Cover for your buildings and contents
Aviva Home Insurance protects your home inside and out – covering your building and belongings.
We’ll cover the cost of repairing damage to the structure of your property caused by water damage, fire and more
Cover if you’re burgled or something’s damaged in a fire, with no limit to the overall amount we’ll cover your contents for 1
If the damage is covered by your insurance, we'll pay for alternative accommodation until your home is fit to live in.
Plus, you can tailor your policy to suit you with add-ons like accidental damage, legal services and bicycle cover. Or, if you only need either Buildings or Contents insurance, you can choose these separately.
What does Home Insurance cover?
Our Home Insurance includes the structure of your home with buildings cover, and your belongings with contents cover. Plus, you can tailor your policy with our optional add-ons. See the full summary of cover (PDF 90 KB).
Cover for your property, possessions and more.
Damage to your property and possessions
- Caused by events such as fire, theft, subsidence and flooding
- Includes damage to garages and outbuildings and their contents
Cost of alternative accommodation (including loss of rent)
- We’ll pay for accommodation if your home can’t be lived in due to damage covered by your policy
- And if you’re a landlord, we'll also cover you for any lost rent while the property is uninhabitable
Liability protection for injuries or property damage
- If you’re legally liable as the homeowner or occupier or if you’re an employer of domestic services (eg a cleaner)
What’s not covered
Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:
- Wet rot, dry rot or frost damage
- Damage that’s been caused over time
- Fences, gates or hedges damaged in a storm
- Claims for poor workmanship or faulty design
Take a look at our policy wording for full details of what's not covered.
Why choose us?
We're proud that our cover's 5 Star Rated by Defaqto – a trusted industry expert.
- Over 577k people protect their home with Aviva 2
- We’ve got heritage
We’ve been protecting customers for over 325 years
- You can count on us
We settled 90% of all home insurance claims in 2020
If you already have insurance with us, you'll find the documents for your policy in MyAviva.
Tailor your policy with our add-ons and get extra cover for your home and belongings. See our home insurance add-ons for more details.
Protected no-claim discount
If you haven't made a claim for five years or more, you can protect your No Claim Discount with our standard Home Insurance cover.
Protected No Claim Discount is not available with our Aviva Online and Aviva Premium home insurance.
Cover for you and your domestic partner, as well as any family members living with you.
Extra personal belongings
Additional cover for your belongings in the UK and worldwide, including personal money.
Looking for something different?
We've got a range of other options to protect what's important to you.
Still need help?
If you’ve still got a question, find out how to get in touch on our contact us page.