What is Free Parent Life Cover?
If you have young children, chances are you've considered life insurance. So how does a whole year of free life cover sound? That’s £15,000 of life insurance for each parent of each child under four, with nothing to pay.
We won’t charge you a penny – no need to tell us your bank details, and you’ll be covered for a year
£15,000 worth of cover
We’ll pay the full amount if you pass away within the policy term, and the claim's valid
Newborn to preschool
Apply from birth or any time before their fourth birthday
It's easy – if you're eligible, just register with MyAviva and fill in the short application to kickstart your cover.
How does free parent life cover work?
If you're a parent, you get a whole year of free life cover for each child you have under four. Then, if you pass away in that time, we pay out £15,000 to help your loved ones manage financially.
Is this cover instead of a life insurance policy?
It’s up to you. You can take out free parent cover alongside an existing life insurance policy, to boost your overall cover amount, or take it out on its own. Some parents get a life insurance policy when the free year is over, but you don’t have to.
Can my partner and I both take out cover?
Yes. You can both take out a separate policy for each child under four. So that’s a plan for each parent, of each child. You can’t have cover for the same child for more than a year, though. And each parent can't have more than one policy per child.
About our Free Parent Life Cover
What we’ll give you
- £15,000 worth of cover
And we’ll pay out this lump sum if you pass away within the year
- Free cover for a year
There’s nothing to buy, and we won’t ask for bank details
- Cover for each parent of each child under four years
Apply from birth or any time before their fourth birthday
When we can’t pay out
- If you don’t answer all questions honestly
So make sure you fill in the form accurately and truthfully
- If you pass away due to alcohol or drug abuse
Alcohol abuse and non-prescribed drug overdose aren’t covered
- If you pass away due to suicide
Intentional injury that’s self-inflicted isn’t covered
- If you move out of the UK
We can’t cover you if you move abroad
Are you eligible?
You can apply for this cover if:
- You're aged 18-66 and a permanent UK resident
- You have a child under four years old and are named as a parent on their birth certificate, full adoption certificate, special guardianship order, or final residence order
- You haven’t had cancer treatment, including for leukaemia and lymphoma, in the last 12 months
- You only take out one plan per child, per parent
- You haven’t taken out this plan for the same child before
Ready to get your free cover?
Register with MyAviva and apply for your year of free life insurance today.
Looking for life insurance for longer?
Thinking of something longer term, or need more cover?
You could take out a life insurance plan on top of your free parent cover, or after the year’s up.
Looking for other cover?
Here’s how our other life cover can help protect what’s important to you. Our plans have no cash-in value at any time.
Cover for your mortgage, children’s university fees, loss of salary and more if you pass away.
Cover: Up to £5,000,000
Payment: If you die, or get a terminal illness and aren’t expected to live longer than 12 months, within the policy term
Critical illness cover
Our Critical Illness Plan pays out a lump sum if you are diagnosed with or have surgery for one of the 53 critical illnesses covered by our plan.
Cover: Up to £1,000,000
Payment: If you become critically ill and live for 10 days after diagnosis, within the policy term
Over 50s life insurance
Affordable over 50s cover that lasts a lifetime (whole of life policy).
Cover: £257 to £32,054 (subject to age and premium)
Payment: When you pass away
Already with us?
Here’s where you’ll find everything you need to know about your policy, and how to go about making any changes.
View your policy in MyAviva
- see your policy documents
- get offers and discounts.
Manage your policy
This is your dedicated page if you have life cover with us. It’s where you’ll find lots of useful information, including:
- how to update your personal details
- how to make changes to your policy
- answers to common questions
- ways to get in touch.
Take a look at our latest news and guides.
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What happens to a life insurance policy when someone dies?
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Different types of life insurance for your family
Explore the different types of life insurance for your family
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We regularly see the difference having life insurance can make to families, find out how having cover could make a big difference, when it really matters here.
Safeguarding the family home when you’re gone
Having life insurance can help reduce the financial impact on those left behind. Find out more about safeguarding your home with life insurance here.
Children’s critical illness benefit
The last thing you’ll want to think about is your child being critically ill, but it’s worth considering how you’d manage financially. Find out more here.
Think you can't afford life insurance? This might help
Read our 4 top tips on how to make the cost of life insurance more manageable.
Life insurance and critical illness cover: how are they different, and do you need both?
Although similar, life insurance and critical illness policies provide different kinds of cover to help in challenging times. Find out more here.
The difference between income protection insurance and critical illness cover
For a lifeline that’s right for you and your family, we look at the difference between critical illness cover and income protection, find out more here.
Planning a non-religious funeral
Find out about non-religious ways to pay tribute to someone, in a way that’s authentic to the way they lived and their wishes.
How to make a funeral a celebration of life
While the type of funeral can’t diminish the grief felt, it can help make it a joyful celebration of life. Find out more about celebration of life funerals here.
Still need help? Give us a call.
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