Diagnostics Insurance
Helping you find out what’s wrong with your health
- Cover available from just £1.31 per day1
- Avoid potential NHS waiting lists
- Wellbeing support with the Aviva Digital GP app*
What is diagnostics insurance?
It’s a type of health cover that pays your costs for getting a diagnosis, and helps you skip the potential NHS waiting lists when you need to find out the cause of a medical problem. With our diagnostics insurance, 'Speedy Diagnostics', you'll get access to specialists, so that you can have diagnostic tests with no fuss. And although you won't be covered for any treatment costs, there are no limits to the amount we’ll pay out for your diagnosis.
The benefits of our diagnostics insurance
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Avoid potential NHS waiting lists
Private tests and consultations to get an initial diagnosis, at times that are more convenient
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Lower costs
More affordable than full health insurance because it doesn’t cover the costs for any treatment
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Wellbeing benefits
Access to the Aviva Digital GP app, Stress Counselling helpline and money-saving offers at over 3,000 health and fitness clubs
Do you already have diagnostics insurance with us?
What our diagnostics insurance covers
Our cover focuses on getting you the diagnostic tests and consultations you’ll need for an initial diagnosis.
What's covered
What's not covered
Policy documents
See a full list of what’s covered in our policy wording.
Speedy Diagnostics Terms and Conditions (PDF 347KB)
Insurance Product Information Document (PDF 77KB)
Types of health insurance
We offer two types of health insurance — full, private health insurance cover and diagnostics only cover. Both can help avoid NHS wait times, however because our diagnostics cover doesn't cover the costs for any treatment, it’s cheaper than traditional private health insurance.
This table shows the main differences between these two types of cover:
| Diagnostics Insurance | Private Health Insurance | |
|---|---|---|
| Summary of cover | Speedy Diagnostics covers the costs of tests to find out what’s wrong, and helps you avoid waiting lists, but doesn’t pay for treatment. | With Healthier Solutions, you get access to prompt, private medical treatment, with many benefits as part of your core cover. |
| Cover for diagnostic tests with a specialist, including MRI scans, X-rays, blood tests and ECGs | until point of diagnosis | Yes |
| Hospital and specialist charges for inpatient and daypatient diagnostic tests | until point of diagnosis | Yes |
| No claim discount (NCD) | Yes | Yes |
| Prompt access to treatment in quality private facilities | No | Yes |
| Cancer treatment and aftercare | No | Yes |
| Cover towards outpatient mental health treatment and specialist referred physiotherapy | No | Yes |
| Options to enhance or reduce your cover | No | Yes |
| Access to the Aviva Digital GP app with 5 GP video consultations per member, per policy year* | Yes | Yes |
| 24/7 access to the Stress Counselling helpline. This service is available to members aged 16 and over | Yes | Yes |
| Get Active – savings on gym services, discounted lifestyle products and offers at over 3,000 nationwide health and fitness clubs* | Yes | Yes |
| Mental health support – we provide easy access to information and articles on a range of topics* | Yes | Yes |
| **MyHealthCounts – an online health and wellbeing tool that provides members over the age of 18 the chance to qualify for up to 15% off their renewal premiums | No | Yes |
*These services are non-contractual benefits that Aviva can change or withdraw at any time.
**This is a wellbeing benefit, not a policy benefit.
Looking after your health and wellbeing
When you take out diagnostics insurance with us, it's to help you find out what's wrong should you have a medical condition. There are also benefits you can take advantage of today.
Aviva Digital GP app^
You’ll have around the clock access to the Aviva Digital GP app, provided by Square Health. With the app you can get five GP video consultations per member, per policy year. You can also order repeat NHS prescriptions in-app with free UK delivery (all NHS England exemptions accepted).^
Get Active*
Get Active helps you stay fit and healthy with discounts on online workouts, as well as savings on more than 3,000 health and fitness clubs nationwide. You'll also find a variety of discounted products and services to help you and your family get active and keep healthy. Terms and conditions apply.
Mental health support*
Your mental health is important. We want to help you when things become too much. If you're experiencing stress, anxiety or poor mental health, it can be difficult to get back on track.
You can access online articles and information, on a range of topics, to help support your mental health when the situation arises.
Stress Counselling helpline
The Stress Counselling helpline can offer support for personal or work-related stress issues. Talking and sharing can be the first step in helping to work through problems and resolve them. Our experienced counsellors are available 24 hours a day, seven days a week. This service is available to members aged 16 or over.
^The Aviva Digital GP app is available if you’re a resident of Great Britain, Northern Ireland, the Channel Islands and the Isle of Man, at home or abroad. You can read the terms and conditions and the privacy policy in the Aviva Digital GP app before you sign up, and mobile data charges may apply.
*These services are non-contractual benefits that Aviva can change or withdraw at any time.
Ready to get a quote?
Our Speedy Diagnostics cover is just a few steps away
Call us for a quote
Monday to Friday: 9:00am - 6:00pm
†Calls may be monitored or recorded. Calls to 0800 numbers from UK landlines and mobiles are free. Our opening hours may be different depending on which team you need to speak to.
Looking for more cover?
We have a range of options to help you protect your family’s future.
Health insurance
Cover that pays your private healthcare costs if you have a treatable condition.
Age: 18 or over for the policyholder, but you can cover the whole family
Cover: Extensive core cover you can enhance or reduce to suit your needs
Health insurance articles and resources
Get insight and useful info on your health and wellbeing.
1Cover from £1.31 based on average annual premium of all existing customers with Speedy Diagnostics cover as at May 2023, divided by 365 days.