Combined cover for cars and vans
Insure all your vehicles – cars and vans – under one single policy. One document. One renewal date. Zero fuss. Plus, you’ll get 20% off the cost of insuring each vehicle 1.
Flexible cover
Set different levels of cover and excess for each vehicle
No claim discount
Earn a no claim discount for each vehicle – so if one has an accident, it won't affect the rest
Uninsured driver cover
Cover if you’re in an accident that wasn’t your fault with an uninsured driver 2
How MultiCar cover works
Got up to 5 vehicles? No problem
If you’re a household with more than 1 vehicle, then you may be thinking about getting MultiCar insurance. We can help with that.
You can add up to 5 vehicles on 1 policy and save 20% off on our car insurance premiums. We'll even keep your no claims discounts separate for each of your vehicles.
Adding vehicles to your insurance
Already got a policy with us? Simply add your new vehicle online using MyAviva (if you're registered)
And, if you already insure multiple vehicles with us on separate policies, transfer easily to MultiCar – just call us when one of your policies is due for renewal.
Your cover options
For each car or van, simply choose between our Comprehensive or Third Party, Fire and Theft cover. And add optional extras to create cover that suits you.
Comprehensive Insurance
What’s covered
- Loss or damage to your vehicle
Cover if your vehicle is lost, stolen or damaged
- Your liability
Cover if you injure someone or damage their vehicle or property in an accident
- Uninsured driver cover
Cover if you’re in an accident with an uninsured driver that wasn’t your fault 2 - Vehicle recovery
We’ll make your vehicle roadworthy with roadside repairs or cover up to £150 for accommodation or public transport - Driving other cars
Cover for driving someone else’s car or van (if you’re aged 25 or over) 3 - Motor injury protection
Cover for you, your partner and named drivers for death or serious injury after a motor accident
What’s not covered
Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:
- Electrical breakdown
Including problems with the on-board computers – as well as electrical components
- Tyres
Any punctures, cuts or bursts – including those caused by braking - Resale value
We can’t cover you for any loss in value of your car after repair
Take a look at our policy wording for full details on what's not covered.
What’s optional
Choose optional add-ons at an additional cost to create cover that suits you.
- Breakdown cover
Roadside assistance, Recovery, At Home and Onward Travel to add to your car cover - Protected no claim discount
Your premium won’t increase as a direct result of 1 claim when you renew - Motor legal
Help recovering your compensation and financial losses after a motor incident which wasn't your fault - Courtesy car
Access to a replacement vehicle, with standard and enhanced options available - Foreign use
Cover driving in most European countries - Motor Injury Protection Plus
Injury cover and physiotherapy for you, your partner and any named drivers after a motor accident
Take a look at our Insurance product information document for more information about the add-ons available.
Third Party, Fire and Theft
What’s covered
- Damage to your vehicle
Against loss or damage to your car or van due to fire, theft or attempted theft
- Vehicle recovery
We’ll make your vehicle roadworthy with roadside repairs or cover up to £150 for accommodation or public transport 4 - Legal costs
Cover for legal costs if you’re involved in an accident
What’s not covered
Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:
- New vehicle replacement
Not covered with this option
- Medical expenses
Cover for costs if you’ve been injured in an accident - Personal belongings
Loss or damage to your personal belongings
- Replacement locks
Locks, transmitters and immobilisers if your keys are lost or stolen - Replacement glass
Repair or replacement of glass
Take a look at our policy document for full details of what’s not covered.
What’s optional
Choose from our range of optional add-ons at an additional cost to create cover that suits you.
- Breakdown cover
Get help with Roadside assistance, Recovery, At Home and Onward Travel to add to your Car Insurance5
- Motor legal
Help in recovering your compensation and financial losses following a motor incident which was not your fault
- Protected no claim discount
Your premium won’t increase as a direct result of one claim when you renew
Take a look at our Insurance product information document for more information about the extras available.
Ready to get cover?
Take out our car cover online and you could get up to 20% off the standard price 6.
Insuring more than 2 vehicles? Call us on 0800 015 7767 7.
Policy documents for MultiCar cover
Important information document
PDF (101.8 KB)
Car Insurance – Important Information
PDF (101.8 KB)
Optional Rescue Policy Booklet
PDF (311.4 KB)
About our insurance services to you
PDF (21.7 KB)
Motor Insurance policy wording
PDF (554.5 KB)
Insurance product information document
PDF (82.5 KB)
Motoring in Europe
PDF (215.9 KB)
Motor cover limits
PDF (103.6 KB)
How our claims process works
Whatever happens, we're here to help – online or over the phone.
Let us know
Log in to MyAviva to make a claim online (if you're registered).
Or you can call us anytime on 0345 030 6925 7.
You'll need your policy number to start your claim – so it's a good idea to have this to hand.
Expert review
We'll take a look at your claim and work out how best to help you.
We’ll review any photos or documents you’ve sent us as part of your claim and ask you for details of anyone else involved.
We’ll respond quickly
We'll get back to you as soon as we can to sort things out.
Depending on your cover, we'll organise repairs to get you back on the road. Or work with you to settle your claim if your vehicle can't be fixed.
Looking for more cover?
We’ve got a range of car cover options to help protect what’s important to you.
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Saturday 8:30 17:00
Sunday and bank holidays 10:00 16:00