Cover the unexpected
Our plan helps support you and your family in the event of an accidental death, permanent injury or hospital stay.
3 levels of cover
Choose from Bronze, Silver or Gold
From £3.94 a month
For adult only cover – you can choose to add family members to your cover
If your main private residence is in the UK, you’ll be covered globally
Is it right for you?
Find out why our plan could be suitable for your family.
If you already have health cover
You’ll receive a benefit even if you already have life or health insurance separately. Do make sure you keep up to date with your health cover though – so you’re sure it still meets your needs.
Cover your family
It’s flexible – you can choose to cover just you, you and your partner, or you, your partner and any number of children.
Why get our plan?
Accidents happen – be prepared for them.
- Wide range of cover
Accidental death, permanent injury, amputation of arms and legs, loss of sight and hearing all covered
- 3 levels of cover
With 3 options, you can get cover that suits you. Check our policy document for full details
- From £3.94 a month
Premiums differ depending on who’s covered, and which level of cover you choose
- Worldwide cover
As long as your main residence is in the UK. Anyone else covered will need their main residence to be in the UK too
- No medical required
With no medical assessment needed, you’re covered for accidents the moment we confirm your payment details
What's not covered
- Illness and other causes
Sickness and disease isn’t covered, unless it was directly caused by an accident, other losses of function that aren't caused by an accident also won't be covered
- Motorcycle use
Accidents caused by driving or riding a motorbike aren’t covered by this policy
- Suicide and self-inflicted injuries
If your accident is because of a suicide attempt or a self-inflicted injury you won’t be covered
- Reckless or dangerous behaviour
If your accident is due to reckless or dangerous behaviour you won’t be covered – this includes drug use and driving under the influence of drink or drugs
- Professional sports
Taking part in or training for any sport as a professional sportsperson isn’t covered
Take a look at our policy booklet for full details of what's not covered.
What does it cost?
There are 3 levels of cover, with prices starting at just £3.94 per month. You can see the full details of what's covered in each tier on our table of benefits.
|Who's covered||Bronze cover||Silver cover||Gold cover|
|Adult and children||£6.09||£9.97||£16.27|
|Adult and partner||£7.88||£13.65||£21.53|
Are you eligible for our Family Personal Accident Plan?
To apply for cover, you'll need to be:
- Aged between 18 – 80 years old inclusive
- Resident in the UK
Children are eligible for cover if they’re between 3 – 19 years old inclusive, provided they’re not married or in a civil partnership.
Ready to apply?
Get covered quickly and easily online, today.
Looking for something else?
We offer a range of personal accident cover.
Accidental Death Insurance
No one likes to think about what might happen if they’re involved in a fatal accident but our cover gives financial support to help you plan for what happens next.
Accidental Permanent Injury Insurance
Accidents can happen and sometimes their consequences can be serious. Our cover gives you financial support if you suffer a permanent injury because of an accident.
For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of five years. Calls to 0800 numbers from UK landlines and mobiles are free.