MultiCar Insurance
Save 10% for every additional vehicle you add, registered at the same address.
Discount doesn’t apply to optional add-ons
Get a quote Retrieve a quote
Combined cover for cars and vans
Insure all your vehicles – cars and vans – under one single policy. One document. One renewal date. Zero fuss. Plus, you’ll get 10% off the cost of insuring each vehicle registered at the same address (excludes any optional add-ons) 1.
Flexible cover
Set different levels of cover and excess for each vehicle
No claim discount
Earn a no claim discount for each vehicle – so if one has an accident, it won't affect the rest
Uninsured driver cover
Cover if you’re in an accident that wasn’t your fault with an uninsured driver 2
How MultiCar cover works
Got up to five vehicles?
If you're a household with more than one vehicle, you may be thinking about getting MultiCar insurance. We can help with that. Add up to five vehicles, registered at the same address, on one policy and save 10% off our car insurance premiums 1. We'll even keep your no claim discounts separate for each of your vehicles.
Adding vehicles to your insurance
Already got a policy with us? Simply add your new vehicle online using MyAviva (if you're registered). And, if you already insure multiple vehicles with us on separate policies, transfer easily to MultiCar – just call us when one of your policies is due for renewal. You can buy cover for two cars online. To insure three or more, call us on 0800 015 7767.
Your cover options
For each car or van, simply choose between our Comprehensive or Third Party, Fire and Theft cover. And add optional extras to create cover that suits you.
Comprehensive Insurance
What’s covered
- Loss or damage to your vehicle
Cover if your vehicle is lost, stolen or damaged
- Your liability
Cover if you injure someone or damage their vehicle or property in an accident
- Uninsured driver cover
Cover if you’re in an accident with an uninsured driver that wasn’t your fault 2 - Vehicle recovery
We’ll make your vehicle roadworthy with roadside repairs or cover up to £150 for accommodation or public transport - Driving other cars
Cover for driving someone else’s car or van (if you’re aged 25 or over) 3 - Motor injury protection
Cover for you, your partner and named drivers for death or serious injury after a motor accident
What’s not covered
Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:
- Electrical breakdown
Including problems with the on-board computers – as well as electrical components
- Tyres
Any punctures, cuts or bursts – including those caused by braking - Resale value
We can’t cover you for any loss in value of your car after repair
Take a look at our policy wording for full details on what's not covered.
What’s optional
Choose optional add-ons at an additional cost to create cover that suits you.
- Breakdown cover
Roadside assistance, Recovery, At Home and Onward Travel to add to your car cover 4 - Protected no claim discount
Your premium won’t increase as a direct result of one claim when you renew - Motor legal
Help recovering your compensation and financial losses after a motor incident which wasn't your fault - Courtesy car
Access to a replacement vehicle, with standard and enhanced options available - Foreign use
Cover driving in most European countries - Motor Injury Protection Plus
Injury cover and physiotherapy for you, your partner and any named drivers after a motor accident
Take a look at our Insurance product information document for more information about the add-ons available.
Third Party, Fire and Theft
What’s covered
- Damage to your vehicle
Against loss or damage to your car or van due to fire, theft or attempted theft
- Vehicle recovery
We’ll make your vehicle roadworthy with roadside repairs or cover up to £150 for accommodation or public transport 5 - Legal costs
Cover for legal costs if you’re involved in an accident
What’s not covered
Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:
- New vehicle replacement
Not covered with this option
- Medical expenses
Cover for costs if you’ve been injured in an accident - Personal belongings
Loss or damage to your personal belongings
- Replacement locks
Locks, transmitters and immobilisers if your keys are lost or stolen - Replacement glass
Repair or replacement of glass
Take a look at our policy document for full details of what’s not covered.
What’s optional
Choose from our range of optional add-ons at an additional cost to create cover that suits you.
- Breakdown cover
Get help with Roadside assistance, Recovery, At Home and Onward Travel to add to your Car Insurance4
- Motor legal
Help in recovering your compensation and financial losses following a motor incident which was not your fault
- Protected no claim discount
Your premium won’t increase as a direct result of one claim when you renew
Take a look at our Insurance product information document for more information about the extras available.
Why choose us?
We're proud that our cover's 5 Star rated by Defaqto – a trusted industry expert.
- We’re the largest UK insurer
With 15 million UK customers - We’ve got heritage
We’ve been protecting people like you for over 300 years - You can count on us
We settled 99.4% of all motor insurance claims in 2019
Important documents
If you already have insurance with us, you'll find the documents for your policy in MyAviva.
Motor insurance product information document
PDF (80.2 KB)
Motor Insurance Important Information
PDF (105.9 KB)
Motor Insurance policy wording
PDF (255.0 KB)
Motor cover limits
PDF (150.2 KB)
Motoring in Europe - Extension to Cover
PDF (117.5 KB)
Rescue from Aviva terms and conditions
PDF (155.3 KB)
About our insurance services
PDF (25.0 KB)
How our claims process works
Whatever happens, we're here to help – online or over the phone.
Let us know
Log in to MyAviva to make a claim online (if you're registered).
Or you can call us anytime on 0345 030 6925 6.
You'll need your policy number to start your claim – so it's a good idea to have this to hand.
Expert review
We'll take a look at your claim and work out how best to help you.
We’ll review any photos or documents you’ve sent us as part of your claim and ask you for details of anyone else involved.
We’ll respond quickly
We'll get back to you as soon as we can to sort things out.
Depending on your cover, we'll organise repairs to get you back on the road. Or work with you to settle your claim if your vehicle can't be fixed.
Looking for something different?
We've got a range of other car insurance products to protect what's important to you.
Driving abroad?
Green cards are not required to drive in the EU, the EEA, Switzerland, Serbia or Andorra at this time but may be required at the end of the Brexit transition period, 31 December 2020.
For information on green cards or how Brexit may impact your Aviva policies please visit our FAQs.
Motor articles
Take a look at our latest news and guides.
A guide to car tax
Read on to find out what you need to know about what car tax you’ll need to pay.
Read more
How your mileage impacts your car insurance
We ask our experts and give you some tips on how to get the most mileage for your money.
Read more
What are Collision Damage Waivers?
A Collision Damage Waiver (CDW) is additional protection that reduces your liability for damage if your hire car is stolen or damaged. Find out whether you need it.
Read more
8 common theory test mistakes
Find out the right answers to the theory test questions that learners get wrong most often.
Avoiding theory mistakes
Choosing an electric or hybrid car
Thinking about trading in your car for an electric or hybrid motor? Here's some basic information to get you started.
Electric and hybrid cars
Choosing your child's car seat
Understanding the child car seat rules to protect your little ones while you're on the road.
Car seats for kids
What happens when your car is written off?
If you are involved in a car accident, having your vehicle written off by an insurance company can be traumatic. But what exactly is a ‘write-off’?
Learn about write-offs
Driving after 70: what you need to know
Once you reach 70, you'll need to renew your driving licence every three years. Here's our guide to how to renew your licence and staying on the road.
Driving at 70
What to do if you use the wrong fuel
Filling up with the wrong type of fuel is a very common mistake to make. Avoid further damage to your car by following our advice.
How to fix this costly mistake
What is Pass Plus?
Pass Plus is a six-hour practical course for new drivers to help improve confidence and safe driving skills. But what does it involve, and is it worth it?
Read more
How to look after tyres
Tyres in good condition help you keep control of your car, reduce stopping distances and improve fuel efficiency. Learn how to look after yours.
Read more
How to pass your MOT
Our MOT guide helps you identify any issues in advance and explains how you can potentially solve them before your test, saving you time and money.
Read more
How to pass your practical driving test
From your first lesson to test day, we’ve broken down what you need to know about passing your practical driving test.
Read more
Car insurance checker
The Motor Insurance Database (MID) is the only central record of all insured vehicles in the UK. Find out what you need to know here.
Read more
What type of car insurance cover do I need?
Car insurance is a legal requirement in the UK, but it’s important to consider what level of protection is right for you.
Read more
We've got your windscreen covered
As cars become more sophisticated, windscreen replacement or repair costs are increasing.
Check your cover
Need help? Ask our chatbot
Contact us
Still need help? Give us a call.
Monday to Friday 8:00am - 8:00pm
Saturday 8:30am - 5:00pm
Sunday and bank holidays 10:00am - 4:00pm
For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of 5 years. Calls to 0800 numbers from UK landlines and mobiles are free.