisers if your keys are lost or stolen
  • Replacement glass
    Repair or replacement of glass

Take a look at our policy document for full details of what’s not covered.

Read our Motor Insurance Policy Booklet PDF (498KB).

What’s optional

Choose from our range of optional add-ons at an additional cost to create cover that suits you.

  • Breakdown cover
    Get help with Roadside assistance, Recovery, At Home and Onward Travel to add to your Car Insurance 4
  • Motor legal
    Help in recovering your compensation and financial losses following a motor incident which was not your fault
  • Protected no claim discount
    Your premium won’t increase as a direct result of one claim when you renew

Take a look at our Insurance product information document for more information about the extras available.

Read our Insurance product information document PDF (82KB)

Ready to get cover?

Take out our car cover online and you could get up to 20% off the standard price 6.

Insuring more than 2 vehicles? Call us on 0800 015 7767 7

Take a look at what our customers have to say about our Car Insurance.

4.5 / 5 from 5029 customer reviews Read all 5,029 reviews

How our claims process works

Whatever happens, we're here to help – online or over the phone.

1
Let us know

Log in to MyAviva to make a claim online (if you're registered).

Or you can call us anytime on 0345 030 6925 7.

You'll need your policy number to start your claim – so it's a good idea to have this to hand.

2
Expert review

We'll take a look at your claim and work out how best to help you.

We’ll review any photos or documents you’ve sent us as part of your claim and ask you for details of anyone else involved.

3
We’ll respond quickly

We'll get back to you as soon as we can to sort things out.

Depending on your cover, we'll organise repairs to get you back on the road. Or work with you to settle your claim if your vehicle can't be fixed. 

Motor articles

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Contact us

Still need help? Give us a call.

0800 015 7767

Monday to Friday 08:00 20:00

Saturday 08:30 17:00

Sunday and bank holidays 10:00 16:00